vs
Side-by-side financial comparison of Origin Bancorp, Inc. (OBK) and Urban Edge Properties (UE). Click either name above to swap in a different company.
Urban Edge Properties is the larger business by last-quarter revenue ($132.6M vs $104.0M, roughly 1.3× Origin Bancorp, Inc.). Origin Bancorp, Inc. runs the higher net margin — 26.6% vs 17.1%, a 9.5% gap on every dollar of revenue. Over the past eight quarters, Urban Edge Properties's revenue compounded faster (11.6% CAGR vs 3.9%).
Southern Bancorp is a community development financial institution headquartered in Arkadelphia, Arkansas. It was founded in 1986 as Southern Development Bancorporation, and is often referred to simply as "Southern".
Urban Edge Properties is a publicly traded real estate investment trust (REIT) that owns, operates, and develops high-quality retail and mixed-use properties, primarily located in densely populated urban and suburban markets across the United States. Its portfolio covers grocery-anchored shopping centers, lifestyle outlets, and community-focused commercial assets.
OBK vs UE — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $104.0M | $132.6M |
| Net Profit | $27.7M | $22.6M |
| Gross Margin | — | — |
| Operating Margin | — | — |
| Net Margin | 26.6% | 17.1% |
| Revenue YoY | — | 12.2% |
| Net Profit YoY | — | -6.7% |
| EPS (diluted) | $0.89 | $0.18 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $104.0M | $132.6M | ||
| Q4 25 | $103.4M | $119.6M | ||
| Q3 25 | $109.8M | $120.1M | ||
| Q2 25 | $83.5M | $114.1M | ||
| Q1 25 | $94.1M | $118.2M | ||
| Q4 24 | $78.3M | $116.4M | ||
| Q3 24 | $90.8M | $112.4M | ||
| Q2 24 | $96.4M | $106.5M |
| Q1 26 | $27.7M | $22.6M | ||
| Q4 25 | $29.5M | $12.4M | ||
| Q3 25 | $8.6M | $14.9M | ||
| Q2 25 | $14.6M | $58.0M | ||
| Q1 25 | $22.4M | $8.2M | ||
| Q4 24 | $14.3M | $30.1M | ||
| Q3 24 | $18.6M | $9.1M | ||
| Q2 24 | $21.0M | $30.8M |
| Q1 26 | — | — | ||
| Q4 25 | 36.2% | 11.3% | ||
| Q3 25 | 10.0% | 13.4% | ||
| Q2 25 | 22.3% | 53.9% | ||
| Q1 25 | 30.4% | 7.6% | ||
| Q4 24 | 23.0% | 27.6% | ||
| Q3 24 | 26.1% | 8.9% | ||
| Q2 24 | 27.7% | 30.6% |
| Q1 26 | 26.6% | 17.1% | ||
| Q4 25 | 28.5% | 10.4% | ||
| Q3 25 | 7.9% | 12.4% | ||
| Q2 25 | 17.5% | 50.8% | ||
| Q1 25 | 23.8% | 6.9% | ||
| Q4 24 | 18.2% | 25.9% | ||
| Q3 24 | 20.5% | 8.1% | ||
| Q2 24 | 21.8% | 28.9% |
| Q1 26 | $0.89 | $0.18 | ||
| Q4 25 | $0.95 | $0.09 | ||
| Q3 25 | $0.27 | $0.12 | ||
| Q2 25 | $0.47 | $0.46 | ||
| Q1 25 | $0.71 | $0.07 | ||
| Q4 24 | $0.45 | $0.25 | ||
| Q3 24 | $0.60 | $0.07 | ||
| Q2 24 | $0.67 | $0.26 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $50.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.3B | $1.4B |
| Total Assets | $10.2B | $3.4B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $50.0M | ||
| Q4 25 | $424.2M | $48.9M | ||
| Q3 25 | $626.9M | $77.8M | ||
| Q2 25 | $334.1M | $53.0M | ||
| Q1 25 | $486.2M | $48.0M | ||
| Q4 24 | $470.2M | $41.4M | ||
| Q3 24 | $321.2M | $67.9M | ||
| Q2 24 | $288.1M | $78.6M |
| Q1 26 | $1.3B | $1.4B | ||
| Q4 25 | $1.2B | $1.4B | ||
| Q3 25 | $1.2B | $1.4B | ||
| Q2 25 | $1.2B | $1.4B | ||
| Q1 25 | $1.2B | $1.4B | ||
| Q4 24 | $1.1B | $1.4B | ||
| Q3 24 | $1.1B | $1.3B | ||
| Q2 24 | $1.1B | $1.3B |
| Q1 26 | $10.2B | $3.4B | ||
| Q4 25 | $9.7B | $3.3B | ||
| Q3 25 | $9.8B | $3.3B | ||
| Q2 25 | $9.7B | $3.3B | ||
| Q1 25 | $9.8B | $3.3B | ||
| Q4 24 | $9.7B | $3.3B | ||
| Q3 24 | $10.0B | $3.2B | ||
| Q2 24 | $9.9B | $3.2B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $39.1M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | 1.5% |
| Cash ConversionOCF / Net Profit | — | 1.73× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $39.1M | ||
| Q4 25 | $158.9M | $182.7M | ||
| Q3 25 | $59.3M | $55.7M | ||
| Q2 25 | $20.6M | $43.5M | ||
| Q1 25 | $35.6M | $32.6M | ||
| Q4 24 | $108.5M | $153.2M | ||
| Q3 24 | $39.6M | $36.6M | ||
| Q2 24 | $11.9M | $41.2M |
| Q1 26 | — | — | ||
| Q4 25 | $151.1M | $81.8M | ||
| Q3 25 | $56.8M | $26.1M | ||
| Q2 25 | $19.6M | $19.6M | ||
| Q1 25 | $34.8M | $11.9M | ||
| Q4 24 | $86.4M | $42.5M | ||
| Q3 24 | $32.2M | $12.2M | ||
| Q2 24 | $6.5M | $19.9M |
| Q1 26 | — | — | ||
| Q4 25 | 146.0% | 68.4% | ||
| Q3 25 | 51.7% | 21.7% | ||
| Q2 25 | 23.5% | 17.2% | ||
| Q1 25 | 37.0% | 10.0% | ||
| Q4 24 | 110.3% | 36.6% | ||
| Q3 24 | 35.5% | 10.8% | ||
| Q2 24 | 6.8% | 18.6% |
| Q1 26 | — | 1.5% | ||
| Q4 25 | 7.6% | 84.4% | ||
| Q3 25 | 2.3% | 24.6% | ||
| Q2 25 | 1.2% | 20.9% | ||
| Q1 25 | 0.8% | 17.5% | ||
| Q4 24 | 28.1% | 95.1% | ||
| Q3 24 | 8.1% | 21.7% | ||
| Q2 24 | 5.6% | 20.1% |
| Q1 26 | — | 1.73× | ||
| Q4 25 | 5.38× | 14.71× | ||
| Q3 25 | 6.88× | 3.73× | ||
| Q2 25 | 1.41× | 0.75× | ||
| Q1 25 | 1.59× | 3.97× | ||
| Q4 24 | 7.60× | 5.09× | ||
| Q3 24 | 2.13× | 4.03× | ||
| Q2 24 | 0.57× | 1.34× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OBK
| Net Interest Income | $87.2M | 84% |
| Noninterest Income | $16.8M | 16% |
UE
| Rental revenue | $124.2M | 94% |
| Other | $8.4M | 6% |
