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Side-by-side financial comparison of Palomar Holdings, Inc. (PLMR) and YELP INC (YELP). Click either name above to swap in a different company.
YELP INC is the larger business by last-quarter revenue ($360.0M vs $253.4M, roughly 1.4× Palomar Holdings, Inc.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs -0.5%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $72.3M). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs 4.0%).
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
Yelp Inc. is an American company that develops the Yelp.com website and the Yelp mobile app, which publishes crowd-sourced reviews about businesses. It also operates Yelp Guest Manager, a table reservation service. It is headquartered in San Francisco.
PLMR vs YELP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $253.4M | $360.0M |
| Net Profit | — | $37.8M |
| Gross Margin | — | — |
| Operating Margin | 28.7% | 13.6% |
| Net Margin | — | 10.5% |
| Revenue YoY | 62.7% | -0.5% |
| Net Profit YoY | — | -10.5% |
| EPS (diluted) | $2.05 | $0.60 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $253.4M | $360.0M | ||
| Q3 25 | $244.7M | $376.0M | ||
| Q2 25 | $203.3M | $370.4M | ||
| Q1 25 | $174.6M | $358.5M | ||
| Q4 24 | $155.8M | $362.0M | ||
| Q3 24 | $148.5M | $360.3M | ||
| Q2 24 | $131.1M | $357.0M | ||
| Q1 24 | $118.5M | $332.8M |
| Q4 25 | — | $37.8M | ||
| Q3 25 | $51.5M | $39.3M | ||
| Q2 25 | $46.5M | $44.1M | ||
| Q1 25 | $42.9M | $24.4M | ||
| Q4 24 | — | $42.2M | ||
| Q3 24 | $30.5M | $38.4M | ||
| Q2 24 | $25.7M | $38.0M | ||
| Q1 24 | $26.4M | $14.2M |
| Q4 25 | 28.7% | 13.6% | ||
| Q3 25 | 27.4% | 14.1% | ||
| Q2 25 | 29.5% | 14.4% | ||
| Q1 25 | 30.8% | 8.2% | ||
| Q4 24 | 28.9% | 14.8% | ||
| Q3 24 | 25.9% | 12.9% | ||
| Q2 24 | 25.5% | 11.1% | ||
| Q1 24 | 29.0% | 3.4% |
| Q4 25 | — | 10.5% | ||
| Q3 25 | 21.0% | 10.5% | ||
| Q2 25 | 22.9% | 11.9% | ||
| Q1 25 | 24.6% | 6.8% | ||
| Q4 24 | — | 11.7% | ||
| Q3 24 | 20.5% | 10.7% | ||
| Q2 24 | 19.6% | 10.7% | ||
| Q1 24 | 22.3% | 4.3% |
| Q4 25 | $2.05 | $0.60 | ||
| Q3 25 | $1.87 | $0.61 | ||
| Q2 25 | $1.68 | $0.67 | ||
| Q1 25 | $1.57 | $0.36 | ||
| Q4 24 | $1.29 | $0.58 | ||
| Q3 24 | $1.15 | $0.56 | ||
| Q2 24 | $1.00 | $0.54 | ||
| Q1 24 | $1.04 | $0.20 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $106.9M | $319.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $942.7M | $710.9M |
| Total Assets | $3.1B | $958.5M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $106.9M | $319.4M | ||
| Q3 25 | $111.7M | $333.6M | ||
| Q2 25 | $81.3M | $301.1M | ||
| Q1 25 | $119.3M | $324.4M | ||
| Q4 24 | $80.4M | $317.9M | ||
| Q3 24 | $86.5M | $397.0M | ||
| Q2 24 | $47.8M | $384.8M | ||
| Q1 24 | $61.4M | $420.8M |
| Q4 25 | $942.7M | $710.9M | ||
| Q3 25 | $878.1M | $733.2M | ||
| Q2 25 | $847.2M | $746.4M | ||
| Q1 25 | $790.4M | $728.0M | ||
| Q4 24 | $729.0M | $744.0M | ||
| Q3 24 | $703.3M | $739.5M | ||
| Q2 24 | $532.6M | $735.3M | ||
| Q1 24 | $501.7M | $722.0M |
| Q4 25 | $3.1B | $958.5M | ||
| Q3 25 | $2.9B | $989.9M | ||
| Q2 25 | $2.8B | $980.2M | ||
| Q1 25 | $2.4B | $985.2M | ||
| Q4 24 | $2.3B | $983.6M | ||
| Q3 24 | $2.3B | $980.2M | ||
| Q2 24 | $2.0B | $965.0M | ||
| Q1 24 | $1.9B | $993.5M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $409.1M | $84.5M |
| Free Cash FlowOCF − Capex | $409.0M | $72.3M |
| FCF MarginFCF / Revenue | 161.4% | 20.1% |
| Capex IntensityCapex / Revenue | 0.1% | 3.4% |
| Cash ConversionOCF / Net Profit | — | 2.24× |
| TTM Free Cash FlowTrailing 4 quarters | $700.6M | $323.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $409.1M | $84.5M | ||
| Q3 25 | $83.6M | $131.5M | ||
| Q2 25 | $120.9M | $58.0M | ||
| Q1 25 | $87.2M | $98.0M | ||
| Q4 24 | $261.2M | $71.0M | ||
| Q3 24 | $100.3M | $102.3M | ||
| Q2 24 | $55.1M | $39.7M | ||
| Q1 24 | $33.1M | $72.9M |
| Q4 25 | $409.0M | $72.3M | ||
| Q3 25 | $83.6M | $118.9M | ||
| Q2 25 | $120.8M | $45.0M | ||
| Q1 25 | $87.1M | $87.5M | ||
| Q4 24 | $260.9M | $60.0M | ||
| Q3 24 | $100.1M | $92.5M | ||
| Q2 24 | — | $30.1M | ||
| Q1 24 | — | $65.9M |
| Q4 25 | 161.4% | 20.1% | ||
| Q3 25 | 34.2% | 31.6% | ||
| Q2 25 | 59.4% | 12.2% | ||
| Q1 25 | 49.9% | 24.4% | ||
| Q4 24 | 167.5% | 16.6% | ||
| Q3 24 | 67.4% | 25.7% | ||
| Q2 24 | — | 8.4% | ||
| Q1 24 | — | 19.8% |
| Q4 25 | 0.1% | 3.4% | ||
| Q3 25 | 0.0% | 3.3% | ||
| Q2 25 | 0.0% | 3.5% | ||
| Q1 25 | 0.0% | 2.9% | ||
| Q4 24 | 0.2% | 3.0% | ||
| Q3 24 | 0.1% | 2.7% | ||
| Q2 24 | 0.0% | 2.7% | ||
| Q1 24 | 0.0% | 2.1% |
| Q4 25 | — | 2.24× | ||
| Q3 25 | 1.63× | 3.34× | ||
| Q2 25 | 2.60× | 1.32× | ||
| Q1 25 | 2.03× | 4.02× | ||
| Q4 24 | — | 1.68× | ||
| Q3 24 | 3.29× | 2.66× | ||
| Q2 24 | 2.14× | 1.04× | ||
| Q1 24 | 1.26× | 5.15× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PLMR
Segment breakdown not available.
YELP
| Advertising Services | $231.4M | 64% |
| Advertising Restaurants And Other | $106.8M | 30% |
| Other Revenue | $21.8M | 6% |
