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Side-by-side financial comparison of UNIVERSAL DISPLAY CORP \PA\ (OLED) and PRA GROUP INC (PRAA). Click either name above to swap in a different company.

PRA GROUP INC is the larger business by last-quarter revenue ($333.4M vs $172.9M, roughly 1.9× UNIVERSAL DISPLAY CORP \PA\). UNIVERSAL DISPLAY CORP \PA\ runs the higher net margin — 38.4% vs 17.0%, a 21.4% gap on every dollar of revenue. On growth, PRA GROUP INC posted the faster year-over-year revenue change (13.7% vs 6.6%). UNIVERSAL DISPLAY CORP \PA\ produced more free cash flow last quarter ($15.1M vs $-90.4M). Over the past eight quarters, PRA GROUP INC's revenue compounded faster (14.2% CAGR vs 2.3%).

Universal Display Corporation is a developer and manufacturer of organic light emitting diode (OLED) technologies and materials, and it is a provider of services to the display and lighting industries.

PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries.

OLED vs PRAA — Head-to-Head

Bigger by revenue
PRAA
PRAA
1.9× larger
PRAA
$333.4M
$172.9M
OLED
Growing faster (revenue YoY)
PRAA
PRAA
+7.1% gap
PRAA
13.7%
6.6%
OLED
Higher net margin
OLED
OLED
21.4% more per $
OLED
38.4%
17.0%
PRAA
More free cash flow
OLED
OLED
$105.4M more FCF
OLED
$15.1M
$-90.4M
PRAA
Faster 2-yr revenue CAGR
PRAA
PRAA
Annualised
PRAA
14.2%
2.3%
OLED

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
OLED
OLED
PRAA
PRAA
Revenue
$172.9M
$333.4M
Net Profit
$66.3M
$56.5M
Gross Margin
76.1%
Operating Margin
38.9%
37.7%
Net Margin
38.4%
17.0%
Revenue YoY
6.6%
13.7%
Net Profit YoY
44.2%
206.3%
EPS (diluted)
$1.40
$1.47

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OLED
OLED
PRAA
PRAA
Q4 25
$172.9M
$333.4M
Q3 25
$139.6M
$311.1M
Q2 25
$171.8M
$287.7M
Q1 25
$166.3M
$269.6M
Q4 24
$162.3M
$293.2M
Q3 24
$161.6M
$281.5M
Q2 24
$158.5M
$284.2M
Q1 24
$165.3M
$255.6M
Net Profit
OLED
OLED
PRAA
PRAA
Q4 25
$66.3M
$56.5M
Q3 25
$44.0M
$-407.7M
Q2 25
$67.3M
$42.4M
Q1 25
$64.4M
$3.7M
Q4 24
$46.0M
$18.5M
Q3 24
$66.9M
$27.2M
Q2 24
$52.3M
$21.5M
Q1 24
$56.9M
$3.5M
Gross Margin
OLED
OLED
PRAA
PRAA
Q4 25
76.1%
Q3 25
74.6%
Q2 25
77.2%
Q1 25
77.1%
Q4 24
77.0%
Q3 24
77.8%
Q2 24
75.8%
Q1 24
77.6%
Operating Margin
OLED
OLED
PRAA
PRAA
Q4 25
38.9%
37.7%
Q3 25
30.9%
-101.4%
Q2 25
39.9%
29.6%
Q1 25
41.9%
27.7%
Q4 24
32.3%
32.1%
Q3 24
41.5%
32.0%
Q2 24
35.6%
31.4%
Q1 24
38.0%
26.0%
Net Margin
OLED
OLED
PRAA
PRAA
Q4 25
38.4%
17.0%
Q3 25
31.5%
-131.0%
Q2 25
39.2%
14.7%
Q1 25
38.8%
1.4%
Q4 24
28.4%
6.3%
Q3 24
41.4%
9.6%
Q2 24
33.0%
7.6%
Q1 24
34.4%
1.4%
EPS (diluted)
OLED
OLED
PRAA
PRAA
Q4 25
$1.40
$1.47
Q3 25
$0.92
$-10.43
Q2 25
$1.41
$1.08
Q1 25
$1.35
$0.09
Q4 24
$0.96
$0.47
Q3 24
$1.40
$0.69
Q2 24
$1.10
$0.54
Q1 24
$1.19
$0.09

