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Side-by-side financial comparison of NSTS Bancorp, Inc. (NSTS) and AIRWA INC. (YYAI). Click either name above to swap in a different company.

AIRWA INC. is the larger business by last-quarter revenue ($3.0M vs $2.5M, roughly 1.2× NSTS Bancorp, Inc.). NSTS Bancorp, Inc. runs the higher net margin — 214.3% vs -7.4%, a 221.7% gap on every dollar of revenue. On growth, AIRWA INC. posted the faster year-over-year revenue change (729.8% vs 3.0%). Over the past eight quarters, AIRWA INC.'s revenue compounded faster (14.3% CAGR vs 11.7%).

NSTS Bancorp, Inc. is a U.S.-based bank holding company. It offers a comprehensive suite of retail and commercial banking products and services, including deposit accounts, personal loans, commercial loans, and wealth management solutions, primarily serving individual consumers and small-to-medium enterprises in its regional operating areas.

Flying W Airways (FWA) was a briefly high-profile publicly-traded company of the late 1960s/early 1970s, which originated in 1961 when its founders opened Flying W Airport in New Jersey as a fly-in resort. FWA became a bet on Alaskan oil and at its peak in 1969 attracted investment by the Matlack family, had two Hollywood actors on its board and bought Red Dodge Aviation (RDA) of Alaska, for which it acquired Lockheed L-100 Hercules aircraft, to take advantage of forthcoming Alaska pipeline c...

NSTS vs YYAI — Head-to-Head

Bigger by revenue
YYAI
YYAI
1.2× larger
YYAI
$3.0M
$2.5M
NSTS
Growing faster (revenue YoY)
YYAI
YYAI
+726.7% gap
YYAI
729.8%
3.0%
NSTS
Higher net margin
NSTS
NSTS
221.7% more per $
NSTS
214.3%
-7.4%
YYAI
Faster 2-yr revenue CAGR
YYAI
YYAI
Annualised
YYAI
14.3%
11.7%
NSTS

