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Side-by-side financial comparison of OFG BANCORP (OFG) and Sprout Social, Inc. (SPT). Click either name above to swap in a different company.
OFG BANCORP is the larger business by last-quarter revenue ($184.3M vs $120.9M, roughly 1.5× Sprout Social, Inc.). On growth, Sprout Social, Inc. posted the faster year-over-year revenue change (12.9% vs 0.9%). OFG BANCORP produced more free cash flow last quarter ($199.3M vs $9.9M). Over the past eight quarters, Sprout Social, Inc.'s revenue compounded faster (11.8% CAGR vs 2.8%).
OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....
Sprout Social, Inc. is a technology company that runs a social media management platform. A public company headquartered in Chicago, it was founded in 2010 by Justyn Howard, Aaron Rankin, Gil Lara, and Peter Soung.
OFG vs SPT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $184.3M | $120.9M |
| Net Profit | $55.9M | — |
| Gross Margin | — | 77.6% |
| Operating Margin | 25.7% | -9.0% |
| Net Margin | 30.3% | — |
| Revenue YoY | 0.9% | 12.9% |
| Net Profit YoY | 11.0% | — |
| EPS (diluted) | $1.27 | $-0.18 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $184.3M | $120.9M | ||
| Q3 25 | $186.2M | $115.6M | ||
| Q2 25 | $182.4M | $111.8M | ||
| Q1 25 | $178.6M | $109.3M | ||
| Q4 24 | $182.7M | $107.1M | ||
| Q3 24 | $174.7M | $102.6M | ||
| Q2 24 | $179.8M | $99.4M | ||
| Q1 24 | $174.4M | $96.8M |
| Q4 25 | $55.9M | — | ||
| Q3 25 | $51.8M | $-9.4M | ||
| Q2 25 | $51.8M | $-12.0M | ||
| Q1 25 | $45.6M | $-11.2M | ||
| Q4 24 | $50.3M | — | ||
| Q3 24 | $47.0M | $-17.1M | ||
| Q2 24 | $51.1M | $-16.9M | ||
| Q1 24 | $49.7M | $-13.6M |
| Q4 25 | — | 77.6% | ||
| Q3 25 | — | 77.7% | ||
| Q2 25 | — | 77.7% | ||
| Q1 25 | — | 77.3% | ||
| Q4 24 | — | 78.1% | ||
| Q3 24 | — | 77.4% | ||
| Q2 24 | — | 77.5% | ||
| Q1 24 | — | 76.8% |
| Q4 25 | 25.7% | -9.0% | ||
| Q3 25 | 33.0% | -7.9% | ||
| Q2 25 | 36.1% | -11.0% | ||
| Q1 25 | 33.3% | -10.2% | ||
| Q4 24 | 28.9% | -12.8% | ||
| Q3 24 | 35.4% | -16.4% | ||
| Q2 24 | 39.6% | -16.6% | ||
| Q1 24 | 38.9% | -13.7% |
| Q4 25 | 30.3% | — | ||
| Q3 25 | 27.8% | -8.1% | ||
| Q2 25 | 28.4% | -10.7% | ||
| Q1 25 | 25.5% | -10.3% | ||
| Q4 24 | 27.6% | — | ||
| Q3 24 | 26.9% | -16.6% | ||
| Q2 24 | 28.4% | -17.0% | ||
| Q1 24 | 28.5% | -14.0% |
| Q4 25 | $1.27 | $-0.18 | ||
| Q3 25 | $1.16 | $-0.16 | ||
| Q2 25 | $1.15 | $-0.21 | ||
| Q1 25 | $1.00 | $-0.19 | ||
| Q4 24 | $1.10 | $-0.25 | ||
| Q3 24 | $1.00 | $-0.30 | ||
| Q2 24 | $1.08 | $-0.30 | ||
| Q1 24 | $1.05 | $-0.24 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.0B | $95.3M |
