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Side-by-side financial comparison of Orange County Bancorp, Inc. (OBT) and Neuronetics, Inc. (STIM). Click either name above to swap in a different company.

Neuronetics, Inc. is the larger business by last-quarter revenue ($41.8M vs $33.0M, roughly 1.3× Orange County Bancorp, Inc.). Orange County Bancorp, Inc. runs the higher net margin — 37.6% vs -17.2%, a 54.9% gap on every dollar of revenue. On growth, Neuronetics, Inc. posted the faster year-over-year revenue change (85.7% vs 20.6%). Orange County Bancorp, Inc. produced more free cash flow last quarter ($41.3M vs $692.0K). Over the past eight quarters, Neuronetics, Inc.'s revenue compounded faster (54.9% CAGR vs 14.3%).

Orange County Bancorp, Inc. is a Delaware-registered bank holding company operating mainly in New York, U.S. It offers a full range of retail and commercial banking services, including deposit accounts, loans and wealth management solutions, serving individual consumers, small and mid-sized corporate clients in its regional footprint.

Neuronetics is a Malvern, PA based, publicly traded company incorporated in Delaware in April 2003, that develops non-invasive treatments for psychiatric disorders that have shown resistance or lack of improvement using traditional medicine. The treatments are based upon neuromodulation technology. 

OBT vs STIM — Head-to-Head

Bigger by revenue
STIM
STIM
1.3× larger
STIM
$41.8M
$33.0M
OBT
Growing faster (revenue YoY)
STIM
STIM
+65.1% gap
STIM
85.7%
20.6%
OBT
Higher net margin
OBT
OBT
54.9% more per $
OBT
37.6%
-17.2%
STIM
More free cash flow
OBT
OBT
$40.6M more FCF
OBT
$41.3M
$692.0K
STIM
Faster 2-yr revenue CAGR
STIM
STIM
Annualised
STIM
54.9%
14.3%
OBT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
OBT
OBT
STIM
STIM
Revenue
$33.0M
$41.8M
Net Profit
$12.4M
$-7.2M
Gross Margin
52.0%
Operating Margin
41.4%
-12.1%
Net Margin
37.6%
-17.2%
Revenue YoY
20.6%
85.7%
Net Profit YoY
73.5%
43.2%
EPS (diluted)
$0.94
$-0.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OBT
OBT
STIM
STIM
Q4 25
$33.0M
$41.8M
Q3 25
$33.7M
$37.3M
Q2 25
$32.5M
$38.1M
Q1 25
$28.0M
$32.0M
Q4 24
$27.4M
$22.5M
Q3 24
$27.1M
$18.5M
Q2 24
$27.9M
$16.4M
Q1 24
$25.3M
$17.4M
Net Profit
OBT
OBT
STIM
STIM
Q4 25
$12.4M
$-7.2M
Q3 25
$10.0M
$-9.0M
Q2 25
$10.5M
$-10.1M
Q1 25
$8.7M
$-12.7M
Q4 24
$7.2M
$-12.7M
Q3 24
$3.2M
$-13.3M
Q2 24
$8.2M
$-9.8M
Q1 24
$9.3M
$-7.9M
Gross Margin
OBT
OBT
STIM
STIM
Q4 25
52.0%
Q3 25
45.9%
Q2 25
46.6%
Q1 25
49.2%
Q4 24
66.2%
Q3 24
75.6%
Q2 24
74.0%
Q1 24
75.1%
Operating Margin
OBT
OBT
STIM
STIM
Q4 25
41.4%
-12.1%
Q3 25
38.6%
-19.6%
Q2 25
41.9%
-21.1%
Q1 25
40.3%
-34.4%
Q4 24
32.8%
-51.0%
Q3 24
14.8%
-41.7%
Q2 24
36.6%
-51.7%
Q1 24
45.9%
-39.4%
Net Margin
OBT
OBT
STIM
STIM
Q4 25
37.6%
-17.2%
Q3 25
29.7%
-24.3%
Q2 25
32.2%
-26.6%
Q1 25
31.1%
-39.6%
Q4 24
26.2%
-56.4%
Q3 24
11.8%
-72.0%
Q2 24
29.4%
-59.8%
Q1 24
36.7%
-45.2%
EPS (diluted)
OBT
OBT
STIM
STIM
Q4 25
$0.94
$-0.10
Q3 25
$0.75
$-0.13
Q2 25
$0.87
$-0.15
Q1 25
$0.77
$-0.21
Q4 24
$0.64
$-0.34
Q3 24
$0.28
$-0.44
Q2 24
$0.73
$-0.33
Q1 24
$0.82
$-0.27

