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Side-by-side financial comparison of OPTICAL CABLE CORP (OCC) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.

Ponce Financial Group, Inc. is the larger business by last-quarter revenue ($31.4M vs $19.8M, roughly 1.6× OPTICAL CABLE CORP). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs 0.2%, a 36.0% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs 1.8%). Ponce Financial Group, Inc. produced more free cash flow last quarter ($54.6M vs $718.8K). Over the past eight quarters, Ponce Financial Group, Inc.'s revenue compounded faster (23.7% CAGR vs 15.5%).

Optical Cable Corporation, headquartered in Roanoke, Virginia, manufactures fiber optical cable. The company's cable is largely used for telecommunications and is sold both in the US and seventy other countries worldwide. OCC also manufactures military land tactical fiber optic cable for the U.S. military.

Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.

OCC vs PDLB — Head-to-Head

Bigger by revenue
PDLB
PDLB
1.6× larger
PDLB
$31.4M
$19.8M
OCC
Growing faster (revenue YoY)
PDLB
PDLB
+35.9% gap
PDLB
37.6%
1.8%
OCC
Higher net margin
PDLB
PDLB
36.0% more per $
PDLB
36.3%
0.2%
OCC
More free cash flow
PDLB
PDLB
$53.9M more FCF
PDLB
$54.6M
$718.8K
OCC
Faster 2-yr revenue CAGR
PDLB
PDLB
Annualised
PDLB
23.7%
15.5%
OCC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
OCC
OCC
PDLB
PDLB
Revenue
$19.8M
$31.4M
Net Profit
$48.6K
$10.1M
Gross Margin
31.9%
Operating Margin
1.4%
43.6%
Net Margin
0.2%
36.3%
Revenue YoY
1.8%
37.6%
Net Profit YoY
-87.0%
245.6%
EPS (diluted)
$0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OCC
OCC
PDLB
PDLB
Q4 25
$19.8M
$31.4M
Q3 25
$19.9M
$26.7M
Q2 25
$17.5M
$26.5M
Q1 25
$15.7M
$24.6M
Q4 24
$19.5M
$22.8M
Q3 24
$16.2M
$20.2M
Q2 24
$16.1M
$20.2M
Q1 24
$14.9M
$20.5M
Net Profit
OCC
OCC
PDLB
PDLB
Q4 25
$48.6K
$10.1M
Q3 25
$301.9K
$6.5M
Q2 25
$-697.9K
$6.1M
Q1 25
$-1.1M
$6.0M
Q4 24
$373.5K
$2.9M
Q3 24
$-1.6M
$2.4M
Q2 24
$-1.6M
$3.2M
Q1 24
$-1.4M
$2.4M
Gross Margin
OCC
OCC
PDLB
PDLB
Q4 25
31.9%
Q3 25
31.7%
Q2 25
30.4%
Q1 25
29.4%
Q4 24
33.5%
Q3 24
24.2%
Q2 24
25.1%
Q1 24
25.0%
Operating Margin
OCC
OCC
PDLB
PDLB
Q4 25
1.4%
43.6%
Q3 25
2.8%
32.8%
Q2 25
-2.4%
30.2%
Q1 25
-5.4%
32.5%
Q4 24
3.4%
19.6%
Q3 24
-8.2%
15.2%
Q2 24
-8.1%
21.8%
Q1 24
-9.4%
18.3%
Net Margin
OCC
OCC
PDLB
PDLB
Q4 25
0.2%
36.3%
Q3 25
1.5%
24.3%
Q2 25
-4.0%
23.0%
Q1 25
-7.0%
24.2%
Q4 24
1.9%
14.1%
Q3 24
-9.6%
12.1%
Q2 24
-9.9%
15.8%
Q1 24
-9.6%
11.8%
EPS (diluted)
OCC
OCC
PDLB
PDLB
Q4 25
$0.43
Q3 25
$0.27
Q2 25
$0.25
Q1 25
$0.25
