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Side-by-side financial comparison of Natural Grocers by Vitamin Cottage, Inc. (NGVC) and SIMMONS FIRST NATIONAL CORP (SFNC). Click either name above to swap in a different company.
Natural Grocers by Vitamin Cottage, Inc. is the larger business by last-quarter revenue ($335.6M vs $197.3M, roughly 1.7× SIMMONS FIRST NATIONAL CORP). On growth, SIMMONS FIRST NATIONAL CORP posted the faster year-over-year revenue change (19.6% vs 1.6%). SIMMONS FIRST NATIONAL CORP produced more free cash flow last quarter ($411.4M vs $11.6M). Over the past eight quarters, Natural Grocers by Vitamin Cottage, Inc.'s revenue compounded faster (4.4% CAGR vs 0.6%).
Natural Grocers by Vitamin Cottage, Inc. is a U.S.-based specialty retail chain that offers certified organic groceries, dietary supplements, natural personal care items, and eco-friendly household products. It serves health-conscious consumers across multiple U.S. states, following strict quality standards that exclude artificial preservatives, colors, flavors and harmful additives.
Simmons Bank is a bank with operations in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. It is the primary subsidiary of Simmons First National Corporation, a bank holding company.
NGVC vs SFNC — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $335.6M | $197.3M |
| Net Profit | $11.3M | — |
| Gross Margin | 29.5% | — |
| Operating Margin | 4.4% | — |
| Net Margin | 3.4% | — |
| Revenue YoY | 1.6% | 19.6% |
| Net Profit YoY | 14.0% | — |
| EPS (diluted) | $0.49 | $0.36 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $335.6M | $197.3M | ||
| Q3 25 | $336.1M | $186.7M | ||
| Q2 25 | $328.7M | $214.2M | ||
| Q1 25 | $335.8M | $209.6M | ||
| Q4 24 | $330.2M | $208.5M | ||
| Q3 24 | $322.7M | $174.8M | ||
| Q2 24 | $309.1M | $197.2M | ||
| Q1 24 | $308.1M | $195.1M |
| Q4 25 | $11.3M | — | ||
| Q3 25 | $11.8M | $-562.8M | ||
| Q2 25 | $11.6M | $54.8M | ||
| Q1 25 | $13.1M | $32.4M | ||
| Q4 24 | $9.9M | — | ||
| Q3 24 | $9.0M | $24.7M | ||
| Q2 24 | $9.2M | $40.8M | ||
| Q1 24 | $8.0M | $38.9M |
| Q4 25 | 29.5% | — | ||
| Q3 25 | 29.5% | — | ||
| Q2 25 | 29.9% | — | ||
| Q1 25 | 30.3% | — | ||
| Q4 24 | 29.9% | — | ||
| Q3 24 | 29.6% | — | ||
| Q2 24 | 29.2% | — | ||
| Q1 24 | 29.3% | — |
| Q4 25 | 4.4% | — | ||
| Q3 25 | 4.6% | — | ||
| Q2 25 | 4.7% | — | ||
| Q1 25 | 5.2% | — | ||
| Q4 24 | 4.0% | — | ||
| Q3 24 | 3.7% | — | ||
| Q2 24 | 4.2% | — | ||
| Q1 24 | 3.7% | — |
| Q4 25 | 3.4% | — | ||
| Q3 25 | 3.5% | -301.5% | ||
| Q2 25 | 3.5% | 25.6% | ||
| Q1 25 | 3.9% | 15.5% | ||
| Q4 24 | 3.0% | — | ||
| Q3 24 | 2.8% | 14.1% | ||
| Q2 24 | 3.0% | 20.7% | ||
| Q1 24 | 2.6% | 19.9% |
| Q4 25 | $0.49 | $0.36 | ||
| Q3 25 | $0.51 | $-4.00 | ||
| Q2 25 | $0.50 | $0.43 | ||
| Q1 25 | $0.56 | $0.26 | ||
| Q4 24 | $0.43 | $0.38 | ||
| Q3 24 | $0.38 | $0.20 | ||
| Q2 24 | $0.40 | $0.32 | ||
| Q1 24 | $0.35 | $0.31 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $23.2M | — |
