vs

Side-by-side financial comparison of OLB GROUP, INC. (OLB) and Pony AI Inc. (PONY). Click either name above to swap in a different company.

Pony AI Inc. is the larger business by last-quarter revenue ($2.1M vs $1.8M, roughly 1.2× OLB GROUP, INC.). OLB GROUP, INC. runs the higher net margin — -83.7% vs -284.8%, a 201.1% gap on every dollar of revenue.

OLB Group, Inc. is a global financial technology provider offering omnichannel payment processing solutions, e-commerce enablement tools, and digital banking services for small and medium-sized enterprises across North America, Europe, and key Asia-Pacific markets. Its core segments include merchant services, crypto payment integration, and cloud-based business management platforms.

Pony Canyon Inc. , also known by the shorthand form Ponican , is a Japanese company, established on October 1, 1966, which distributes music, films, home video, and video games. It is affiliated with the Japanese media group Fujisankei Communications Group. Pony Canyon is a major leader in the music industry in Japan, with its artists regularly at the top of the Japanese charts. Pony Canyon is also responsible for releasing taped concerts from its artists as well as many anime productions and...

OLB vs PONY — Head-to-Head

Bigger by revenue
PONY
PONY
1.2× larger
PONY
$2.1M
$1.8M
OLB
Higher net margin
OLB
OLB
201.1% more per $
OLB
-83.7%
-284.8%
PONY

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
OLB
OLB
PONY
PONY
Revenue
$1.8M
$2.1M
Net Profit
$-1.5M
$-5.9M
Gross Margin
9.2%
Operating Margin
-83.7%
-275.3%
Net Margin
-83.7%
-284.8%
Revenue YoY
-35.2%
Net Profit YoY
67.5%
EPS (diluted)
$-0.48
$-3.51

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OLB
OLB
PONY
PONY
Q4 25
$1.8M
Q3 25
$2.3M
$2.1M
Q2 25
$2.3M
$1.7M
Q1 25
$2.3M
$1.9M
Q4 24
$2.7M
Q3 24
$3.1M
Q2 24
$3.5M
Q1 24
$3.5M
Net Profit
OLB
OLB
PONY
PONY
Q4 25
$-1.5M
Q3 25
$-1.2M
$-5.9M
Q2 25
$-2.1M
$-4.3M
Q1 25
$-1.1M
$-5.2M
Q4 24
$-4.6M
Q3 24
$-1.6M
Q2 24
$-2.6M
Q1 24
$-2.4M
Gross Margin
OLB
OLB
PONY
PONY
Q4 25
Q3 25
9.2%
Q2 25
Q1 25
16.6%
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
OLB
OLB
PONY
PONY
Q4 25
-83.7%
Q3 25
-49.1%
-275.3%
Q2 25
-74.8%
-303.4%
Q1 25
-36.6%
-400.9%
Q4 24
-166.0%
Q3 24
-52.9%
Q2 24
-74.3%
Q1 24
-82.6%
Net Margin
OLB
OLB
PONY
PONY
Q4 25
-83.7%
Q3 25
-50.8%
-284.8%
Q2 25
-93.7%
-253.7%
Q1 25
-46.9%
-267.4%
Q4 24
-167.1%
Q3 24
-52.9%
Q2 24
-75.2%
Q1 24
-67.8%
EPS (diluted)
OLB
OLB
PONY
PONY
Q4 25
$-0.48
Q3 25
$-0.13
$-3.51
Q2 25
$-0.66
$-0.92
Q1 25
$-0.47
$-0.12
Q4 24
$-3.55
Q3 24
$-0.92
Q2 24
$-1.49
Q1 24
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OLB
OLB
PONY
PONY
Cash + ST InvestmentsLiquidity on hand
$62.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$4.6M
$114.1M
Total Assets
$12.3M
$126.5M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OLB
OLB
PONY
PONY
Q4 25
Q3 25
$62.5M
Q2 25
$84.9M
Q1 25
$29.3K
$86.8M
Q4 24
$27.4K
Q3 24
$41.3K
Q2 24
$53.3K
Q1 24
$3.3K
Stockholders' Equity
OLB
OLB
PONY
PONY
Q4 25
$4.6M
Q3 25
$5.3M
$114.1M
Q2 25
$6.4M
$120.6M
Q1 25
$2.3M
$126.4M
Q4 24
$3.2M
Q3 24
$6.7M
Q2 24
$8.3M
Q1 24
$11.0M
Total Assets
OLB
OLB
PONY
PONY
Q4 25
$12.3M
Q3 25
$12.2M
$126.5M
Q2 25
$12.4M
$138.3M
Q1 25
$12.5M
$134.0M
Q4 24
$12.7M
Q3 24
$15.9M
Q2 24
$16.6M
Q1 24
$18.3M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OLB
OLB
PONY
PONY
Operating Cash FlowLast quarter
$-1.3M
$-2.9M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OLB
OLB
PONY
PONY
Q4 25
$-1.3M
Q3 25
$-115.5K
$-2.9M
Q2 25
$-1.0M
$-2.5M
Q1 25
$-155.8K
$-7.5M
Q4 24
$-2.6M
Q3 24
$-376.7K
Q2 24
$-785.5K
Q1 24
$-424.7K

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OLB
OLB

Transaction And Processing Fees$1.7M94%
Other$99.2K6%

PONY
PONY

Segment breakdown not available.

Related Comparisons