| Total DebtLower is stronger | — | $40.0M |
| Stockholders' EquityBook value | $1.4B | $203.4M |
| Total Assets | $12.5B | $523.1M |
| Debt / EquityLower = less leverage | — | 0.20× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.0B | $95.3M | ||
| Q3 25 | $740.3M | $90.6M | ||
| Q2 25 | $851.8M | $101.5M | ||
| Q1 25 | $710.6M | $100.9M | ||
| Q4 24 | $591.1M | $86.4M | ||
| Q3 24 | $680.6M | $82.9M | ||
| Q2 24 | $740.4M | $80.9M | ||
| Q1 24 | $754.4M | $69.2M |
| Q4 25 | — | $40.0M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $25.0M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $1.4B | $203.4M | ||
| Q3 25 | $1.4B | $194.1M | ||
| Q2 25 | $1.3B | $184.6M | ||
| Q1 25 | $1.3B | $175.3M | ||
| Q4 24 | $1.3B | $166.6M | ||
| Q3 24 | $1.3B | $158.1M | ||
| Q2 24 | $1.2B | $152.1M | ||
| Q1 24 | $1.2B | $147.3M |
| Q4 25 | $12.5B | $523.1M | ||
| Q3 25 | $12.2B | $481.4M | ||
| Q2 25 | $12.2B | $422.9M | ||
| Q1 25 | $11.7B | $424.7M | ||
| Q4 24 | $11.5B | $428.3M | ||
| Q3 24 | $11.5B | $388.8M | ||
| Q2 24 | $11.3B | $393.6M | ||
| Q1 24 | $11.2B | $389.9M |
| Q4 25 | — | 0.20× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.15× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $217.7M | $10.9M |
| Free Cash FlowOCF − Capex | $199.3M | $9.9M |
| FCF MarginFCF / Revenue | 108.1% | 8.2% |
| Capex IntensityCapex / Revenue | 10.0% | 0.9% |
| Cash ConversionOCF / Net Profit | 3.90× | — |
| TTM Free Cash FlowTrailing 4 quarters | $345.4M | $39.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $217.7M | $10.9M | ||
| Q3 25 | $39.5M | $9.3M | ||
| Q2 25 | $35.9M | $5.1M | ||
| Q1 25 | $83.1M | $18.1M | ||
| Q4 24 | $252.5M | $4.1M | ||
| Q3 24 | $58.1M | $9.0M | ||
| Q2 24 | $95.1M | $2.1M | ||
| Q1 24 | $61.0M | $11.2M |
| Q4 25 | $199.3M | $9.9M | ||
| Q3 25 | $35.5M | $8.5M | ||
| Q2 25 | $31.8M | $4.2M | ||
| Q1 25 | $78.7M | $16.7M | ||
| Q4 24 | $231.2M | $3.3M | ||
| Q3 24 | $51.8M | $8.5M | ||
| Q2 24 | $90.4M | $1.6M | ||
| Q1 24 | $54.8M | $10.1M |
| Q4 25 | 108.1% | 8.2% | ||
| Q3 25 | 19.1% | 7.4% | ||
| Q2 25 | 17.4% | 3.7% | ||
| Q1 25 | 44.1% | 15.3% | ||
| Q4 24 | 126.5% | 3.0% | ||
| Q3 24 | 29.6% | 8.3% | ||
| Q2 24 | 50.3% | 1.6% | ||
| Q1 24 | 31.4% | 10.4% |
| Q4 25 | 10.0% | 0.9% | ||
| Q3 25 | 2.1% | 0.7% | ||
| Q2 25 | 2.3% | 0.8% | ||
| Q1 25 | 2.4% | 1.2% | ||
| Q4 24 | 11.7% | 0.8% | ||
| Q3 24 | 3.6% | 0.5% | ||
| Q2 24 | 2.6% | 0.5% | ||
| Q1 24 | 3.5% | 1.1% |
| Q4 25 | 3.90× | — | ||
| Q3 25 | 0.76× | — | ||
| Q2 25 | 0.69× | — | ||
| Q1 25 | 1.82× | — | ||
| Q4 24 | 5.02× | — | ||
| Q3 24 | 1.24× | — | ||
| Q2 24 | 1.86× | — | ||
| Q1 24 | 1.23× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
