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Side-by-side financial comparison of OIL STATES INTERNATIONAL, INC (OIS) and Palomar Holdings, Inc. (PLMR). Click either name above to swap in a different company.
Palomar Holdings, Inc. is the larger business by last-quarter revenue ($253.4M vs $178.5M, roughly 1.4× OIL STATES INTERNATIONAL, INC). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs 8.4%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $47.1M). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs 3.3%).
Oil States International, Inc. is an American multinational corporation. It focuses on providing services to oil and gas companies. It is a public company listed on the New York Stock Exchange.
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
OIS vs PLMR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $178.5M | $253.4M |
| Net Profit | $-117.2M | — |
| Gross Margin | 10.9% | — |
| Operating Margin | -63.7% | 28.7% |
| Net Margin | -65.7% | — |
| Revenue YoY | 8.4% | 62.7% |
| Net Profit YoY | -873.2% | — |
| EPS (diluted) | $-1.99 | $2.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $178.5M | $253.4M | ||
| Q3 25 | $165.2M | $244.7M | ||
| Q2 25 | $165.4M | $203.3M | ||
| Q1 25 | $159.9M | $174.6M | ||
| Q4 24 | $164.6M | $155.8M | ||
| Q3 24 | $174.3M | $148.5M | ||
| Q2 24 | $186.4M | $131.1M | ||
| Q1 24 | $167.3M | $118.5M |
| Q4 25 | $-117.2M | — | ||
| Q3 25 | $1.9M | $51.5M | ||
| Q2 25 | $2.8M | $46.5M | ||
| Q1 25 | $3.2M | $42.9M | ||
| Q4 24 | $15.2M | — | ||
| Q3 24 | $-14.3M | $30.5M | ||
| Q2 24 | $1.3M | $25.7M | ||
| Q1 24 | $-13.4M | $26.4M |
| Q4 25 | 10.9% | — | ||
| Q3 25 | 22.1% | — | ||
| Q2 25 | 24.2% | — | ||
| Q1 25 | 23.3% | — | ||
| Q4 24 | 23.7% | — | ||
| Q3 24 | 21.7% | — | ||
| Q2 24 | 23.8% | — | ||
| Q1 24 | 21.1% | — |
| Q4 25 | -63.7% | 28.7% | ||
| Q3 25 | 2.9% | 27.4% | ||
| Q2 25 | 3.2% | 29.5% | ||
| Q1 25 | 3.5% | 30.8% | ||
| Q4 24 | 11.2% | 28.9% | ||
| Q3 24 | -6.3% | 25.9% | ||
| Q2 24 | 1.1% | 25.5% | ||
| Q1 24 | -6.7% | 29.0% |
| Q4 25 | -65.7% | — | ||
| Q3 25 | 1.2% | 21.0% | ||
| Q2 25 | 1.7% | 22.9% | ||
| Q1 25 | 2.0% | 24.6% | ||
| Q4 24 | 9.2% | — | ||
| Q3 24 | -8.2% | 20.5% | ||
| Q2 24 | 0.7% | 19.6% | ||
| Q1 24 | -8.0% | 22.3% |
| Q4 25 | $-1.99 | $2.05 | ||
| Q3 25 | $0.03 | $1.87 | ||
| Q2 25 | $0.05 | $1.68 | ||
| Q1 25 | $0.05 | $1.57 | ||
| Q4 24 | $0.24 | $1.29 | ||
| Q3 24 | $-0.23 | $1.15 | ||
| Q2 24 | $0.02 | $1.00 | ||
| Q1 24 | $-0.21 | $1.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $69.9M | $106.9M |
| Total DebtLower is stronger | $1.7M | — |
| Stockholders' EquityBook value | $573.2M | $942.7M |
| Total Assets | $883.4M | $3.1B |
| Debt / EquityLower = less leverage | 0.00× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $69.9M | $106.9M | ||
