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Side-by-side financial comparison of NU SKIN ENTERPRISES, INC. (NUS) and PRA GROUP INC (PRAA). Click either name above to swap in a different company.

NU SKIN ENTERPRISES, INC. is the larger business by last-quarter revenue ($370.3M vs $333.4M, roughly 1.1× PRA GROUP INC). PRA GROUP INC runs the higher net margin — 17.0% vs 3.9%, a 13.0% gap on every dollar of revenue. On growth, PRA GROUP INC posted the faster year-over-year revenue change (13.7% vs -16.9%). NU SKIN ENTERPRISES, INC. produced more free cash flow last quarter ($5.9M vs $-90.4M). Over the past eight quarters, PRA GROUP INC's revenue compounded faster (14.2% CAGR vs -5.8%).

Nu Skin Enterprises, Inc. is an American multilevel marketing company that develops and sells personal care products and dietary and nutritional supplements. Under the Nu Skin and Pharmanex brands, the company sells its products in 54 markets through a network of approximately 1.2 million independent distributors.

PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries.

NUS vs PRAA — Head-to-Head

Bigger by revenue
NUS
NUS
1.1× larger
NUS
$370.3M
$333.4M
PRAA
Growing faster (revenue YoY)
PRAA
PRAA
+30.6% gap
PRAA
13.7%
-16.9%
NUS
Higher net margin
PRAA
PRAA
13.0% more per $
PRAA
17.0%
3.9%
NUS
More free cash flow
NUS
NUS
$96.2M more FCF
NUS
$5.9M
$-90.4M
PRAA
Faster 2-yr revenue CAGR
PRAA
PRAA
Annualised
PRAA
14.2%
-5.8%
NUS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
NUS
NUS
PRAA
PRAA
Revenue
$370.3M
$333.4M
Net Profit
$14.5M
$56.5M
Gross Margin
70.7%
Operating Margin
6.3%
37.7%
Net Margin
3.9%
17.0%
Revenue YoY
-16.9%
13.7%
Net Profit YoY
140.1%
206.3%
EPS (diluted)
$0.27
$1.47

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NUS
NUS
PRAA
PRAA
Q4 25
$370.3M
$333.4M
Q3 25
$364.2M
$311.1M
Q2 25
$386.1M
$287.7M
Q1 25
$364.5M
$269.6M
Q4 24
$445.6M
$293.2M
Q3 24
$430.1M
$281.5M
Q2 24
$439.1M
$284.2M
Q1 24
$417.3M
$255.6M
Net Profit
NUS
NUS
PRAA
PRAA
Q4 25
$14.5M
$56.5M
Q3 25
$17.1M
$-407.7M
Q2 25
$21.1M
$42.4M
Q1 25
$107.5M
$3.7M
Q4 24
$-36.1M
$18.5M
Q3 24
$8.3M
$27.2M
Q2 24
$-118.3M
$21.5M
Q1 24
$-533.0K
$3.5M
Gross Margin
NUS
NUS
PRAA
PRAA
Q4 25
70.7%
Q3 25
70.5%
Q2 25
68.8%
Q1 25
67.8%
Q4 24
62.7%
Q3 24
70.1%
Q2 24
70.0%
Q1 24
70.5%
Operating Margin
NUS
NUS
PRAA
PRAA
Q4 25
6.3%
37.7%
Q3 25
5.9%
-101.4%
Q2 25
8.0%
29.6%
Q1 25
-2.7%
27.7%
Q4 24
-11.9%
32.1%
Q3 24
4.2%
32.0%
Q2 24
-28.6%
31.4%
Q1 24
2.1%
26.0%
Net Margin
NUS
NUS
PRAA
PRAA
Q4 25
3.9%
17.0%
Q3 25
4.7%
-131.0%
Q2 25
5.5%
14.7%
Q1 25
29.5%
1.4%
Q4 24
-8.1%
6.3%
Q3 24
1.9%
9.6%
Q2 24
-26.9%
7.6%
Q1 24
-0.1%
1.4%
EPS (diluted)
NUS
NUS
PRAA
PRAA
Q4 25
$0.27
$1.47
Q3 25
$0.34
$-10.43
Q2 25
$0.43
$1.08
Q1 25
$2.14
$0.09
Q4 24
$-0.73
$0.47
Q3 24
$0.17
$0.69
Q2 24
$-2.38
$0.54
Q1 24
$-0.01
$0.09

