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Side-by-side financial comparison of OLB GROUP, INC. (OLB) and Twin Vee PowerCats, Co. (VEEE). Click either name above to swap in a different company.

Twin Vee PowerCats, Co. is the larger business by last-quarter revenue ($3.0M vs $1.8M, roughly 1.7× OLB GROUP, INC.). OLB GROUP, INC. runs the higher net margin — -83.7% vs -85.6%, a 1.9% gap on every dollar of revenue. On growth, Twin Vee PowerCats, Co. posted the faster year-over-year revenue change (60.4% vs -35.2%). Over the past eight quarters, Twin Vee PowerCats, Co.'s revenue compounded faster (-24.3% CAGR vs -28.7%).

OLB Group, Inc. is a global financial technology provider offering omnichannel payment processing solutions, e-commerce enablement tools, and digital banking services for small and medium-sized enterprises across North America, Europe, and key Asia-Pacific markets. Its core segments include merchant services, crypto payment integration, and cloud-based business management platforms.

Twin Vee PowerCats Co. is a leading manufacturer of high-performance recreational power catamaran boats. The company offers a diverse lineup of catamaran models suited for leisure cruising, fishing, water sports, and commercial marine use, serving customers primarily across North America, with a growing distribution network in global coastal markets.

OLB vs VEEE — Head-to-Head

Bigger by revenue
VEEE
VEEE
1.7× larger
VEEE
$3.0M
$1.8M
OLB
Growing faster (revenue YoY)
VEEE
VEEE
+95.6% gap
VEEE
60.4%
-35.2%
OLB
Higher net margin
OLB
OLB
1.9% more per $
OLB
-83.7%
-85.6%
VEEE
Faster 2-yr revenue CAGR
VEEE
VEEE
Annualised
VEEE
-24.3%
-28.7%
OLB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
OLB
OLB
VEEE
VEEE
Revenue
$1.8M
$3.0M
Net Profit
$-1.5M
$-2.6M
Gross Margin
3.7%
Operating Margin
-83.7%
-87.7%
Net Margin
-83.7%
-85.6%
Revenue YoY
-35.2%
60.4%
Net Profit YoY
67.5%
-119.0%
EPS (diluted)
$-0.48
$-1.19

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OLB
OLB
VEEE
VEEE
Q4 25
$1.8M
$3.0M
Q3 25
$2.3M
$3.4M
Q2 25
$2.3M
$4.8M
Q1 25
$2.3M
$3.6M
Q4 24
$2.7M
$1.9M
Q3 24
$3.1M
$2.9M
Q2 24
$3.5M
$4.3M
Q1 24
$3.5M
$5.3M
Net Profit
OLB
OLB
VEEE
VEEE
Q4 25
$-1.5M
$-2.6M
Q3 25
$-1.2M
$-2.8M
Q2 25
$-2.1M
$-1.7M
Q1 25
$-1.1M
$-1.6M
Q4 24
$-4.6M
$-1.2M
Q3 24
$-1.6M
$-3.0M
Q2 24
$-2.6M
$-4.5M
Q1 24
$-2.4M
$-2.3M
Gross Margin
OLB
OLB
VEEE
VEEE
Q4 25
3.7%
Q3 25
-1.3%
Q2 25
13.8%
Q1 25
14.9%
Q4 24
-57.6%
Q3 24
-5.0%
Q2 24
4.7%
Q1 24
5.3%
Operating Margin
OLB
OLB
VEEE
VEEE
Q4 25
-83.7%
-87.7%
Q3 25
-49.1%
-81.0%
Q2 25
-74.8%
-35.2%
Q1 25
-36.6%
-46.5%
Q4 24
-166.0%
-224.9%
Q3 24
-52.9%
-107.3%
Q2 24
-74.3%
-107.7%
Q1 24
-82.6%
-48.2%
Net Margin
OLB
OLB
VEEE
VEEE
Q4 25
-83.7%
-85.6%
Q3 25
-50.8%
-80.4%
Q2 25
-93.7%
-34.8%
Q1 25
-46.9%
-44.6%
Q4 24
-167.1%
-62.7%
Q3 24
-52.9%
-103.7%
Q2 24
-75.2%
-104.4%
Q1 24
-67.8%
-44.3%
EPS (diluted)
OLB
OLB
VEEE
VEEE
Q4 25
$-0.48
$-1.19
Q3 25
$-0.13
$-1.23
Q2 25
$-0.66
$-0.87
Q1 25
$-0.47
$-1.08
Q4 24
$-3.55
$-3.51
Q3 24
$-0.92
$-2.64
Q2 24
$-1.49
$-3.09
Q1 24
$-0.14
$-1.77

