vs

Side-by-side financial comparison of OFG BANCORP (OFG) and Prestige Consumer Healthcare Inc. (PBH). Click either name above to swap in a different company.

Prestige Consumer Healthcare Inc. is the larger business by last-quarter revenue ($283.4M vs $184.3M, roughly 1.5× OFG BANCORP). OFG BANCORP runs the higher net margin — 30.3% vs 16.5%, a 13.8% gap on every dollar of revenue. On growth, OFG BANCORP posted the faster year-over-year revenue change (0.9% vs -2.4%). OFG BANCORP produced more free cash flow last quarter ($199.3M vs $75.3M). Over the past eight quarters, OFG BANCORP's revenue compounded faster (2.8% CAGR vs 1.2%).

OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....

Prestige Consumer Healthcare Inc. is an American company that markets and distributes over-the-counter healthcare and household cleaning products. It was formed by the merger of Medtech Products, Inc., Prestige Brands International, and the Spic and Span Company in 1996. The company is headquartered in Tarrytown, New York and operates a manufacturing facility in Lynchburg, Virginia.

OFG vs PBH — Head-to-Head

Bigger by revenue
PBH
PBH
1.5× larger
PBH
$283.4M
$184.3M
OFG
Growing faster (revenue YoY)
OFG
OFG
+3.3% gap
OFG
0.9%
-2.4%
PBH
Higher net margin
OFG
OFG
13.8% more per $
OFG
30.3%
16.5%
PBH
More free cash flow
OFG
OFG
$124.1M more FCF
OFG
$199.3M
$75.3M
PBH
Faster 2-yr revenue CAGR
OFG
OFG
Annualised
OFG
2.8%
1.2%
PBH

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
OFG
OFG
PBH
PBH
Revenue
$184.3M
$283.4M
Net Profit
$55.9M
$46.7M
Gross Margin
55.5%
Operating Margin
25.7%
29.1%
Net Margin
30.3%
16.5%
Revenue YoY
0.9%
-2.4%
Net Profit YoY
11.0%
-23.5%
EPS (diluted)
$1.27
$0.97

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OFG
OFG
PBH
PBH
Q4 25
$184.3M
$283.4M
Q3 25
$186.2M
$274.1M
Q2 25
$182.4M
$249.5M
Q1 25
$178.6M
$296.5M
Q4 24
$182.7M
$290.3M
Q3 24
$174.7M
$283.8M
Q2 24
$179.8M
$267.1M
Q1 24
$174.4M
$277.0M
Net Profit
OFG
OFG
PBH
PBH
Q4 25
$55.9M
$46.7M
Q3 25
$51.8M
$42.2M
Q2 25
$51.8M
$47.5M
Q1 25
$45.6M
$50.1M
Q4 24
$50.3M
$61.0M
Q3 24
$47.0M
$54.4M
Q2 24
$51.1M
$49.1M
Q1 24
$49.7M
$49.5M
Gross Margin
OFG
OFG
PBH
PBH
Q4 25
55.5%
Q3 25
55.3%
Q2 25
56.2%
Q1 25
57.3%
Q4 24
55.5%
Q3 24
55.5%
Q2 24
54.7%
Q1 24
54.8%
Operating Margin
OFG
OFG
PBH
PBH
Q4 25
25.7%
29.1%
Q3 25
33.0%
29.1%
Q2 25
36.1%
28.8%
Q1 25
33.3%
29.8%
Q4 24
28.9%
31.7%
Q3 24
35.4%
29.7%
Q2 24
39.6%
27.0%
Q1 24
38.9%
29.7%
Net Margin
OFG
OFG
PBH
PBH
Q4 25
30.3%
16.5%
Q3 25
27.8%
15.4%
Q2 25
28.4%
19.0%
Q1 25
25.5%
16.9%
Q4 24
27.6%
21.0%
Q3 24
26.9%
19.2%
Q2 24
28.4%
18.4%
Q1 24
28.5%
17.9%
EPS (diluted)
OFG
OFG
PBH
PBH
Q4 25
$1.27
$0.97
Q3 25
$1.16
$0.86
Q2 25
$1.15
$0.95
Q1 25
$1.00
$1.00
Q4 24
$1.10
$1.22
Q3 24
$1.00
$1.09
Q2 24
$1.08
$0.98
Q1 24
$1.05
$0.98

