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Side-by-side financial comparison of Neptune Insurance Holdings Inc. (NP) and Vitesse Energy, Inc. (VTS). Click either name above to swap in a different company.
Vitesse Energy, Inc. is the larger business by last-quarter revenue ($58.6M vs $37.8M, roughly 1.6× Neptune Insurance Holdings Inc.). Neptune Insurance Holdings Inc. runs the higher net margin — 0.1% vs -1.3%, a 1.4% gap on every dollar of revenue. On growth, Neptune Insurance Holdings Inc. posted the faster year-over-year revenue change (28.8% vs 4.8%).
Neptune Insurance Holdings Inc. is a specialty insurance holding company that offers a broad portfolio of property and casualty insurance products, with a core focus on residential and commercial flood insurance for customers across the United States. It serves both individual consumers and small to mid-sized business clients, using advanced data analytics to support accurate policy pricing and robust risk management.
Vitesse Energy, Inc. is a U.S.-headquartered independent energy company focused on exploration, development, and production of oil and natural gas assets. It operates primarily in high-potential onshore basins including North Dakota's Williston Basin, serving domestic and global upstream energy market demand.
NP vs VTS — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $37.8M | $58.6M |
| Net Profit | $50.0K | $-739.0K |
| Gross Margin | — | — |
| Operating Margin | — | -12.0% |
| Net Margin | 0.1% | -1.3% |
| Revenue YoY | 28.8% | 4.8% |
| Net Profit YoY | 0.0% | 85.6% |
| EPS (diluted) | $0.05 | $-0.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $37.8M | — | ||
| Q4 25 | — | $58.6M | ||
| Q3 25 | $44.4M | $67.4M | ||
| Q2 25 | — | $81.8M | ||
| Q1 25 | — | $66.2M | ||
| Q4 24 | — | $55.9M | ||
| Q3 24 | $33.8M | $58.3M | ||
| Q2 24 | — | $66.6M |
| Q1 26 | $50.0K | — | ||
| Q4 25 | — | $-739.0K | ||
| Q3 25 | $11.5M | $-1.3M | ||
| Q2 25 | — | $24.7M | ||
| Q1 25 | — | $2.7M | ||
| Q4 24 | — | $-5.1M | ||
| Q3 24 | $12.1M | $17.4M | ||
| Q2 24 | — | $10.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | -12.0% | ||
| Q3 25 | 46.7% | 0.2% | ||
| Q2 25 | — | 22.8% | ||
| Q1 25 | — | 8.1% | ||
| Q4 24 | — | 3.7% | ||
| Q3 24 | 58.6% | 15.4% | ||
| Q2 24 | — | 25.2% |
| Q1 26 | 0.1% | — | ||
| Q4 25 | — | -1.3% | ||
| Q3 25 | 25.9% | -1.9% | ||
| Q2 25 | — | 30.2% | ||
| Q1 25 | — | 4.0% | ||
| Q4 24 | — | -9.2% | ||
| Q3 24 | 35.8% | 29.9% | ||
| Q2 24 | — | 16.4% |
| Q1 26 | $0.05 | — | ||
| Q4 25 | — | $-0.01 | ||
| Q3 25 | $0.06 | $-0.03 | ||
| Q2 25 | — | $0.60 | ||
| Q1 25 | — | $0.08 | ||
| Q4 24 | — | $-0.15 | ||
| Q3 24 | $0.06 | $0.53 | ||
| Q2 24 | — | $0.33 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | — | $629.3M |
| Total Assets | — | $893.4M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $12.2M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $4.5M | ||
| Q4 24 | — | $3.0M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $247.6M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | $629.3M | ||
| Q3 25 | $-509.5M | $650.3M | ||
| Q2 25 | — | $671.9M | ||
| Q1 25 | — | $667.7M | ||
| Q4 24 | — | $500.3M | ||
| Q3 24 | $-374.3M | $520.4M | ||
| Q2 24 | — | $518.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | $893.4M | ||
| Q3 25 | $89.6M | $932.9M | ||
| Q2 25 | — | $951.5M | ||
| Q1 25 | — | $975.2M | ||
| Q4 24 | — | $810.9M | ||
| Q3 24 | — | $791.2M | ||
| Q2 24 | — | $778.4M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $37.4M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $37.4M | ||
| Q3 25 | $38.9M | $49.4M | ||
| Q2 25 | — | $66.0M | ||
| Q1 25 | — | $17.5M | ||
| Q4 24 | — | $34.7M | ||
| Q3 24 | — | $45.7M | ||
| Q2 24 | — | $35.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 3.38× | — | ||
| Q2 25 | — | 2.68× | ||
| Q1 25 | — | 6.56× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 2.62× | ||
| Q2 24 | — | 3.22× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
NP
Segment breakdown not available.
VTS
| Oil Reserves | $54.5M | 93% |
| Natural Gas Reserves | $4.2M | 7% |
