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Side-by-side financial comparison of Nixxy, Inc. (NIXX) and Repay Holdings Corp (RPAY). Click either name above to swap in a different company.

Repay Holdings Corp is the larger business by last-quarter revenue ($78.6M vs $51.1M, roughly 1.5× Nixxy, Inc.). Nixxy, Inc. runs the higher net margin — -7.8% vs -178.3%, a 170.5% gap on every dollar of revenue. On growth, Nixxy, Inc. posted the faster year-over-year revenue change (10630.2% vs 0.4%). Over the past eight quarters, Nixxy, Inc.'s revenue compounded faster (1415.7% CAGR vs -1.3%).

Repay Holdings Corp is a leading payment technology provider delivering integrated end-to-end payment processing solutions for businesses across North America. Its offerings include credit/debit card processing, ACH transfer services, POS system integrations and digital payment tools, serving retail, healthcare, automotive and e-commerce segments to help clients streamline transaction workflows and boost operational efficiency.

NIXX vs RPAY — Head-to-Head

Bigger by revenue
RPAY
RPAY
1.5× larger
RPAY
$78.6M
$51.1M
NIXX
Growing faster (revenue YoY)
NIXX
NIXX
+10629.8% gap
NIXX
10630.2%
0.4%
RPAY
Higher net margin
NIXX
NIXX
170.5% more per $
NIXX
-7.8%
-178.3%
RPAY
Faster 2-yr revenue CAGR
NIXX
NIXX
Annualised
NIXX
1415.7%
-1.3%
RPAY

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
NIXX
NIXX
RPAY
RPAY
Revenue
$51.1M
$78.6M
Net Profit
$-4.0M
$-140.1M
Gross Margin
74.2%
Operating Margin
-4.1%
-182.2%
Net Margin
-7.8%
-178.3%
Revenue YoY
10630.2%
0.4%
Net Profit YoY
46.8%
-3304.1%
EPS (diluted)
$-0.11
$-1.68

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NIXX
NIXX
RPAY
RPAY
Q4 25
$51.1M
$78.6M
Q3 25
$31.9M
$77.7M
Q2 25
$13.5M
$75.6M
Q1 25
$1.4M
$77.3M
Q4 24
$-485.5K
$78.3M
Q3 24
$135.9K
$79.1M
Q2 24
$133.1K
$74.9M
Q1 24
$222.6K
$80.7M
Net Profit
NIXX
NIXX
RPAY
RPAY
Q4 25
$-4.0M
$-140.1M
Q3 25
$-2.2M
$-6.4M
Q2 25
$-4.2M
$-102.3M
Q1 25
$-4.5M
$-7.9M
Q4 24
$-7.5M
$-4.1M
Q3 24
$-13.3M
$3.2M
Q2 24
$-1.0M
$-4.1M
Q1 24
$-778.4K
$-5.2M
Gross Margin
NIXX
NIXX
RPAY
RPAY
Q4 25
74.2%
Q3 25
74.4%
Q2 25
75.7%
Q1 25
75.9%
Q4 24
76.3%
Q3 24
100.0%
77.8%
Q2 24
100.0%
78.2%
Q1 24
98.6%
76.2%
Operating Margin
NIXX
NIXX
RPAY
RPAY
Q4 25
-4.1%
-182.2%
Q3 25
-6.8%
-3.9%
Q2 25
-20.3%
-138.7%
Q1 25
-341.9%
-4.7%
Q4 24
1130.7%
-1.5%
Q3 24
-4042.6%
-0.9%
Q2 24
-738.7%
-4.6%
Q1 24
-473.3%
-3.1%
Net Margin
NIXX
NIXX
RPAY
RPAY
Q4 25
-7.8%
-178.3%
Q3 25
-6.8%
-8.3%
Q2 25
-30.9%
-135.2%
Q1 25
-325.2%
-10.3%
Q4 24
1542.7%
-5.3%
Q3 24
-9795.0%
4.1%
Q2 24
-762.8%
-5.4%
Q1 24
-349.8%
-6.5%
EPS (diluted)
NIXX
NIXX
RPAY
RPAY
Q4 25
$-0.11
$-1.68
Q3 25
$-0.10
$-0.08
Q2 25
$-0.22
$-1.15
Q1 25
$-0.30
$-0.09
Q4 24
$-0.41
$-0.04
Q3 24
$-2.66
$0.03
Q2 24
$-0.35
$-0.04
Q1 24
$-0.40
$-0.06

