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Side-by-side financial comparison of Old Dominion (ODFL) and Primerica, Inc. (PRI). Click either name above to swap in a different company.

Old Dominion is the larger business by last-quarter revenue ($1.3B vs $853.7M, roughly 1.6× Primerica, Inc.). Primerica, Inc. runs the higher net margin — 23.1% vs 17.9%, a 5.2% gap on every dollar of revenue. On growth, Primerica, Inc. posted the faster year-over-year revenue change (11.0% vs -2.9%). Over the past eight quarters, Primerica, Inc.'s revenue compounded faster (7.2% CAGR vs -5.6%).

Old Dominion Freight Line, Inc. (ODFL) is an American regional, inter-regional and national less than truckload shipping (LTL) company. In addition to its core LTL services, the company offers expedited, logistics and household moving services.

Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.

ODFL vs PRI — Head-to-Head

Bigger by revenue
ODFL
ODFL
1.6× larger
ODFL
$1.3B
$853.7M
PRI
Growing faster (revenue YoY)
PRI
PRI
+14.0% gap
PRI
11.0%
-2.9%
ODFL
Higher net margin
PRI
PRI
5.2% more per $
PRI
23.1%
17.9%
ODFL
Faster 2-yr revenue CAGR
PRI
PRI
Annualised
PRI
7.2%
-5.6%
ODFL

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
ODFL
ODFL
PRI
PRI
Revenue
$1.3B
$853.7M
Net Profit
$238.3M
$197.0M
Gross Margin
Operating Margin
23.8%
28.9%
Net Margin
17.9%
23.1%
Revenue YoY
-2.9%
11.0%
Net Profit YoY
-6.4%
17.9%
EPS (diluted)
$1.14
$6.11

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ODFL
ODFL
PRI
PRI
Q1 26
$1.3B
Q4 25
$1.3B
$853.7M
Q3 25
$1.4B
$839.9M
Q2 25
$1.4B
$793.3M
Q1 25
$1.4B
$804.8M
Q4 24
$1.4B
$768.8M
Q3 24
$1.5B
$774.1M
Q2 24
$1.5B
$803.4M
Net Profit
ODFL
ODFL
PRI
PRI
Q1 26
$238.3M
Q4 25
$229.5M
$197.0M
Q3 25
$270.9M
$206.8M
Q2 25
$268.6M
$178.3M
Q1 25
$254.7M
$169.1M
Q4 24
$263.1M
$167.1M
Q3 24
$308.6M
$164.4M
Q2 24
$322.0M
$1.2M
Gross Margin
ODFL
ODFL
PRI
PRI
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
98.0%
Operating Margin
ODFL
ODFL
PRI
PRI
Q1 26
23.8%
Q4 25
23.3%
28.9%
Q3 25
25.7%
32.3%
Q2 25
25.4%
29.6%
Q1 25
24.6%
27.5%
Q4 24
24.1%
64.7%
Q3 24
27.3%
32.9%
Q2 24
28.1%
1.0%
Net Margin
ODFL
ODFL
PRI
PRI
Q1 26
17.9%
Q4 25
17.6%
23.1%
Q3 25
19.3%
24.6%
Q2 25
19.1%
22.5%
Q1 25
18.5%
21.0%
Q4 24
19.0%
21.7%
Q3 24
21.0%
21.2%
Q2 24
21.5%
0.1%
EPS (diluted)
ODFL
ODFL
PRI
PRI
Q1 26
$1.14
Q4 25
$1.10
$6.11
Q3 25
$1.28
$6.35
Q2 25
$1.27
$5.40
Q1 25
$1.19
$5.05
Q4 24
$1.23
$4.92
Q3 24
$1.43
$4.83
Q2 24
$1.48
$0.03

