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Side-by-side financial comparison of OLB GROUP, INC. (OLB) and US ENERGY CORP (USEG). Click either name above to swap in a different company.
OLB GROUP, INC. is the larger business by last-quarter revenue ($1.8M vs $1.7M, roughly 1.0× US ENERGY CORP). OLB GROUP, INC. runs the higher net margin — -83.7% vs -192.2%, a 108.5% gap on every dollar of revenue. On growth, OLB GROUP, INC. posted the faster year-over-year revenue change (-35.2% vs -64.9%). Over the past eight quarters, OLB GROUP, INC.'s revenue compounded faster (-28.7% CAGR vs -51.3%).
OLB Group, Inc. is a global financial technology provider offering omnichannel payment processing solutions, e-commerce enablement tools, and digital banking services for small and medium-sized enterprises across North America, Europe, and key Asia-Pacific markets. Its core segments include merchant services, crypto payment integration, and cloud-based business management platforms.
NextEra Energy, Inc. is an American energy company that is the world's largest electric utility holding company by market capitalization, with a valuation of over $170 billion as of Oct 2024. NextEra Energy had revenues of $24.8 billion and 16,700 employees throughout the US and Canada in 2024. It has a current generating capacity of 73 gigawatts. Its subsidiaries include Florida Power & Light (FPL), NextEra Energy Resources (NEER), XPLR Energy Partners, and NextEra Energy Services.
OLB vs USEG — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.8M | $1.7M |
| Net Profit | $-1.5M | $-3.3M |
| Gross Margin | — | — |
| Operating Margin | -83.7% | -194.4% |
| Net Margin | -83.7% | -192.2% |
| Revenue YoY | -35.2% | -64.9% |
| Net Profit YoY | 67.5% | -48.7% |
| EPS (diluted) | $-0.48 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.8M | — | ||
| Q3 25 | $2.3M | $1.7M | ||
| Q2 25 | $2.3M | $2.0M | ||
| Q1 25 | $2.3M | $2.2M | ||
| Q4 24 | $2.7M | $4.2M | ||
| Q3 24 | $3.1M | $5.0M | ||
| Q2 24 | $3.5M | $6.0M | ||
| Q1 24 | $3.5M | $5.4M |
| Q4 25 | $-1.5M | — | ||
| Q3 25 | $-1.2M | $-3.3M | ||
| Q2 25 | $-2.1M | $-6.1M | ||
| Q1 25 | $-1.1M | $-3.1M | ||
| Q4 24 | $-4.6M | — | ||
| Q3 24 | $-1.6M | $-2.2M | ||
| Q2 24 | $-2.6M | $-2.0M | ||
| Q1 24 | $-2.4M | $-9.5M |
| Q4 25 | -83.7% | — | ||
| Q3 25 | -49.1% | -194.4% | ||
| Q2 25 | -74.8% | -307.6% | ||
| Q1 25 | -36.6% | -140.8% | ||
| Q4 24 | -166.0% | -278.9% | ||
| Q3 24 | -52.9% | -83.8% | ||
| Q2 24 | -74.3% | -28.4% | ||
| Q1 24 | -82.6% | -148.8% |
| Q4 25 | -83.7% | — | ||
| Q3 25 | -50.8% | -192.2% | ||
| Q2 25 | -93.7% | -298.7% | ||
| Q1 25 | -46.9% | -141.9% | ||
| Q4 24 | -167.1% | — | ||
| Q3 24 | -52.9% | -45.3% | ||
| Q2 24 | -75.2% | -32.6% | ||
| Q1 24 | -67.8% | -176.9% |
| Q4 25 | $-0.48 | — | ||
| Q3 25 | $-0.13 | — | ||
| Q2 25 | $-0.66 | $-0.19 | ||
| Q1 25 | $-0.47 | — | ||
| Q4 24 | $-3.55 | $-0.42 | ||
| Q3 24 | $-0.92 | $-0.08 | ||
| Q2 24 | $-1.49 | $-0.08 | ||
| Q1 24 | $-0.14 | $-0.38 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $1.7M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $4.6M | $25.0M |
| Total Assets | $12.3M | $46.5M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | — | $1.7M | ||
| Q2 25 | — | $6.9M | ||
| Q1 25 | $29.3K | $10.6M | ||
| Q4 24 | $27.4K | $7.9M | ||
| Q3 24 | $41.3K | $1.3M | ||
| Q2 24 | $53.3K | $2.4M | ||
| Q1 24 | $3.3K | $2.2M |
| Q4 25 | $4.6M | — | ||
| Q3 25 | $5.3M | $25.0M | ||
| Q2 25 | $6.4M | $28.0M | ||
| Q1 25 | $2.3M | $33.6M | ||
| Q4 24 | $3.2M | $24.2M | ||
| Q3 24 | $6.7M | $35.7M | ||
| Q2 24 | $8.3M | $37.7M | ||
| Q1 24 | $11.0M | $36.7M |
| Q4 25 | $12.3M | — | ||
| Q3 25 | $12.2M | $46.5M | ||
| Q2 25 | $12.4M | $51.0M | ||
| Q1 25 | $12.5M | $55.8M | ||
| Q4 24 | $12.7M | $49.7M | ||
| Q3 24 | $15.9M | $64.1M | ||
| Q2 24 | $16.6M | $73.7M | ||
| Q1 24 | $18.3M | $70.3M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.3M | $-155.0K |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-1.3M | — | ||
| Q3 25 | $-115.5K | $-155.0K | ||
| Q2 25 | $-1.0M | $-1.6M | ||
| Q1 25 | $-155.8K | $-4.5M | ||
| Q4 24 | $-2.6M | $1.7M | ||
| Q3 24 | $-376.7K | $2.6M | ||
| Q2 24 | $-785.5K | $929.0K | ||
| Q1 24 | $-424.7K | $-603.0K |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OLB
| Transaction And Processing Fees | $1.7M | 94% |
| Other | $99.2K | 6% |
USEG
| Oil Sales | $1.6M | 91% |
| Other | $151.0K | 9% |