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NIXX
NIXX
RPAY
RPAY
Cash + ST InvestmentsLiquidity on hand
$343.0K
$115.7M
Total DebtLower is stronger
$0
$280.1M
Stockholders' EquityBook value
$8.0M
$484.4M
Total Assets
$13.2M
$1.2B
Debt / EquityLower = less leverage
0.00×
0.58×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NIXX
NIXX
RPAY
RPAY
Q4 25
$343.0K
$115.7M
Q3 25
$30.9K
$95.7M
Q2 25
$98.5K
$162.6M
Q1 25
$144.1K
$165.5M
Q4 24
$142.0K
$189.5M
Q3 24
$135.6K
$168.7M
Q2 24
$240.3K
$147.1M
Q1 24
$273.6K
$128.3M
Total Debt
NIXX
NIXX
RPAY
RPAY
Q4 25
$0
$280.1M
Q3 25
$0
$279.5M
Q2 25
$1.2M
$279.0M
Q1 25
$1.2M
$497.6M
Q4 24
$1.2M
$496.8M
Q3 24
$496.2M
Q2 24
$435.6M
Q1 24
$434.9M
Stockholders' Equity
NIXX
NIXX
RPAY
RPAY
Q4 25
$8.0M
$484.4M
Q3 25
$10.4M
$616.9M
Q2 25
$6.6M
$633.7M
Q1 25
$5.4M
$755.7M
Q4 24
$2.6M
$761.3M
Q3 24
$6.8M
$754.7M
Q2 24
$2.6M
$815.4M
Q1 24
$3.0M
$813.8M
Total Assets
NIXX
NIXX
RPAY
RPAY
Q4 25
$13.2M
$1.2B
Q3 25
$16.1M
$1.3B
Q2 25
$13.3M
$1.4B
Q1 25
$11.8M
$1.5B
Q4 24
$7.0M
$1.6B
Q3 24
$11.2M
$1.6B
Q2 24
$9.8M
$1.5B
Q1 24
$10.1M
$1.5B
Debt / Equity
NIXX
NIXX
RPAY
RPAY
Q4 25
0.00×
0.58×
Q3 25
0.00×
0.45×
Q2 25
0.18×
0.44×
Q1 25
0.22×
0.66×
Q4 24
0.47×
0.65×
Q3 24
0.66×
Q2 24
0.53×
Q1 24
0.53×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NIXX
NIXX
RPAY
RPAY
Operating Cash FlowLast quarter
$-516.0K
$23.3M
Free Cash FlowOCF − Capex
$23.2M
FCF MarginFCF / Revenue
29.6%
Capex IntensityCapex / Revenue
0.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$90.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NIXX
NIXX
RPAY
RPAY
Q4 25
$-516.0K
$23.3M
Q3 25
$-1.0M
$32.2M
Q2 25
$-1.2M
$33.1M
Q1 25
$-1.8M
$2.5M
Q4 24
$-2.4M
$34.3M
Q3 24
$-482.9K
$60.1M
Q2 24
$-554.6K
$31.0M
Q1 24
$-669.8K
$24.8M
Free Cash Flow
NIXX
NIXX
RPAY
RPAY
Q4 25
$23.2M
Q3 25
$32.1M
Q2 25
$33.0M
Q1 25
$2.4M
Q4 24
$34.0M
Q3 24
$59.8M
Q2 24
$30.5M
Q1 24
$24.7M
FCF Margin
NIXX
NIXX
RPAY
RPAY
Q4 25
29.6%
Q3 25
41.3%
Q2 25
43.6%
Q1 25
3.0%
Q4 24
43.5%
Q3 24
75.6%
Q2 24
40.7%
Q1 24
30.6%
Capex Intensity
NIXX
NIXX
RPAY
RPAY
Q4 25
0.1%
Q3 25
0.2%
Q2 25
0.1%
Q1 25
0.2%
Q4 24
0.3%
Q3 24
0.3%
Q2 24
0.6%
Q1 24
0.1%
Cash Conversion
NIXX
NIXX
RPAY
RPAY
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
18.52×
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NIXX
NIXX

Segment breakdown not available.

RPAY
RPAY

Sales Channel Directly To Consumer$69.4M88%
Other$6.8M9%
Sales Channel Through Intermediary$2.3M3%

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