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ODFL
ODFL
PRI
PRI
Cash + ST InvestmentsLiquidity on hand
$288.1M
$756.2M
Total DebtLower is stronger
$40.0M
Stockholders' EquityBook value
$4.4B
$2.4B
Total Assets
$5.7B
$15.0B
Debt / EquityLower = less leverage
0.01×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ODFL
ODFL
PRI
PRI
Q1 26
$288.1M
Q4 25
$120.1M
$756.2M
Q3 25
$46.6M
$644.9M
Q2 25
$24.1M
$621.2M
Q1 25
$97.2M
$625.1M
Q4 24
$108.7M
$687.8M
Q3 24
$74.2M
$550.1M
Q2 24
$104.6M
$627.3M
Total Debt
ODFL
ODFL
PRI
PRI
Q1 26
$40.0M
Q4 25
$20.0M
Q3 25
$65.0M
Q2 25
$150.0M
Q1 25
$40.0M
Q4 24
$40.0M
Q3 24
$40.0M
Q2 24
$40.0M
Stockholders' Equity
ODFL
ODFL
PRI
PRI
Q1 26
$4.4B
Q4 25
$4.3B
$2.4B
Q3 25
$4.3B
$2.3B
Q2 25
$4.2B
$2.3B
Q1 25
$4.2B
$2.3B
Q4 24
$4.2B
$2.3B
Q3 24
$4.2B
$1.9B
Q2 24
$4.1B
$2.1B
Total Assets
ODFL
ODFL
PRI
PRI
Q1 26
$5.7B
Q4 25
$5.5B
$15.0B
Q3 25
$5.5B
$14.8B
Q2 25
$5.6B
$14.8B
Q1 25
$5.5B
$14.6B
Q4 24
$5.5B
$14.6B
Q3 24
$5.4B
$14.8B
Q2 24
$5.3B
$14.6B
Debt / Equity
ODFL
ODFL
PRI
PRI
Q1 26
0.01×
Q4 25
0.00×
Q3 25
0.02×
Q2 25
0.04×
Q1 25
0.01×
Q4 24
0.01×
Q3 24
0.01×
Q2 24
0.01×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ODFL
ODFL
PRI
PRI
Operating Cash FlowLast quarter
$338.2M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.72×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ODFL
ODFL
PRI
PRI
Q1 26
Q4 25
$310.3M
$338.2M
Q3 25
$437.5M
$202.9M
Q2 25
$285.8M
$162.6M
Q1 25
$336.5M
$197.5M
Q4 24
$401.1M
$270.6M
Q3 24
$446.5M
$207.3M
Q2 24
$387.9M
$173.3M
Free Cash Flow
ODFL
ODFL
PRI
PRI
Q1 26
Q4 25
$264.5M
Q3 25
$343.5M
Q2 25
$98.7M
Q1 25
$248.4M
Q4 24
$230.1M
Q3 24
$203.7M
Q2 24
$149.7M
FCF Margin
ODFL
ODFL
PRI
PRI
Q1 26
Q4 25
20.2%
Q3 25
24.4%
Q2 25
7.0%
Q1 25
18.1%
Q4 24
16.6%
Q3 24
13.9%
Q2 24
10.0%
Capex Intensity
ODFL
ODFL
PRI
PRI
Q1 26
Q4 25
3.5%
Q3 25
6.7%
Q2 25
13.3%
Q1 25
6.4%
Q4 24
12.3%
Q3 24
16.5%
Q2 24
15.9%
Cash Conversion
ODFL
ODFL
PRI
PRI
Q1 26
Q4 25
1.35×
1.72×
Q3 25
1.61×
0.98×
Q2 25
1.06×
0.91×
Q1 25
1.32×
1.17×
Q4 24
1.52×
1.62×
Q3 24
1.45×
1.26×
Q2 24
1.20×
147.98×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ODFL
ODFL

Segment breakdown not available.

PRI
PRI

Revenues From Sources Other Than Contracts With Customers$445.9M52%
Investment And Savings Products Segment Revenues$340.3M40%
Other$56.5M7%
Segment Revenues From Contracts With Customers$11.0M1%

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