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OFG
OFG
PBH
PBH
Cash + ST InvestmentsLiquidity on hand
$1.0B
$62.4M
Total DebtLower is stronger
$1.0B
Stockholders' EquityBook value
$1.4B
$1.8B
Total Assets
$12.5B
$3.5B
Debt / EquityLower = less leverage
0.56×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OFG
OFG
PBH
PBH
Q4 25
$1.0B
$62.4M
Q3 25
$740.3M
$119.1M
Q2 25
$851.8M
$139.5M
Q1 25
$710.6M
$97.9M
Q4 24
$591.1M
$50.9M
Q3 24
$680.6M
$51.5M
Q2 24
$740.4M
$34.3M
Q1 24
$754.4M
$46.5M
Total Debt
OFG
OFG
PBH
PBH
Q4 25
$1.0B
Q3 25
$993.1M
Q2 25
$992.7M
Q1 25
$992.4M
Q4 24
$992.0M
Q3 24
$1.1B
Q2 24
$1.1B
Q1 24
$1.1B
Stockholders' Equity
OFG
OFG
PBH
PBH
Q4 25
$1.4B
$1.8B
Q3 25
$1.4B
$1.8B
Q2 25
$1.3B
$1.9B
Q1 25
$1.3B
$1.8B
Q4 24
$1.3B
$1.8B
Q3 24
$1.3B
$1.7B
Q2 24
$1.2B
$1.7B
Q1 24
$1.2B
$1.7B
Total Assets
OFG
OFG
PBH
PBH
Q4 25
$12.5B
$3.5B
Q3 25
$12.2B
$3.4B
Q2 25
$12.2B
$3.4B
Q1 25
$11.7B
$3.4B
Q4 24
$11.5B
$3.3B
Q3 24
$11.5B
$3.3B
Q2 24
$11.3B
$3.3B
Q1 24
$11.2B
$3.3B
Debt / Equity
OFG
OFG
PBH
PBH
Q4 25
0.56×
Q3 25
0.54×
Q2 25
0.54×
Q1 25
0.54×
Q4 24
0.55×
Q3 24
0.61×
Q2 24
0.65×
Q1 24
0.68×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OFG
OFG
PBH
PBH
Operating Cash FlowLast quarter
$217.7M
$78.3M
Free Cash FlowOCF − Capex
$199.3M
$75.3M
FCF MarginFCF / Revenue
108.1%
26.6%
Capex IntensityCapex / Revenue
10.0%
1.1%
Cash ConversionOCF / Net Profit
3.90×
1.68×
TTM Free Cash FlowTrailing 4 quarters
$345.4M
$267.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OFG
OFG
PBH
PBH
Q4 25
$217.7M
$78.3M
Q3 25
$39.5M
$57.5M
Q2 25
$35.9M
$79.0M
Q1 25
$83.1M
$61.8M
Q4 24
$252.5M
$65.1M
Q3 24
$58.1M
$69.8M
Q2 24
$95.1M
$54.8M
Q1 24
$61.0M
$66.9M
Free Cash Flow
OFG
OFG
PBH
PBH
Q4 25
$199.3M
$75.3M
Q3 25
$35.5M
$55.4M
Q2 25
$31.8M
$78.2M
Q1 25
$78.7M
$58.4M
Q4 24
$231.2M
$63.5M
Q3 24
$51.8M
$67.8M
Q2 24
$90.4M
$53.6M
Q1 24
$54.8M
$63.8M
FCF Margin
OFG
OFG
PBH
PBH
Q4 25
108.1%
26.6%
Q3 25
19.1%
20.2%
Q2 25
17.4%
31.3%
Q1 25
44.1%
19.7%
Q4 24
126.5%
21.9%
Q3 24
29.6%
23.9%
Q2 24
50.3%
20.1%
Q1 24
31.4%
23.0%
Capex Intensity
OFG
OFG
PBH
PBH
Q4 25
10.0%
1.1%
Q3 25
2.1%
0.8%
Q2 25
2.3%
0.3%
Q1 25
2.4%
1.2%
Q4 24
11.7%
0.5%
Q3 24
3.6%
0.7%
Q2 24
2.6%
0.4%
Q1 24
3.5%
1.1%
Cash Conversion
OFG
OFG
PBH
PBH
Q4 25
3.90×
1.68×
Q3 25
0.76×
1.36×
Q2 25
0.69×
1.66×
Q1 25
1.82×
1.23×
Q4 24
5.02×
1.07×
Q3 24
1.24×
1.28×
Q2 24
1.86×
1.12×
Q1 24
1.23×
1.35×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OFG
OFG

Segment breakdown not available.

PBH
PBH

Womens Health$51.8M18%
International OTC Healthcare$47.7M17%
Gastrointestinal$44.2M16%
Eye And Ear Care$35.2M12%
Dermatologicals$27.6M10%
Analgesics$26.7M9%
Oral Care$23.5M8%
Cough And Cold$23.0M8%
Other Otc$3.6M1%

Related Comparisons