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Side-by-side financial comparison of Origin Bancorp, Inc. (OBK) and PAMT CORP (PAMT). Click either name above to swap in a different company.
PAMT CORP is the larger business by last-quarter revenue ($141.3M vs $104.0M, roughly 1.4× Origin Bancorp, Inc.). Origin Bancorp, Inc. runs the higher net margin — 26.6% vs -20.7%, a 47.3% gap on every dollar of revenue. Over the past eight quarters, Origin Bancorp, Inc.'s revenue compounded faster (3.9% CAGR vs -12.0%).
Southern Bancorp is a community development financial institution headquartered in Arkadelphia, Arkansas. It was founded in 1986 as Southern Development Bancorporation, and is often referred to simply as "Southern".
OBK vs PAMT — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $104.0M | $141.3M |
| Net Profit | $27.7M | $-29.3M |
| Gross Margin | — | — |
| Operating Margin | — | -27.0% |
| Net Margin | 26.6% | -20.7% |
| Revenue YoY | — | -15.1% |
| Net Profit YoY | — | 7.4% |
| EPS (diluted) | $0.89 | $-1.38 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $104.0M | — | ||
| Q4 25 | $103.4M | $141.3M | ||
| Q3 25 | $109.8M | $150.3M | ||
| Q2 25 | $83.5M | $151.1M | ||
| Q1 25 | $94.1M | $155.3M | ||
| Q4 24 | $78.3M | $166.5M | ||
| Q3 24 | $90.8M | $182.6M | ||
| Q2 24 | $96.4M | $182.9M |
| Q1 26 | $27.7M | — | ||
| Q4 25 | $29.5M | $-29.3M | ||
| Q3 25 | $8.6M | $-5.6M | ||
| Q2 25 | $14.6M | $-9.6M | ||
| Q1 25 | $22.4M | $-8.1M | ||
| Q4 24 | $14.3M | $-31.6M | ||
| Q3 24 | $18.6M | $2.4M | ||
| Q2 24 | $21.0M | $-2.9M |
| Q1 26 | — | — | ||
| Q4 25 | 36.2% | -27.0% | ||
| Q3 25 | 10.0% | -3.8% | ||
| Q2 25 | 22.3% | -7.3% | ||
| Q1 25 | 30.4% | -5.9% | ||
| Q4 24 | 23.0% | -22.6% | ||
| Q3 24 | 26.1% | 1.3% | ||
| Q2 24 | 27.7% | -0.4% |
| Q1 26 | 26.6% | — | ||
| Q4 25 | 28.5% | -20.7% | ||
| Q3 25 | 7.9% | -3.7% | ||
| Q2 25 | 17.5% | -6.4% | ||
| Q1 25 | 23.8% | -5.2% | ||
| Q4 24 | 18.2% | -19.0% | ||
| Q3 24 | 20.5% | 1.3% | ||
| Q2 24 | 21.8% | -1.6% |
| Q1 26 | $0.89 | — | ||
| Q4 25 | $0.95 | $-1.38 | ||
| Q3 25 | $0.27 | $-0.27 | ||
| Q2 25 | $0.47 | $-0.46 | ||
| Q1 25 | $0.71 | $-0.37 | ||
| Q4 24 | $0.45 | $-1.44 | ||
| Q3 24 | $0.60 | $0.11 | ||
| Q2 24 | $0.67 | $-0.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $83.7M |
| Total DebtLower is stronger | — | $333.9M |
| Stockholders' EquityBook value | $1.3B | $210.5M |
| Total Assets | $10.2B | $697.9M |
| Debt / EquityLower = less leverage | — | 1.59× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $424.2M | $83.7M | ||
| Q3 25 | $626.9M | $115.6M | ||
| Q2 25 | $334.1M | $117.3M | ||
| Q1 25 | $486.2M | $102.7M | ||
| Q4 24 | $470.2M | $110.7M | ||
| Q3 24 | $321.2M | $92.3M | ||
| Q2 24 | $288.1M | $114.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | $333.9M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $325.6M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.2B | $210.5M | ||
| Q3 25 | $1.2B | $239.5M | ||
| Q2 25 | $1.2B | $244.9M | ||
| Q1 25 | $1.2B | $269.6M | ||
| Q4 24 | $1.1B | $277.5M | ||
| Q3 24 | $1.1B | $308.9M | ||
| Q2 24 | $1.1B | $306.7M |
| Q1 26 | $10.2B | — | ||
| Q4 25 | $9.7B | $697.9M | ||
| Q3 25 | $9.8B | $715.2M | ||
| Q2 25 | $9.7B | $707.9M | ||
| Q1 25 | $9.8B | $712.6M | ||
| Q4 24 | $9.7B | $741.7M | ||
| Q3 24 | $10.0B | $756.7M | ||
| Q2 24 | $9.9B | $733.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.59× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 1.17× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-5.8M |
| Free Cash FlowOCF − Capex | — | $-25.0M |
| FCF MarginFCF / Revenue | — | -17.7% |
| Capex IntensityCapex / Revenue | — | 13.6% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-23.4M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $158.9M | $-5.8M | ||
| Q3 25 | $59.3M | $5.9M | ||
| Q2 25 | $20.6M | $12.2M | ||
| Q1 25 | $35.6M | $5.0M | ||
| Q4 24 | $108.5M | $15.2M | ||
| Q3 24 | $39.6M | $15.5M | ||
| Q2 24 | $11.9M | $18.7M |
| Q1 26 | — | — | ||
| Q4 25 | $151.1M | $-25.0M | ||
| Q3 25 | $56.8M | $2.5M | ||
| Q2 25 | $19.6M | $5.9M | ||
| Q1 25 | $34.8M | $-6.8M | ||
| Q4 24 | $86.4M | $-39.9M | ||
| Q3 24 | $32.2M | $-33.6M | ||
| Q2 24 | $6.5M | $4.1M |
| Q1 26 | — | — | ||
| Q4 25 | 146.0% | -17.7% | ||
| Q3 25 | 51.7% | 1.7% | ||
| Q2 25 | 23.5% | 3.9% | ||
| Q1 25 | 37.0% | -4.4% | ||
| Q4 24 | 110.3% | -24.0% | ||
| Q3 24 | 35.5% | -18.4% | ||
| Q2 24 | 6.8% | 2.2% |
| Q1 26 | — | — | ||
| Q4 25 | 7.6% | 13.6% | ||
| Q3 25 | 2.3% | 2.3% | ||
| Q2 25 | 1.2% | 4.2% | ||
| Q1 25 | 0.8% | 7.6% | ||
| Q4 24 | 28.1% | 33.1% | ||
| Q3 24 | 8.1% | 26.9% | ||
| Q2 24 | 5.6% | 8.0% |
| Q1 26 | — | — | ||
| Q4 25 | 5.38× | — | ||
| Q3 25 | 6.88× | — | ||
| Q2 25 | 1.41× | — | ||
| Q1 25 | 1.59× | — | ||
| Q4 24 | 7.60× | — | ||
| Q3 24 | 2.13× | 6.44× | ||
| Q2 24 | 0.57× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OBK
| Net Interest Income | $87.2M | 84% |
| Noninterest Income | $16.8M | 16% |
PAMT
| Freight Transportation Service | $123.1M | 87% |
| Fuel Surcharge | $18.2M | 13% |
