vs

Side-by-side financial comparison of OLB GROUP, INC. (OLB) and Versus Systems Inc. (VS). Click either name above to swap in a different company.

Versus Systems Inc. is the larger business by last-quarter revenue ($2.2M vs $1.8M, roughly 1.2× OLB GROUP, INC.). Versus Systems Inc. runs the higher net margin — -44.7% vs -83.7%, a 39.0% gap on every dollar of revenue.

OLB Group, Inc. is a global financial technology provider offering omnichannel payment processing solutions, e-commerce enablement tools, and digital banking services for small and medium-sized enterprises across North America, Europe, and key Asia-Pacific markets. Its core segments include merchant services, crypto payment integration, and cloud-based business management platforms.

Versus Systems Inc. operates a proprietary interactive reward platform that integrates with video games, streaming content, live sports broadcasts and mobile apps. It enables content creators and brands to offer personalized real-time prizes to audiences across North America and global digital entertainment markets.

OLB vs VS — Head-to-Head

Bigger by revenue
VS
VS
1.2× larger
VS
$2.2M
$1.8M
OLB
Higher net margin
VS
VS
39.0% more per $
VS
-44.7%
-83.7%
OLB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
OLB
OLB
VS
VS
Revenue
$1.8M
$2.2M
Net Profit
$-1.5M
$-964.9K
Gross Margin
0.2%
Operating Margin
-83.7%
-54.2%
Net Margin
-83.7%
-44.7%
Revenue YoY
-35.2%
Net Profit YoY
67.5%
-19.2%
EPS (diluted)
$-0.48

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OLB
OLB
VS
VS
Q4 25
$1.8M
$2.2M
Q3 25
$2.3M
$0
Q2 25
$2.3M
$-176.0K
Q1 25
$2.3M
Q4 24
$2.7M
$0
Q3 24
$3.1M
Q2 24
$3.5M
Q1 24
$3.5M
Net Profit
OLB
OLB
VS
VS
Q4 25
$-1.5M
$-964.9K
Q3 25
$-1.2M
$-537.8K
Q2 25
$-2.1M
$672.3K
Q1 25
$-1.1M
Q4 24
$-4.6M
$-809.5K
Q3 24
$-1.6M
Q2 24
$-2.6M
Q1 24
$-2.4M
Gross Margin
OLB
OLB
VS
VS
Q4 25
0.2%
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
OLB
OLB
VS
VS
Q4 25
-83.7%
-54.2%
Q3 25
-49.1%
Q2 25
-74.8%
Q1 25
-36.6%
Q4 24
-166.0%
Q3 24
-52.9%
Q2 24
-74.3%
Q1 24
-82.6%
Net Margin
OLB
OLB
VS
VS
Q4 25
-83.7%
-44.7%
Q3 25
-50.8%
Q2 25
-93.7%
-382.0%
Q1 25
-46.9%
Q4 24
-167.1%
Q3 24
-52.9%
Q2 24
-75.2%
Q1 24
-67.8%
EPS (diluted)
OLB
OLB
VS
VS
Q4 25
$-0.48
Q3 25
$-0.13
Q2 25
$-0.66
$0.14
Q1 25
$-0.47
Q4 24
$-3.55
$-0.27
Q3 24
$-0.92
Q2 24
$-1.49
Q1 24
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OLB
OLB
VS
VS
Cash + ST InvestmentsLiquidity on hand
$527.4K
Total DebtLower is stronger
Stockholders' EquityBook value
$4.6M
$10.2M
Total Assets
$12.3M
$2.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OLB
OLB
VS
VS
Q4 25
$527.4K
Q3 25
Q2 25
Q1 25
$29.3K
Q4 24
$27.4K
$3.1M
Q3 24
$41.3K
Q2 24
$53.3K
Q1 24
$3.3K
Stockholders' Equity
OLB
OLB
VS
VS
Q4 25
$4.6M
$10.2M
Q3 25
$5.3M
$11.1M
Q2 25
$6.4M
$11.7M
Q1 25
$2.3M
Q4 24
$3.2M
$11.4M
Q3 24
$6.7M
Q2 24
$8.3M
Q1 24
$11.0M
Total Assets
OLB
OLB
VS
VS
Q4 25
$12.3M
$2.1M
Q3 25
$12.2M
$3.1M
Q2 25
$12.4M
$3.8M
Q1 25
$12.5M
Q4 24
$12.7M
$3.5M
Q3 24
$15.9M
Q2 24
$16.6M
Q1 24
$18.3M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OLB
OLB
VS
VS
Operating Cash FlowLast quarter
$-1.3M
$-568.6K
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OLB
OLB
VS
VS
Q4 25
$-1.3M
$-568.6K
Q3 25
$-115.5K
$24.7K
Q2 25
$-1.0M
$-867.5K
Q1 25
$-155.8K
Q4 24
$-2.6M
$-716.6K
Q3 24
$-376.7K
Q2 24
$-785.5K
Q1 24
$-424.7K
Cash Conversion
OLB
OLB
VS
VS
Q4 25
Q3 25
Q2 25
-1.29×
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OLB
OLB

Transaction And Processing Fees$1.7M94%
Other$99.2K6%

VS
VS

Segment breakdown not available.

Related Comparisons