Q4 24
$0.11
Q3 24
$0.10
Q2 24
$0.14
Q1 24
$-0.18
$0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OCC
OCC
PDLB
PDLB
Cash + ST InvestmentsLiquidity on hand
$237.5K
$126.2M
Total DebtLower is stronger
$596.1M
Stockholders' EquityBook value
$16.5M
$541.5M
Total Assets
$40.1M
$3.2B
Debt / EquityLower = less leverage
1.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OCC
OCC
PDLB
PDLB
Q4 25
$237.5K
$126.2M
Q3 25
$421.4K
$146.6M
Q2 25
$894.3K
$126.6M
Q1 25
$128.3K
$129.9M
Q4 24
$244.2K
$139.8M
Q3 24
$796.7K
$155.8M
Q2 24
$1.1M
$103.2M
Q1 24
$221.0K
$134.7M
Total Debt
OCC
OCC
PDLB
PDLB
Q4 25
$596.1M
Q3 25
$521.1M
Q2 25
$536.1M
Q1 25
$521.1M
Q4 24
$596.1M
Q3 24
$580.4M
Q2 24
$680.4M
Q1 24
$680.4M
Stockholders' Equity
OCC
OCC
PDLB
PDLB
Q4 25
$16.5M
$541.5M
Q3 25
$18.2M
$529.8M
Q2 25
$19.1M
$521.1M
Q1 25
$19.7M
$513.9M
Q4 24
$20.8M
$505.5M
Q3 24
$20.4M
$504.6M
Q2 24
$21.8M
$497.7M
Q1 24
$23.3M
$493.7M
Total Assets
OCC
OCC
PDLB
PDLB
Q4 25
$40.1M
$3.2B
Q3 25
$40.2M
$3.2B
Q2 25
$39.1M
$3.2B
Q1 25
$37.8M
$3.1B
Q4 24
$40.4M
$3.0B
Q3 24
$37.6M
$3.0B
Q2 24
$39.9M
$2.8B
Q1 24
$40.5M
$2.8B
Debt / Equity
OCC
OCC
PDLB
PDLB
Q4 25
1.10×
Q3 25
0.98×
Q2 25
1.03×
Q1 25
1.01×
Q4 24
1.18×
Q3 24
1.15×
Q2 24
1.37×
Q1 24
1.38×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OCC
OCC
PDLB
PDLB
Operating Cash FlowLast quarter
$797.3K
$55.6M
Free Cash FlowOCF − Capex
$718.8K
$54.6M
FCF MarginFCF / Revenue
3.6%
173.9%
Capex IntensityCapex / Revenue
0.4%
3.1%
Cash ConversionOCF / Net Profit
16.40×
5.48×
TTM Free Cash FlowTrailing 4 quarters
$1.1M
$74.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OCC
OCC
PDLB
PDLB
Q4 25
$797.3K
$55.6M
Q3 25
$-2.2M
$1.4M
Q2 25
$141.4K
$6.2M
Q1 25
$2.7M
$13.1M
Q4 24
$-1.5M
$7.2M
Q3 24
$552.4K
$-14.6M
Q2 24
$373.7K
$-2.6M
Q1 24
$-261.1K
$1.5M
Free Cash Flow
OCC
OCC
PDLB
PDLB
Q4 25
$718.8K
$54.6M
Q3 25
$-2.3M
$786.0K
Q2 25
$73.4K
$5.9M
Q1 25
$2.6M
$12.9M
Q4 24
$-1.6M
$4.5M
Q3 24
$475.2K
$-15.0M
Q2 24
$218.2K
$-2.6M
Q1 24
$-341.5K
$-315.0K
FCF Margin
OCC
OCC
PDLB
PDLB
Q4 25
3.6%
173.9%
Q3 25
-11.4%
2.9%
Q2 25
0.4%
22.4%
Q1 25
16.5%
52.6%
Q4 24
-8.1%
19.7%
Q3 24
2.9%
-74.1%
Q2 24
1.4%
-13.0%
Q1 24
-2.3%
-1.5%
Capex Intensity
OCC
OCC
PDLB
PDLB
Q4 25
0.4%
3.1%
Q3 25
0.4%
2.3%
Q2 25
0.4%
1.0%
Q1 25
0.5%
0.6%
Q4 24
0.3%
11.9%
Q3 24
0.5%
2.0%
Q2 24
1.0%
0.3%
Q1 24
0.5%
8.7%
Cash Conversion
OCC
OCC
PDLB
PDLB
Q4 25
16.40×
5.48×
Q3 25
-7.29×
0.21×
Q2 25
1.01×
Q1 25
2.20×
Q4 24
-4.08×
2.46×
Q3 24
-5.99×
Q2 24
-0.80×
Q1 24
0.61×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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