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
NSTS
NSTS
YYAI
YYAI
Revenue
$2.5M
$3.0M
Net Profit
$135.0K
$-221.8K
Gross Margin
75.2%
Operating Margin
1.8%
Net Margin
214.3%
-7.4%
Revenue YoY
3.0%
729.8%
Net Profit YoY
393.5%
83.8%
EPS (diluted)
$-0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NSTS
NSTS
YYAI
YYAI
Q4 25
$2.5M
$3.0M
Q3 25
$2.5M
$3.0M
Q2 25
$2.5M
$3.0M
Q1 25
$2.2M
$3.3M
Q4 24
$2.4M
$3.3M
Q3 24
$2.3M
$3.3M
Q2 24
$2.3M
$-701.1K
Q1 24
$2.0M
Net Profit
NSTS
NSTS
YYAI
YYAI
Q4 25
$135.0K
$-221.8K
Q3 25
$65.0K
$1.3M
Q2 25
$-258.0K
$552.2K
Q1 25
$-328.0K
$-411.2K
Q4 24
$-46.0K
$-1.4M
Q3 24
$-171.0K
$-4.2M
Q2 24
$-326.0K
Q1 24
$-246.0K
Gross Margin
NSTS
NSTS
YYAI
YYAI
Q4 25
75.2%
Q3 25
75.2%
Q2 25
75.2%
Q1 25
77.3%
Q4 24
77.3%
Q3 24
77.3%
Q2 24
Q1 24
Operating Margin
NSTS
NSTS
YYAI
YYAI
Q4 25
1.8%
Q3 25
2.6%
49.7%
Q2 25
-10.1%
42.7%
Q1 25
-15.2%
16.2%
Q4 24
-71.9%
71.2%
Q3 24
-7.6%
74.6%
Q2 24
-14.2%
Q1 24
-12.2%
Net Margin
NSTS
NSTS
YYAI
YYAI
Q4 25
214.3%
-7.4%
Q3 25
2.6%
42.0%
Q2 25
-10.1%
18.4%
Q1 25
-15.2%
-12.6%
Q4 24
-71.9%
-41.7%
Q3 24
-7.6%
-129.0%
Q2 24
-14.2%
Q1 24
-12.2%
EPS (diluted)
NSTS
NSTS
YYAI
YYAI
Q4 25
$-0.05
Q3 25
$0.01
Q2 25
Q1 25
$-1.41
Q4 24
$6.43
Q3 24
$-0.03
$-1.91
Q2 24
$-30.98
Q1 24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NSTS
NSTS
YYAI
YYAI
Cash + ST InvestmentsLiquidity on hand
$34.0M
$107.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$80.0M
$165.4M
Total Assets
$266.6M
$172.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NSTS
NSTS
YYAI
YYAI
Q4 25
$34.0M
$107.0M
Q3 25
$34.1M
$2.5M
Q2 25
$47.5M
$1.4M
Q1 25
$57.5M
$4.3M
Q4 24
$53.5M
$18.1M
Q3 24
$34.6M
$18.2M
Q2 24
$32.4M
$1.8M
Q1 24
$36.4M
Stockholders' Equity
NSTS
NSTS
YYAI
YYAI
Q4 25
$80.0M
$165.4M
Q3 25
$78.9M
$26.2M
Q2 25
$77.8M
$25.3M
Q1 25
$77.5M
$26.1M
Q4 24
$76.5M
$8.0M
Q3 24
$78.4M
$9.4M
Q2 24
$76.5M
$9.6M
Q1 24
$77.0M
Total Assets
NSTS
NSTS
YYAI
YYAI
Q4 25
$266.6M
$172.1M
Q3 25
$269.8M
$34.7M
Q2 25
$276.0M
$32.9M
Q1 25
$282.7M
$30.7M
Q4 24
$278.7M
$21.6M
Q3 24
$268.4M
$23.2M
Q2 24
$265.9M
$23.2M
Q1 24
$265.6M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NSTS
NSTS
YYAI
YYAI
Operating Cash FlowLast quarter
$4.1M
$-30.8M
Free Cash FlowOCF − Capex
$3.9M
FCF MarginFCF / Revenue
156.9%
Capex IntensityCapex / Revenue
4.1%
Cash ConversionOCF / Net Profit
30.01×
TTM Free Cash FlowTrailing 4 quarters
$4.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NSTS
NSTS
YYAI
YYAI
Q4 25
$4.1M
$-30.8M
Q3 25
$2.9M
$-1.1M
Q2 25
$655.0K
$-423.7K
Q1 25
$-2.7M
$-133.8K
Q4 24
$9.4M
$779.4K
Q3 24
$1.6M
$-601.3K
Q2 24
$-1.6M
$-460.3K
Q1 24
$92.0K
Free Cash Flow
NSTS
NSTS
YYAI
YYAI
Q4 25
$3.9M
Q3 25
$2.9M
Q2 25
$616.0K
Q1 25
$-2.7M
Q4 24
$9.1M
Q3 24
$1.6M
Q2 24
$-1.7M
Q1 24
$76.0K
FCF Margin
NSTS
NSTS
YYAI
YYAI
Q4 25
156.9%
Q3 25
113.9%
Q2 25
24.2%
Q1 25
-126.1%
Q4 24
373.1%
Q3 24
69.3%
Q2 24
-76.4%
Q1 24
3.8%
Capex Intensity
NSTS
NSTS
YYAI
YYAI
Q4 25
4.1%
Q3 25
0.1%
Q2 25
1.5%
Q1 25
2.5%
Q4 24
13.1%
Q3 24
2.3%
Q2 24
5.1%
Q1 24
0.8%
Cash Conversion
NSTS
NSTS
YYAI
YYAI
Q4 25
30.01×
Q3 25
44.03×
-0.86×
Q2 25
-0.77×
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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