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OLED
OLED
PRAA
PRAA
Cash + ST InvestmentsLiquidity on hand
$602.4M
$104.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.8B
$979.9M
Total Assets
$2.0B
$5.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OLED
OLED
PRAA
PRAA
Q4 25
$602.4M
$104.4M
Q3 25
$603.0M
$107.5M
Q2 25
$525.2M
$131.6M
Q1 25
$571.3M
$128.7M
Q4 24
$492.7M
$105.9M
Q3 24
$551.6M
$141.1M
Q2 24
$530.5M
$118.9M
Q1 24
$539.3M
$108.1M
Stockholders' Equity
OLED
OLED
PRAA
PRAA
Q4 25
$1.8B
$979.9M
Q3 25
$1.7B
$928.5M
Q2 25
$1.7B
$1.3B
Q1 25
$1.7B
$1.2B
Q4 24
$1.6B
$1.1B
Q3 24
$1.6B
$1.2B
Q2 24
$1.5B
$1.1B
Q1 24
$1.5B
$1.1B
Total Assets
OLED
OLED
PRAA
PRAA
Q4 25
$2.0B
$5.1B
Q3 25
$1.9B
$5.0B
Q2 25
$1.9B
$5.4B
Q1 25
$1.9B
$5.1B
Q4 24
$1.8B
$4.9B
Q3 24
$1.8B
$4.9B
Q2 24
$1.8B
$4.7B
Q1 24
$1.7B
$4.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OLED
OLED
PRAA
PRAA
Operating Cash FlowLast quarter
$31.1M
$-85.5M
Free Cash FlowOCF − Capex
$15.1M
$-90.4M
FCF MarginFCF / Revenue
8.7%
-27.1%
Capex IntensityCapex / Revenue
9.3%
1.4%
Cash ConversionOCF / Net Profit
0.47×
-1.51×
TTM Free Cash FlowTrailing 4 quarters
$154.4M
$-169.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OLED
OLED
PRAA
PRAA
Q4 25
$31.1M
$-85.5M
Q3 25
$97.2M
$-10.1M
Q2 25
$51.9M
$-12.9M
Q1 25
$30.6M
$-52.6M
Q4 24
$34.7M
$-94.6M
Q3 24
$79.9M
$-35.0M
Q2 24
$67.0M
$-29.5M
Q1 24
$72.2M
$-73.0M
Free Cash Flow
OLED
OLED
PRAA
PRAA
Q4 25
$15.1M
$-90.4M
Q3 25
$84.3M
$-11.3M
Q2 25
$37.5M
$-14.2M
Q1 25
$17.5M
$-53.5M
Q4 24
$22.0M
$-98.6M
Q3 24
$66.2M
$-36.1M
Q2 24
$57.9M
$-30.8M
Q1 24
$65.0M
$-73.5M
FCF Margin
OLED
OLED
PRAA
PRAA
Q4 25
8.7%
-27.1%
Q3 25
60.4%
-3.6%
Q2 25
21.8%
-4.9%
Q1 25
10.5%
-19.8%
Q4 24
13.6%
-33.6%
Q3 24
41.0%
-12.8%
Q2 24
36.5%
-10.8%
Q1 24
39.3%
-28.8%
Capex Intensity
OLED
OLED
PRAA
PRAA
Q4 25
9.3%
1.4%
Q3 25
9.2%
0.4%
Q2 25
8.4%
0.4%
Q1 25
7.9%
0.3%
Q4 24
7.8%
1.4%
Q3 24
8.4%
0.4%
Q2 24
5.8%
0.5%
Q1 24
4.4%
0.2%
Cash Conversion
OLED
OLED
PRAA
PRAA
Q4 25
0.47×
-1.51×
Q3 25
2.21×
Q2 25
0.77×
-0.30×
Q1 25
0.47×
-14.37×
Q4 24
0.75×
-5.13×
Q3 24
1.19×
-1.29×
Q2 24
1.28×
-1.37×
Q1 24
1.27×
-21.01×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OLED
OLED

Material Sales$95.5M55%
Other$72.6M42%
Contract Research Services$4.8M3%

PRAA
PRAA

GB$170.1M51%
Other$163.3M49%

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