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Side-by-side financial comparison of OLB GROUP, INC. (OLB) and XTI Aerospace, Inc. (XTIA). Click either name above to swap in a different company.

XTI Aerospace, Inc. is the larger business by last-quarter revenue ($2.5M vs $1.8M, roughly 1.4× OLB GROUP, INC.). OLB GROUP, INC. runs the higher net margin — -83.7% vs -541.3%, a 457.6% gap on every dollar of revenue. On growth, XTI Aerospace, Inc. posted the faster year-over-year revenue change (170.6% vs -35.2%).

OLB Group, Inc. is a global financial technology provider offering omnichannel payment processing solutions, e-commerce enablement tools, and digital banking services for small and medium-sized enterprises across North America, Europe, and key Asia-Pacific markets. Its core segments include merchant services, crypto payment integration, and cloud-based business management platforms.

Nextant Aerospace is a United States–based company specializing in the remanufacturing of business jets. Founded in 2007, Nextant is the first company to introduce the concept of aircraft remanufacturing to the business jet market.

OLB vs XTIA — Head-to-Head

Bigger by revenue
XTIA
XTIA
1.4× larger
XTIA
$2.5M
$1.8M
OLB
Growing faster (revenue YoY)
XTIA
XTIA
+205.8% gap
XTIA
170.6%
-35.2%
OLB
Higher net margin
OLB
OLB
457.6% more per $
OLB
-83.7%
-541.3%
XTIA

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
OLB
OLB
XTIA
XTIA
Revenue
$1.8M
$2.5M
Net Profit
$-1.5M
$-13.4M
Gross Margin
43.4%
Operating Margin
-83.7%
-596.2%
Net Margin
-83.7%
-541.3%
Revenue YoY
-35.2%
170.6%
Net Profit YoY
67.5%
-203.2%
EPS (diluted)
$-0.48
$-0.61

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OLB
OLB
XTIA
XTIA
Q4 25
$1.8M
Q3 25
$2.3M
$2.5M
Q2 25
$2.3M
$600.0K
Q1 25
$2.3M
$484.0K
Q4 24
$2.7M
$1.0M
Q3 24
$3.1M
$918.0K
Q2 24
$3.5M
$1.0M
Q1 24
$3.5M
Net Profit
OLB
OLB
XTIA
XTIA
Q4 25
$-1.5M
Q3 25
$-1.2M
$-13.4M
Q2 25
$-2.1M
$-20.9M
Q1 25
$-1.1M
$-12.9M
Q4 24
$-4.6M
Q3 24
$-1.6M
$-4.4M
Q2 24
$-2.6M
$-14.7M
Q1 24
$-2.4M
Gross Margin
OLB
OLB
XTIA
XTIA
Q4 25
Q3 25
43.4%
Q2 25
80.5%
Q1 25
69.2%
Q4 24
54.7%
Q3 24
56.6%
Q2 24
64.2%
Q1 24
Operating Margin
OLB
OLB
XTIA
XTIA
Q4 25
-83.7%
Q3 25
-49.1%
-596.2%
Q2 25
-74.8%
-1855.0%
Q1 25
-36.6%
-2149.2%
Q4 24
-166.0%
Q3 24
-52.9%
-459.3%
Q2 24
-74.3%
-1350.8%
Q1 24
-82.6%
Net Margin
OLB
OLB
XTIA
XTIA
Q4 25
-83.7%
Q3 25
-50.8%
-541.3%
Q2 25
-93.7%
-3476.3%
Q1 25
-46.9%
-2659.5%
Q4 24
-167.1%
Q3 24
-52.9%
-483.1%
Q2 24
-75.2%
-1426.8%
Q1 24
-67.8%
EPS (diluted)
OLB
OLB
XTIA
XTIA
Q4 25
$-0.48
Q3 25
$-0.13
$-0.61
Q2 25
$-0.66
$-2.93
Q1 25
$-0.47
$-3.80
Q4 24
$-3.55
Q3 24
$-0.92
$-33.40
Q2 24
$-1.49
$-261.99
Q1 24
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OLB
OLB
XTIA
XTIA
Cash + ST InvestmentsLiquidity on hand
$32.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$4.6M
$10.5M
Total Assets
$12.3M
$47.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OLB
OLB
XTIA
XTIA
Q4 25
Q3 25
$32.2M
Q2 25
$20.0M
Q1 25
$29.3K
$8.0M
Q4 24
$27.4K
$4.0M
Q3 24
$41.3K
$511.0K
Q2 24
$53.3K
$5.8M
Q1 24
$3.3K
Total Debt
OLB
OLB
XTIA
XTIA
Q4 25
Q3 25
Q2 25
$65.0K
Q1 25
$65.0K
Q4 24
$65.0K
Q3 24
Q2 24
Q1 24
Stockholders' Equity
OLB
OLB
XTIA
XTIA
Q4 25
$4.6M
Q3 25
$5.3M
$10.5M
Q2 25
$6.4M
$12.4M
Q1 25
$2.3M
$13.9M
Q4 24
$3.2M
$6.6M
Q3 24
$6.7M
$6.9M
Q2 24
$8.3M
$10.6M
Q1 24
$11.0M
Total Assets
OLB
OLB
XTIA
XTIA
Q4 25
$12.3M
Q3 25
$12.2M
$47.9M
Q2 25
$12.4M
$35.4M
Q1 25
$12.5M
$27.1M
Q4 24
$12.7M
$24.3M
Q3 24
$15.9M
$29.3M
Q2 24
$16.6M
$34.0M
Q1 24
$18.3M
Debt / Equity
OLB
OLB
XTIA
XTIA
Q4 25
Q3 25
Q2 25
0.01×
Q1 25
0.00×
Q4 24
0.01×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OLB
OLB
XTIA
XTIA
Operating Cash FlowLast quarter
$-1.3M
$-8.4M
Free Cash FlowOCF − Capex
$-8.4M
FCF MarginFCF / Revenue
-338.0%
Capex IntensityCapex / Revenue
0.9%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-52.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OLB
OLB
XTIA
XTIA
Q4 25
$-1.3M
Q3 25
$-115.5K
$-8.4M
Q2 25
$-1.0M
$-6.7M
Q1 25
$-155.8K
$-15.2M
Q4 24
$-2.6M
$-22.3M
Q3 24
$-376.7K
$-6.1M
Q2 24
$-785.5K
$-5.6M
Q1 24
$-424.7K
Free Cash Flow
OLB
OLB
XTIA
XTIA
Q4 25
Q3 25
$-8.4M
Q2 25
$-6.8M
Q1 25
$-15.3M
Q4 24
$-22.4M
Q3 24
$-6.2M
Q2 24
$-5.7M
Q1 24
FCF Margin
OLB
OLB
XTIA
XTIA
Q4 25
Q3 25
-338.0%
Q2 25
-1133.2%
Q1 25
-3158.5%
Q4 24
-2166.0%
Q3 24
-670.0%
Q2 24
-548.0%
Q1 24
Capex Intensity
OLB
OLB
XTIA
XTIA
Q4 25
Q3 25
0.9%
Q2 25
9.7%
Q1 25
9.3%
Q4 24
6.6%
Q3 24
3.9%
Q2 24
1.1%
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OLB
OLB

Transaction And Processing Fees$1.7M94%
Other$99.2K6%

XTIA
XTIA

Short Term Contract With Customer$2.1M85%
Other$374.0K15%

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