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NUS
NUS
PRAA
PRAA
Cash + ST InvestmentsLiquidity on hand
$239.8M
$104.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$805.2M
$979.9M
Total Assets
$1.4B
$5.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NUS
NUS
PRAA
PRAA
Q4 25
$239.8M
$104.4M
Q3 25
$253.0M
$107.5M
Q2 25
$265.4M
$131.6M
Q1 25
$213.6M
$128.7M
Q4 24
$198.0M
$105.9M
Q3 24
$237.8M
$141.1M
Q2 24
$232.9M
$118.9M
Q1 24
$221.2M
$108.1M
Stockholders' Equity
NUS
NUS
PRAA
PRAA
Q4 25
$805.2M
$979.9M
Q3 25
$799.8M
$928.5M
Q2 25
$787.8M
$1.3B
Q1 25
$754.0M
$1.2B
Q4 24
$651.5M
$1.1B
Q3 24
$706.9M
$1.2B
Q2 24
$686.2M
$1.1B
Q1 24
$810.2M
$1.1B
Total Assets
NUS
NUS
PRAA
PRAA
Q4 25
$1.4B
$5.1B
Q3 25
$1.4B
$5.0B
Q2 25
$1.4B
$5.4B
Q1 25
$1.4B
$5.1B
Q4 24
$1.5B
$4.9B
Q3 24
$1.6B
$4.9B
Q2 24
$1.6B
$4.7B
Q1 24
$1.7B
$4.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NUS
NUS
PRAA
PRAA
Operating Cash FlowLast quarter
$16.6M
$-85.5M
Free Cash FlowOCF − Capex
$5.9M
$-90.4M
FCF MarginFCF / Revenue
1.6%
-27.1%
Capex IntensityCapex / Revenue
2.9%
1.4%
Cash ConversionOCF / Net Profit
1.15×
-1.51×
TTM Free Cash FlowTrailing 4 quarters
$46.0M
$-169.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NUS
NUS
PRAA
PRAA
Q4 25
$16.6M
$-85.5M
Q3 25
$27.5M
$-10.1M
Q2 25
$35.8M
$-12.9M
Q1 25
$389.0K
$-52.6M
Q4 24
$25.8M
$-94.6M
Q3 24
$31.4M
$-35.0M
Q2 24
$51.2M
$-29.5M
Q1 24
$3.3M
$-73.0M
Free Cash Flow
NUS
NUS
PRAA
PRAA
Q4 25
$5.9M
$-90.4M
Q3 25
$17.6M
$-11.3M
Q2 25
$35.8M
$-14.2M
Q1 25
$-13.2M
$-53.5M
Q4 24
$13.2M
$-98.6M
Q3 24
$22.8M
$-36.1M
Q2 24
$43.1M
$-30.8M
Q1 24
$-9.0M
$-73.5M
FCF Margin
NUS
NUS
PRAA
PRAA
Q4 25
1.6%
-27.1%
Q3 25
4.8%
-3.6%
Q2 25
9.3%
-4.9%
Q1 25
-3.6%
-19.8%
Q4 24
3.0%
-33.6%
Q3 24
5.3%
-12.8%
Q2 24
9.8%
-10.8%
Q1 24
-2.1%
-28.8%
Capex Intensity
NUS
NUS
PRAA
PRAA
Q4 25
2.9%
1.4%
Q3 25
2.7%
0.4%
Q2 25
0.0%
0.4%
Q1 25
3.7%
0.3%
Q4 24
2.8%
1.4%
Q3 24
2.0%
0.4%
Q2 24
1.9%
0.5%
Q1 24
2.9%
0.2%
Cash Conversion
NUS
NUS
PRAA
PRAA
Q4 25
1.15×
-1.51×
Q3 25
1.61×
Q2 25
1.69×
-0.30×
Q1 25
0.00×
-14.37×
Q4 24
-5.13×
Q3 24
3.79×
-1.29×
Q2 24
-1.37×
Q1 24
-21.01×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NUS
NUS

Other$161.9M44%
Mainland China Segment$52.0M14%
Southeast Asia Pacific Segment$50.5M14%
Europe And Africa Segment$41.8M11%
Hong Kong Taiwan Segment$29.6M8%
South Korea Segment$28.4M8%
Rhyz Other Segment$6.1M2%

PRAA
PRAA

GB$170.1M51%
Other$163.3M49%

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