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Side-by-side financial comparison of NATIONAL BANKSHARES INC (NKSH) and SuperCom Ltd (SPCB). Click either name above to swap in a different company.

NATIONAL BANKSHARES INC is the larger business by last-quarter revenue ($15.3M vs $14.2M, roughly 1.1× SuperCom Ltd). NATIONAL BANKSHARES INC runs the higher net margin — 38.5% vs 37.5%, a 1.0% gap on every dollar of revenue. On growth, NATIONAL BANKSHARES INC posted the faster year-over-year revenue change (24.7% vs -1.5%). NATIONAL BANKSHARES INC produced more free cash flow last quarter ($15.2M vs $-3.6M).

Nicolet Bankshares, Inc. is a U.S. regional bank holding company based in Green Bay, Wisconsin. They are the parent company of Nicolet National Bank, the second largest Wisconsin-based bank.

Super.com is a technology company headquartered in San Francisco and co-founded by Hussein Fazal and Henry Shi. The company provides financial services, including reward programs and travel bookings.

NKSH vs SPCB — Head-to-Head

Bigger by revenue
NKSH
NKSH
1.1× larger
NKSH
$15.3M
$14.2M
SPCB
Growing faster (revenue YoY)
NKSH
NKSH
+26.1% gap
NKSH
24.7%
-1.5%
SPCB
Higher net margin
NKSH
NKSH
1.0% more per $
NKSH
38.5%
37.5%
SPCB
More free cash flow
NKSH
NKSH
$18.7M more FCF
NKSH
$15.2M
$-3.6M
SPCB

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
NKSH
NKSH
SPCB
SPCB
Revenue
$15.3M
$14.2M
Net Profit
$5.9M
$5.3M
Gross Margin
61.2%
Operating Margin
47.4%
16.3%
Net Margin
38.5%
37.5%
Revenue YoY
24.7%
-1.5%
Net Profit YoY
91.0%
79.5%
EPS (diluted)
$0.93
$1.32

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NKSH
NKSH
SPCB
SPCB
Q4 25
$15.3M
Q3 25
$14.2M
Q2 25
$13.3M
$14.2M
Q1 25
$12.8M
Q4 24
$12.2M
Q3 24
$11.7M
Q2 24
$10.9M
$14.4M
Q1 24
$10.4M
Net Profit
NKSH
NKSH
SPCB
SPCB
Q4 25
$5.9M
Q3 25
$4.4M
Q2 25
$2.3M
$5.3M
Q1 25
$3.2M
Q4 24
$3.1M
Q3 24
$2.7M
Q2 24
$-307.0K
$3.0M
Q1 24
$2.2M
Gross Margin
NKSH
NKSH
SPCB
SPCB
Q4 25
Q3 25
Q2 25
61.2%
Q1 25
Q4 24
Q3 24
Q2 24
52.3%
Q1 24
Operating Margin
NKSH
NKSH
SPCB
SPCB
Q4 25
47.4%
Q3 25
37.9%
Q2 25
20.0%
16.3%
Q1 25
30.5%
Q4 24
30.1%
Q3 24
27.5%
Q2 24
-4.4%
7.7%
Q1 24
25.8%
Net Margin
NKSH
NKSH
SPCB
SPCB
Q4 25
38.5%
Q3 25
31.1%
Q2 25
17.2%
37.5%
Q1 25
25.3%
Q4 24
25.1%
Q3 24
22.8%
Q2 24
-2.8%
20.6%
Q1 24
20.8%
EPS (diluted)
NKSH
NKSH
SPCB
SPCB
Q4 25
$0.93
Q3 25
$0.69
Q2 25
$0.36
$1.32
Q1 25
$0.51
Q4 24
$0.50
Q3 24
$0.42
Q2 24
$-0.05
$1.19
Q1 24
$0.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NKSH
NKSH
SPCB
SPCB
Cash + ST InvestmentsLiquidity on hand
$59.3M
$15.0M
Total DebtLower is stronger
$23.6M
Stockholders' EquityBook value
$184.9M
$37.3M
Total Assets
$1.8B
$65.5M
Debt / EquityLower = less leverage
0.63×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NKSH
NKSH
SPCB
SPCB
Q4 25
$59.3M
Q3 25
$42.3M
Q2 25
$92.8M
$15.0M
Q1 25
$122.5M
Q4 24
$108.1M
Q3 24
$49.8M
Q2 24
$98.9M
$5.7M
Q1 24
$121.2M
Total Debt
NKSH
NKSH
SPCB
SPCB
Q4 25
Q3 25
Q2 25
$23.6M
Q1 25
Q4 24
Q3 24
Q2 24
$29.2M
Q1 24
Stockholders' Equity
NKSH
NKSH
SPCB
SPCB
Q4 25
$184.9M
Q3 25
$179.2M
Q2 25
$168.7M
$37.3M
Q1 25
$167.3M
Q4 24
$156.4M
Q3 24
$167.8M
Q2 24
$149.0M
$13.8M
Q1 24
$139.4M
Total Assets
NKSH
NKSH
SPCB
SPCB
Q4 25
$1.8B
Q3 25
$1.8B
Q2 25
$1.8B
$65.5M
Q1 25
$1.8B
Q4 24
$1.8B
Q3 24
$1.8B
Q2 24
$1.8B
$49.6M
Q1 24
$1.7B
Debt / Equity
NKSH
NKSH
SPCB
SPCB
Q4 25
Q3 25
Q2 25
0.63×
Q1 25
Q4 24
Q3 24
Q2 24
2.11×
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NKSH
NKSH
SPCB
SPCB
Operating Cash FlowLast quarter
$17.9M
$-2.2M
Free Cash FlowOCF − Capex
$15.2M
$-3.6M
FCF MarginFCF / Revenue
99.2%
-25.3%
Capex IntensityCapex / Revenue
17.9%
10.0%
Cash ConversionOCF / Net Profit
3.04×
-0.41×
TTM Free Cash FlowTrailing 4 quarters
$23.6M
$-14.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NKSH
NKSH
SPCB
SPCB
Q4 25
$17.9M
Q3 25
$6.1M
Q2 25
$2.1M
$-2.2M
Q1 25
$2.6M
Q4 24
$9.4M
Q3 24
$3.1M
Q2 24
$-3.0M
$-950.0K
Q1 24
$3.8M
Free Cash Flow
NKSH
NKSH
SPCB
SPCB
Q4 25
$15.2M
Q3 25
$5.3M
Q2 25
$1.5M
$-3.6M
Q1 25
$1.6M
Q4 24
$6.2M
Q3 24
$2.2M
Q2 24
$-4.0M
$-1.6M
Q1 24
$3.5M
FCF Margin
NKSH
NKSH
SPCB
SPCB
Q4 25
99.2%
Q3 25
37.4%
Q2 25
11.5%
-25.3%
Q1 25
12.5%
Q4 24
50.5%
Q3 24
18.5%
Q2 24
-36.3%
-10.8%
Q1 24
33.8%
Capex Intensity
NKSH
NKSH
SPCB
SPCB
Q4 25
17.9%
Q3 25
5.6%
Q2 25
4.1%
10.0%
Q1 25
7.5%
Q4 24
26.6%
Q3 24
8.3%
Q2 24
9.3%
4.2%
Q1 24
3.0%
Cash Conversion
NKSH
NKSH
SPCB
SPCB
Q4 25
3.04×
Q3 25
1.38×
Q2 25
0.90×
-0.41×
Q1 25
0.79×
Q4 24
3.07×
Q3 24
1.17×
Q2 24
-0.32×
Q1 24
1.77×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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