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OLB
OLB
VEEE
VEEE
Cash + ST InvestmentsLiquidity on hand
$1.4M
Total DebtLower is stronger
$499.9K
Stockholders' EquityBook value
$4.6M
$13.5M
Total Assets
$12.3M
$16.2M
Debt / EquityLower = less leverage
0.04×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OLB
OLB
VEEE
VEEE
Q4 25
$1.4M
Q3 25
$2.7M
Q2 25
$6.0M
Q1 25
$29.3K
$4.9M
Q4 24
$27.4K
$7.5M
Q3 24
$41.3K
$11.1M
Q2 24
$53.3K
$14.9M
Q1 24
$3.3K
$17.1M
Total Debt
OLB
OLB
VEEE
VEEE
Q4 25
$499.9K
Q3 25
$499.9K
Q2 25
$499.9K
Q1 25
$499.9K
Q4 24
$499.9K
Q3 24
$499.9K
Q2 24
$499.9K
Q1 24
$499.9K
Stockholders' Equity
OLB
OLB
VEEE
VEEE
Q4 25
$4.6M
$13.5M
Q3 25
$5.3M
$15.9M
Q2 25
$6.4M
$18.6M
Q1 25
$2.3M
$17.7M
Q4 24
$3.2M
$19.2M
Q3 24
$6.7M
$17.4M
Q2 24
$8.3M
$19.6M
Q1 24
$11.0M
$22.3M
Total Assets
OLB
OLB
VEEE
VEEE
Q4 25
$12.3M
$16.2M
Q3 25
$12.2M
$18.9M
Q2 25
$12.4M
$22.4M
Q1 25
$12.5M
$23.6M
Q4 24
$12.7M
$25.9M
Q3 24
$15.9M
$30.1M
Q2 24
$16.6M
$33.8M
Q1 24
$18.3M
$36.5M
Debt / Equity
OLB
OLB
VEEE
VEEE
Q4 25
0.04×
Q3 25
0.03×
Q2 25
0.03×
Q1 25
0.03×
Q4 24
0.03×
Q3 24
0.03×
Q2 24
0.03×
Q1 24
0.02×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OLB
OLB
VEEE
VEEE
Operating Cash FlowLast quarter
$-1.3M
$-1.7M
Free Cash FlowOCF − Capex
$-1.9M
FCF MarginFCF / Revenue
-62.5%
Capex IntensityCapex / Revenue
4.6%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-9.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OLB
OLB
VEEE
VEEE
Q4 25
$-1.3M
$-1.7M
Q3 25
$-115.5K
$-2.6M
Q2 25
$-1.0M
$-745.6K
Q1 25
$-155.8K
$-1.7M
Q4 24
$-2.6M
$-2.3M
Q3 24
$-376.7K
$-2.4M
Q2 24
$-785.5K
$-482.1K
Q1 24
$-424.7K
$-1.7M
Free Cash Flow
OLB
OLB
VEEE
VEEE
Q4 25
$-1.9M
Q3 25
$-3.1M
Q2 25
$-1.5M
Q1 25
$-2.6M
Q4 24
$-3.6M
Q3 24
$-3.7M
Q2 24
$-2.2M
Q1 24
$-3.7M
FCF Margin
OLB
OLB
VEEE
VEEE
Q4 25
-62.5%
Q3 25
-91.2%
Q2 25
-30.6%
Q1 25
-71.0%
Q4 24
-192.8%
Q3 24
-128.8%
Q2 24
-51.0%
Q1 24
-70.9%
Capex Intensity
OLB
OLB
VEEE
VEEE
Q4 25
4.6%
Q3 25
14.0%
Q2 25
14.9%
Q1 25
22.9%
Q4 24
68.8%
Q3 24
45.8%
Q2 24
39.9%
Q1 24
37.7%

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OLB
OLB

Transaction And Processing Fees$1.7M94%
Other$99.2K6%

VEEE
VEEE

Segment breakdown not available.

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