| Q3 25 | $67.1M | $111.7M | ||
| Q2 25 | $53.9M | $81.3M | ||
| Q1 25 | $66.8M | $119.3M | ||
| Q4 24 | $65.4M | $80.4M | ||
| Q3 24 | $46.0M | $86.5M | ||
| Q2 24 | $25.2M | $47.8M | ||
| Q1 24 | $24.1M | $61.4M |
| Q4 25 | $1.7M | — | ||
| Q3 25 | $1.9M | — | ||
| Q2 25 | $1.9M | — | ||
| Q1 25 | $124.7M | — | ||
| Q4 24 | $124.7M | — | ||
| Q3 24 | $124.6M | — | ||
| Q2 24 | $124.3M | — | ||
| Q1 24 | $135.6M | — |
| Q4 25 | $573.2M | $942.7M | ||
| Q3 25 | $689.0M | $878.1M | ||
| Q2 25 | $690.6M | $847.2M | ||
| Q1 25 | $683.4M | $790.4M | ||
| Q4 24 | $680.7M | $729.0M | ||
| Q3 24 | $684.8M | $703.3M | ||
| Q2 24 | $690.4M | $532.6M | ||
| Q1 24 | $692.3M | $501.7M |
| Q4 25 | $883.4M | $3.1B | ||
| Q3 25 | $1.0B | $2.9B | ||
| Q2 25 | $993.7M | $2.8B | ||
| Q1 25 | $990.7M | $2.4B | ||
| Q4 24 | $1.0B | $2.3B | ||
| Q3 24 | $994.1M | $2.3B | ||
| Q2 24 | $1.0B | $2.0B | ||
| Q1 24 | $1.0B | $1.9B |
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.18× | — | ||
| Q4 24 | 0.18× | — | ||
| Q3 24 | 0.18× | — | ||
| Q2 24 | 0.18× | — | ||
| Q1 24 | 0.20× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $50.1M | $409.1M |
| Free Cash FlowOCF − Capex | $47.1M | $409.0M |
| FCF MarginFCF / Revenue | 26.4% | 161.4% |
| Capex IntensityCapex / Revenue | 1.7% | 0.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $73.9M | $700.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $50.1M | $409.1M | ||
| Q3 25 | $30.7M | $83.6M | ||
| Q2 25 | $15.0M | $120.9M | ||
| Q1 25 | $9.3M | $87.2M | ||
| Q4 24 | $18.2M | $261.2M | ||
| Q3 24 | $28.8M | $100.3M | ||
| Q2 24 | $10.2M | $55.1M | ||
| Q1 24 | $-11.4M | $33.1M |
| Q4 25 | $47.1M | $409.0M | ||
| Q3 25 | $22.0M | $83.6M | ||
| Q2 25 | $4.7M | $120.8M | ||
| Q1 25 | $137.0K | $87.1M | ||
| Q4 24 | $4.0M | $260.9M | ||
| Q3 24 | $21.4M | $100.1M | ||
| Q2 24 | $4.5M | — | ||
| Q1 24 | $-21.5M | — |
| Q4 25 | 26.4% | 161.4% | ||
| Q3 25 | 13.3% | 34.2% | ||
| Q2 25 | 2.8% | 59.4% | ||
| Q1 25 | 0.1% | 49.9% | ||
| Q4 24 | 2.4% | 167.5% | ||
| Q3 24 | 12.3% | 67.4% | ||
| Q2 24 | 2.4% | — | ||
| Q1 24 | -12.8% | — |
| Q4 25 | 1.7% | 0.1% | ||
| Q3 25 | 5.3% | 0.0% | ||
| Q2 25 | 6.2% | 0.0% | ||
| Q1 25 | 5.7% | 0.0% | ||
| Q4 24 | 8.6% | 0.2% | ||
| Q3 24 | 4.3% | 0.1% | ||
| Q2 24 | 3.1% | 0.0% | ||
| Q1 24 | 6.0% | 0.0% |
| Q4 25 | — | — | ||
| Q3 25 | 16.15× | 1.63× | ||
| Q2 25 | 5.33× | 2.60× | ||
| Q1 25 | 2.94× | 2.03× | ||
| Q4 24 | 1.20× | — | ||
| Q3 24 | — | 3.29× | ||
| Q2 24 | 7.87× | 2.14× | ||
| Q1 24 | — | 1.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OIS
| Project Driven | $112.6M | 63% |
| Downhole Technologies | $32.1M | 18% |
| Completion And Production Services | $23.1M | 13% |
| Military And Other Products | $10.7M | 6% |
PLMR
Segment breakdown not available.