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OBT
OBT
STIM
STIM
Cash + ST InvestmentsLiquidity on hand
$28.1M
Total DebtLower is stronger
$65.8M
Stockholders' EquityBook value
$284.4M
$22.4M
Total Assets
$2.7B
$141.6M
Debt / EquityLower = less leverage
2.94×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OBT
OBT
STIM
STIM
Q4 25
$28.1M
Q3 25
$28.0M
Q2 25
$11.0M
Q1 25
$20.2M
Q4 24
$18.5M
Q3 24
$20.9M
Q2 24
$42.6M
Q1 24
$47.7M
Total Debt
OBT
OBT
STIM
STIM
Q4 25
$65.8M
Q3 25
$65.7M
Q2 25
$55.5M
Q1 25
$55.3M
Q4 24
$55.2M
Q3 24
$46.0M
Q2 24
$59.8M
Q1 24
$59.4M
Stockholders' Equity
OBT
OBT
STIM
STIM
Q4 25
$284.4M
$22.4M
Q3 25
$270.1M
$27.4M
Q2 25
$252.6M
$27.1M
Q1 25
$201.3M
$35.5M
Q4 24
$185.5M
$27.7M
Q3 24
$193.1M
$9.4M
Q2 24
$177.5M
$19.4M
Q1 24
$168.7M
$27.7M
Total Assets
OBT
OBT
STIM
STIM
Q4 25
$2.7B
$141.6M
Q3 25
$2.6B
$145.5M
Q2 25
$2.6B
$134.7M
Q1 25
$2.6B
$142.0M
Q4 24
$2.5B
$140.9M
Q3 24
$2.5B
Q2 24
$2.5B
$96.8M
Q1 24
$2.5B
$103.8M
Debt / Equity
OBT
OBT
STIM
STIM
Q4 25
2.94×
Q3 25
2.40×
Q2 25
2.05×
Q1 25
1.56×
Q4 24
1.99×
Q3 24
4.90×
Q2 24
3.08×
Q1 24
2.15×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OBT
OBT
STIM
STIM
Operating Cash FlowLast quarter
$43.8M
$908.0K
Free Cash FlowOCF − Capex
$41.3M
$692.0K
FCF MarginFCF / Revenue
125.1%
1.7%
Capex IntensityCapex / Revenue
7.6%
0.5%
Cash ConversionOCF / Net Profit
3.53×
TTM Free Cash FlowTrailing 4 quarters
$69.6M
$-21.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OBT
OBT
STIM
STIM
Q4 25
$43.8M
$908.0K
Q3 25
$30.2M
$-785.0K
Q2 25
$-5.0M
$-3.5M
Q1 25
$4.8M
$-17.0M
Q4 24
$34.6M
$-8.6M
Q3 24
$10.2M
$-5.4M
Q2 24
$9.3M
$-5.0M
Q1 24
$2.3M
$-12.0M
Free Cash Flow
OBT
OBT
STIM
STIM
Q4 25
$41.3M
$692.0K
Q3 25
$29.6M
$-899.0K
Q2 25
$-5.7M
$-3.8M
Q1 25
$4.3M
$-17.2M
Q4 24
$32.9M
$-8.7M
Q3 24
$10.0M
$-5.8M
Q2 24
$9.2M
$-5.6M
Q1 24
$2.0M
$-12.4M
FCF Margin
OBT
OBT
STIM
STIM
Q4 25
125.1%
1.7%
Q3 25
87.8%
-2.4%
Q2 25
-17.5%
-9.9%
Q1 25
15.5%
-53.8%
Q4 24
120.0%
-38.6%
Q3 24
36.7%
-31.3%
Q2 24
32.8%
-34.0%
Q1 24
7.9%
-71.1%
Capex Intensity
OBT
OBT
STIM
STIM
Q4 25
7.6%
0.5%
Q3 25
1.8%
0.3%
Q2 25
2.3%
0.7%
Q1 25
1.8%
0.7%
Q4 24
6.3%
0.4%
Q3 24
1.1%
2.1%
Q2 24
0.4%
3.7%
Q1 24
1.0%
2.2%
Cash Conversion
OBT
OBT
STIM
STIM
Q4 25
3.53×
Q3 25
3.01×
Q2 25
-0.47×
Q1 25
0.56×
Q4 24
4.83×
Q3 24
3.19×
Q2 24
1.13×
Q1 24
0.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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