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Side-by-side financial comparison of OLB GROUP, INC. (OLB) and WRAP TECHNOLOGIES, INC. (WRAP). Click either name above to swap in a different company.

OLB GROUP, INC. is the larger business by last-quarter revenue ($1.8M vs $1.4M, roughly 1.3× WRAP TECHNOLOGIES, INC.). OLB GROUP, INC. runs the higher net margin — -83.7% vs -280.9%, a 197.2% gap on every dollar of revenue. On growth, WRAP TECHNOLOGIES, INC. posted the faster year-over-year revenue change (62.3% vs -35.2%). Over the past eight quarters, WRAP TECHNOLOGIES, INC.'s revenue compounded faster (-2.5% CAGR vs -28.7%).

OLB Group, Inc. is a global financial technology provider offering omnichannel payment processing solutions, e-commerce enablement tools, and digital banking services for small and medium-sized enterprises across North America, Europe, and key Asia-Pacific markets. Its core segments include merchant services, crypto payment integration, and cloud-based business management platforms.

Wrap Technologies, Inc. develops non-lethal safety solutions for law enforcement, corrections, and private security sectors across North America and global markets. Its core products include remote restraint devices and training services designed to reduce use-of-force injuries and improve public safety outcomes.

OLB vs WRAP — Head-to-Head

Bigger by revenue
OLB
OLB
1.3× larger
OLB
$1.8M
$1.4M
WRAP
Growing faster (revenue YoY)
WRAP
WRAP
+97.5% gap
WRAP
62.3%
-35.2%
OLB
Higher net margin
OLB
OLB
197.2% more per $
OLB
-83.7%
-280.9%
WRAP
Faster 2-yr revenue CAGR
WRAP
WRAP
Annualised
WRAP
-2.5%
-28.7%
OLB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
OLB
OLB
WRAP
WRAP
Revenue
$1.8M
$1.4M
Net Profit
$-1.5M
$-3.9M
Gross Margin
52.3%
Operating Margin
-83.7%
-281.1%
Net Margin
-83.7%
-280.9%
Revenue YoY
-35.2%
62.3%
Net Profit YoY
67.5%
48.1%
EPS (diluted)
$-0.48

