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Side-by-side financial comparison of OFG BANCORP (OFG) and OLAPLEX HOLDINGS, INC. (OLPX). Click either name above to swap in a different company.
OFG BANCORP is the larger business by last-quarter revenue ($184.3M vs $105.1M, roughly 1.8× OLAPLEX HOLDINGS, INC.). OFG BANCORP runs the higher net margin — 30.3% vs -12.5%, a 42.8% gap on every dollar of revenue. On growth, OLAPLEX HOLDINGS, INC. posted the faster year-over-year revenue change (4.3% vs 0.9%). OFG BANCORP produced more free cash flow last quarter ($199.3M vs $32.6M). Over the past eight quarters, OLAPLEX HOLDINGS, INC.'s revenue compounded faster (3.1% CAGR vs 2.8%).
OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....
Olaplex Holdings, Inc. is a specialty beauty company developing and selling patented bond-repair hair care products. It runs three core segments: professional salon distribution, direct-to-consumer sales, and third-party retail, serving customers across North America, Europe, and Asia-Pacific with products that repair and protect damaged hair.
OFG vs OLPX — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $184.3M | $105.1M |
| Net Profit | $55.9M | $-13.1M |
| Gross Margin | — | 68.0% |
| Operating Margin | 25.7% | -4.3% |
| Net Margin | 30.3% | -12.5% |
| Revenue YoY | 0.9% | 4.3% |
| Net Profit YoY | 11.0% | -48.9% |
| EPS (diluted) | $1.27 | $-0.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $184.3M | $105.1M | ||
| Q3 25 | $186.2M | $114.6M | ||
| Q2 25 | $182.4M | $106.3M | ||
| Q1 25 | $178.6M | $97.0M | ||
| Q4 24 | $182.7M | $100.7M | ||
| Q3 24 | $174.7M | $119.1M | ||
| Q2 24 | $179.8M | $103.9M | ||
| Q1 24 | $174.4M | $98.9M |
| Q4 25 | $55.9M | $-13.1M | ||
| Q3 25 | $51.8M | $11.1M | ||
| Q2 25 | $51.8M | $-7.7M | ||
| Q1 25 | $45.6M | $465.0K | ||
| Q4 24 | $50.3M | $-8.8M | ||
| Q3 24 | $47.0M | $14.8M | ||
| Q2 24 | $51.1M | $5.8M | ||
| Q1 24 | $49.7M | $7.7M |
| Q4 25 | — | 68.0% | ||
| Q3 25 | — | 69.1% | ||
| Q2 25 | — | 71.2% | ||
| Q1 25 | — | 69.5% | ||
| Q4 24 | — | 66.3% | ||
| Q3 24 | — | 68.6% | ||
| Q2 24 | — | 69.7% | ||
| Q1 24 | — | 72.1% |
| Q4 25 | 25.7% | -4.3% | ||
| Q3 25 | 33.0% | 3.7% | ||
| Q2 25 | 36.1% | -1.1% | ||
| Q1 25 | 33.3% | 8.7% | ||
| Q4 24 | 28.9% | 3.0% | ||
| Q3 24 | 35.4% | 23.5% | ||
| Q2 24 | 39.6% | 15.7% | ||
| Q1 24 | 38.9% | 19.8% |
| Q4 25 | 30.3% | -12.5% | ||
| Q3 25 | 27.8% | 9.7% | ||
| Q2 25 | 28.4% | -7.3% | ||
| Q1 25 | 25.5% | 0.5% | ||
| Q4 24 | 27.6% | -8.7% | ||
| Q3 24 | 26.9% | 12.4% | ||
| Q2 24 | 28.4% | 5.6% | ||
| Q1 24 | 28.5% | 7.8% |
| Q4 25 | $1.27 | $-0.02 | ||
| Q3 25 | $1.16 | $0.02 | ||
| Q2 25 | $1.15 | $-0.01 | ||
| Q1 25 | $1.00 | $0.00 | ||
| Q4 24 | $1.10 | $-0.01 | ||
| Q3 24 | $1.00 | $0.02 | ||
| Q2 24 | $1.08 | $0.01 | ||
| Q1 24 | $1.05 | $0.01 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.0B | $318.7M |
| Total DebtLower is stronger | — | $352.3M |
| Stockholders' EquityBook value | $1.4B | $879.4M |
| Total Assets | $12.5B | $1.5B |