| Total DebtLower is stronger | — | $620.0M |
| Stockholders' EquityBook value | $220.0M | $3.4B |
| Total Assets | $668.6M | $24.5B |
| Debt / EquityLower = less leverage | — | 0.18× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $23.2M | — | ||
| Q3 25 | $17.1M | — | ||
| Q2 25 | $13.2M | — | ||
| Q1 25 | $21.2M | — | ||
| Q4 24 | $6.3M | — | ||
| Q3 24 | $8.9M | — | ||
| Q2 24 | $13.9M | — | ||
| Q1 24 | $11.0M | — |
| Q4 25 | — | $620.0M | ||
| Q3 25 | — | $667.8M | ||
| Q2 25 | — | $1.0B | ||
| Q1 25 | — | $1.3B | ||
| Q4 24 | — | $1.1B | ||
| Q3 24 | — | $1.4B | ||
| Q2 24 | — | $1.7B | ||
| Q1 24 | — | $1.2B |
| Q4 25 | $220.0M | $3.4B | ||
| Q3 25 | $212.4M | $3.4B | ||
| Q2 25 | $202.5M | $3.5B | ||
| Q1 25 | $193.0M | $3.5B | ||
| Q4 24 | $181.9M | $3.5B | ||
| Q3 24 | $174.3M | $3.5B | ||
| Q2 24 | $167.8M | $3.5B | ||
| Q1 24 | $160.0M | $3.4B |
| Q4 25 | $668.6M | $24.5B | ||
| Q3 25 | $670.5M | $24.2B | ||
| Q2 25 | $659.0M | $26.7B | ||
| Q1 25 | $664.6M | $26.8B | ||
| Q4 24 | $648.9M | $26.9B | ||
| Q3 24 | $655.5M | $27.3B | ||
| Q2 24 | $654.4M | $27.4B | ||
| Q1 24 | $656.6M | $27.4B |
| Q4 25 | — | 0.18× | ||
| Q3 25 | — | 0.20× | ||
| Q2 25 | — | 0.28× | ||
| Q1 25 | — | 0.35× | ||
| Q4 24 | — | 0.32× | ||
| Q3 24 | — | 0.40× | ||
| Q2 24 | — | 0.50× | ||
| Q1 24 | — | 0.36× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $21.1M | $449.5M |
| Free Cash FlowOCF − Capex | $11.6M | $411.4M |
| FCF MarginFCF / Revenue | 3.4% | 208.5% |
| Capex IntensityCapex / Revenue | 2.9% | 19.3% |
| Cash ConversionOCF / Net Profit | 1.86× | — |
| TTM Free Cash FlowTrailing 4 quarters | $42.6M | $717.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $21.1M | $449.5M | ||
| Q3 25 | $15.6M | $223.4M | ||
| Q2 25 | $2.9M | $77.6M | ||
| Q1 25 | $34.1M | $32.8M | ||
| Q4 24 | $2.7M | $425.9M | ||
| Q3 24 | $24.5M | $199.4M | ||
| Q2 24 | $12.4M | $86.1M | ||
| Q1 24 | $20.2M | $57.6M |
| Q4 25 | $11.6M | $411.4M | ||
| Q3 25 | $7.5M | $216.7M | ||
| Q2 25 | $-4.2M | $66.3M | ||
| Q1 25 | $27.6M | $22.6M | ||
| Q4 24 | $-6.9M | $380.4M | ||
| Q3 24 | $18.0M | $187.7M | ||
| Q2 24 | $3.6M | $72.7M | ||
| Q1 24 | $9.8M | $47.7M |
| Q4 25 | 3.4% | 208.5% | ||
| Q3 25 | 2.2% | 116.1% | ||
| Q2 25 | -1.3% | 31.0% | ||
| Q1 25 | 8.2% | 10.8% | ||
| Q4 24 | -2.1% | 182.5% | ||
| Q3 24 | 5.6% | 107.4% | ||
| Q2 24 | 1.2% | 36.9% | ||
| Q1 24 | 3.2% | 24.5% |
| Q4 25 | 2.9% | 19.3% | ||
| Q3 25 | 2.4% | 3.6% | ||
| Q2 25 | 2.2% | 5.3% | ||
| Q1 25 | 1.9% | 4.8% | ||
| Q4 24 | 2.9% | 21.8% | ||
| Q3 24 | 2.0% | 6.7% | ||
| Q2 24 | 2.9% | 6.8% | ||
| Q1 24 | 3.4% | 5.0% |
| Q4 25 | 1.86× | — | ||
| Q3 25 | 1.32× | — | ||
| Q2 25 | 0.25× | 1.42× | ||
| Q1 25 | 2.60× | 1.01× | ||
| Q4 24 | 0.27× | — | ||
| Q3 24 | 2.72× | 8.06× | ||
| Q2 24 | 1.35× | 2.11× | ||
| Q1 24 | 2.54× | 1.48× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
NGVC
| Grocery | $243.8M | 73% |
| Dietary Supplements | $60.7M | 18% |
| Manufactured Product Other | $31.0M | 9% |
SFNC
Segment breakdown not available.