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OLB
OLB
WRAP
WRAP
Q4 25
$1.8M
$1.4M
Q3 25
$2.3M
$1.5M
Q2 25
$2.3M
$1.0M
Q1 25
$2.3M
$765.0K
Q4 24
$2.7M
$865.0K
Q3 24
$3.1M
$593.0K
Q2 24
$3.5M
$1.6M
Q1 24
$3.5M
$1.5M
Net Profit
OLB
OLB
WRAP
WRAP
Q4 25
$-1.5M
$-3.9M
Q3 25
$-1.2M
$-2.8M
Q2 25
$-2.1M
$-3.7M
Q1 25
$-1.1M
$109.0K
Q4 24
$-4.6M
$-7.6M
Q3 24
$-1.6M
$2.0M
Q2 24
$-2.6M
$-385.0K
Q1 24
$-2.4M
$117.0K
Gross Margin
OLB
OLB
WRAP
WRAP
Q4 25
52.3%
Q3 25
59.2%
Q2 25
48.1%
Q1 25
77.8%
Q4 24
47.4%
Q3 24
39.6%
Q2 24
62.6%
Q1 24
56.6%
Operating Margin
OLB
OLB
WRAP
WRAP
Q4 25
-83.7%
-281.1%
Q3 25
-49.1%
-185.2%
Q2 25
-74.8%
-282.2%
Q1 25
-36.6%
-512.7%
Q4 24
-166.0%
-535.5%
Q3 24
-52.9%
-611.5%
Q2 24
-74.3%
-201.5%
Q1 24
-82.6%
-280.4%
Net Margin
OLB
OLB
WRAP
WRAP
Q4 25
-83.7%
-280.9%
Q3 25
-50.8%
-186.0%
Q2 25
-93.7%
-368.3%
Q1 25
-46.9%
14.2%
Q4 24
-167.1%
-878.3%
Q3 24
-52.9%
335.6%
Q2 24
-75.2%
-24.5%
Q1 24
-67.8%
7.9%
EPS (diluted)
OLB
OLB
WRAP
WRAP
Q4 25
$-0.48
Q3 25
$-0.13
$-0.06
Q2 25
$-0.66
$-0.07
Q1 25
$-0.47
Q4 24
$-3.55
Q3 24
$-0.92
$0.04
Q2 24
$-1.49
$-0.02
Q1 24
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OLB
OLB
WRAP
WRAP
Cash + ST InvestmentsLiquidity on hand
$3.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$4.6M
$11.5M
Total Assets
$12.3M
$15.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OLB
OLB
WRAP
WRAP
Q4 25
$3.5M
Q3 25
$6.0M
Q2 25
$4.2M
Q1 25
$29.3K
$6.2M
Q4 24
$27.4K
$3.6M
Q3 24
$41.3K
$4.9M
Q2 24
$53.3K
$4.6M
Q1 24
$3.3K
$8.2M
Stockholders' Equity
OLB
OLB
WRAP
WRAP
Q4 25
$4.6M
$11.5M
Q3 25
$5.3M
$14.1M
Q2 25
$6.4M
$11.8M
Q1 25
$2.3M
$2.6M
Q4 24
$3.2M
$250.0K
Q3 24
$6.7M
$6.4M
Q2 24
$8.3M
$3.8M
Q1 24
$11.0M
$4.5M
Total Assets
OLB
OLB
WRAP
WRAP
Q4 25
$12.3M
$15.4M
Q3 25
$12.2M
$18.2M
Q2 25
$12.4M
$15.6M
Q1 25
$12.5M
$18.0M
Q4 24
$12.7M
$15.1M
Q3 24
$15.9M
$18.8M
Q2 24
$16.6M
$21.8M
Q1 24
$18.3M
$24.8M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OLB
OLB
WRAP
WRAP
Operating Cash FlowLast quarter
$-1.3M
$-2.7M
Free Cash FlowOCF − Capex
$-2.7M
FCF MarginFCF / Revenue
-190.3%
Capex IntensityCapex / Revenue
0.5%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-10.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OLB
OLB
WRAP
WRAP
Q4 25
$-1.3M
$-2.7M
Q3 25
$-115.5K
$-2.6M
Q2 25
$-1.0M
$-1.9M
Q1 25
$-155.8K
$-3.1M
Q4 24
$-2.6M
$-1.2M
Q3 24
$-376.7K
$330.0K
Q2 24
$-785.5K
$-3.5M
Q1 24
$-424.7K
$-3.7M
Free Cash Flow
OLB
OLB
WRAP
WRAP
Q4 25
$-2.7M
Q3 25
$-2.7M
Q2 25
$-1.9M
Q1 25
$-3.1M
Q4 24
$-1.2M
Q3 24
Q2 24
$-3.5M
Q1 24
$-3.7M
FCF Margin
OLB
OLB
WRAP
WRAP
Q4 25
-190.3%
Q3 25
-181.1%
Q2 25
-192.3%
Q1 25
-401.4%
Q4 24
-139.5%
Q3 24
Q2 24
-224.2%
Q1 24
-253.3%
Capex Intensity
OLB
OLB
WRAP
WRAP
Q4 25
0.5%
Q3 25
5.7%
Q2 25
0.6%
Q1 25
0.3%
Q4 24
0.1%
Q3 24
0.0%
Q2 24
0.1%
Q1 24
0.9%
Cash Conversion
OLB
OLB
WRAP
WRAP
Q4 25
Q3 25
Q2 25
Q1 25
-28.16×
Q4 24
Q3 24
0.17×
Q2 24
Q1 24
-31.83×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OLB
OLB

Transaction And Processing Fees$1.7M94%
Other$99.2K6%

WRAP
WRAP

Segment breakdown not available.

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