| Debt / EquityLower = less leverage | — | 0.40× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.0B | $318.7M | ||
| Q3 25 | $740.3M | $286.4M | ||
| Q2 25 | $851.8M | $289.3M | ||
| Q1 25 | $710.6M | $580.9M | ||
| Q4 24 | $591.1M | $586.0M | ||
| Q3 24 | $680.6M | $538.8M | ||
| Q2 24 | $740.4M | $507.9M | ||
| Q1 24 | $754.4M | $507.5M |
| Q4 25 | — | $352.3M | ||
| Q3 25 | — | $352.1M | ||
| Q2 25 | — | $351.9M | ||
| Q1 25 | — | $649.1M | ||
| Q4 24 | — | $650.5M | ||
| Q3 24 | — | $651.8M | ||
| Q2 24 | — | $653.1M | ||
| Q1 24 | — | $654.4M |
| Q4 25 | $1.4B | $879.4M | ||
| Q3 25 | $1.4B | $888.7M | ||
| Q2 25 | $1.3B | $874.2M | ||
| Q1 25 | $1.3B | $878.3M | ||
| Q4 24 | $1.3B | $874.4M | ||
| Q3 24 | $1.3B | $879.7M | ||
| Q2 24 | $1.2B | $863.3M | ||
| Q1 24 | $1.2B | $855.7M |
| Q4 25 | $12.5B | $1.5B | ||
| Q3 25 | $12.2B | $1.5B | ||
| Q2 25 | $12.2B | $1.5B | ||
| Q1 25 | $11.7B | $1.8B | ||
| Q4 24 | $11.5B | $1.8B | ||
| Q3 24 | $11.5B | $1.8B | ||
| Q2 24 | $11.3B | $1.8B | ||
| Q1 24 | $11.2B | $1.8B |
| Q4 25 | — | 0.40× | ||
| Q3 25 | — | 0.40× | ||
| Q2 25 | — | 0.40× | ||
| Q1 25 | — | 0.74× | ||
| Q4 24 | — | 0.74× | ||
| Q3 24 | — | 0.74× | ||
| Q2 24 | — | 0.76× | ||
| Q1 24 | — | 0.76× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $217.7M | $32.7M |
| Free Cash FlowOCF − Capex | $199.3M | $32.6M |
| FCF MarginFCF / Revenue | 108.1% | 31.0% |
| Capex IntensityCapex / Revenue | 10.0% | 0.1% |
| Cash ConversionOCF / Net Profit | 3.90× | — |
| TTM Free Cash FlowTrailing 4 quarters | $345.4M | $58.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $217.7M | $32.7M | ||
| Q3 25 | $39.5M | $8.0M | ||
| Q2 25 | $35.9M | $20.9M | ||
| Q1 25 | $83.1M | $-2.9M | ||
| Q4 24 | $252.5M | $49.7M | ||
| Q3 24 | $58.1M | $33.5M | ||
| Q2 24 | $95.1M | $16.2M | ||
| Q1 24 | $61.0M | $43.7M |
| Q4 25 | $199.3M | $32.6M | ||
| Q3 25 | $35.5M | $7.9M | ||
| Q2 25 | $31.8M | $20.8M | ||
| Q1 25 | $78.7M | $-3.0M | ||
| Q4 24 | $231.2M | $49.2M | ||
| Q3 24 | $51.8M | $33.3M | ||
| Q2 24 | $90.4M | $16.1M | ||
| Q1 24 | $54.8M | $43.3M |
| Q4 25 | 108.1% | 31.0% | ||
| Q3 25 | 19.1% | 6.9% | ||
| Q2 25 | 17.4% | 19.6% | ||
| Q1 25 | 44.1% | -3.1% | ||
| Q4 24 | 126.5% | 48.9% | ||
| Q3 24 | 29.6% | 28.0% | ||
| Q2 24 | 50.3% | 15.5% | ||
| Q1 24 | 31.4% | 43.7% |
| Q4 25 | 10.0% | 0.1% | ||
| Q3 25 | 2.1% | 0.1% | ||
| Q2 25 | 2.3% | 0.1% | ||
| Q1 25 | 2.4% | 0.0% | ||
| Q4 24 | 11.7% | 0.4% | ||
| Q3 24 | 3.6% | 0.1% | ||
| Q2 24 | 2.6% | 0.1% | ||
| Q1 24 | 3.5% | 0.5% |
| Q4 25 | 3.90× | — | ||
| Q3 25 | 0.76× | 0.72× | ||
| Q2 25 | 0.69× | — | ||
| Q1 25 | 1.82× | -6.27× | ||
| Q4 24 | 5.02× | — | ||
| Q3 24 | 1.24× | 2.26× | ||
| Q2 24 | 1.86× | 2.81× | ||
| Q1 24 | 1.23× | 5.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OFG
Segment breakdown not available.
OLPX
| Sales Channel Directly To Consumer | $43.6M | 42% |
| Sales Channel Through Intermediary Professional | $36.8M | 35% |
| Sales Channel Through Intermediary Specialty Retail | $24.7M | 23% |
