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Side-by-side financial comparison of UNIVERSAL DISPLAY CORP \PA\ (OLED) and PRA GROUP INC (PRAA). Click either name above to swap in a different company.
PRA GROUP INC is the larger business by last-quarter revenue ($333.4M vs $172.9M, roughly 1.9× UNIVERSAL DISPLAY CORP \PA\). UNIVERSAL DISPLAY CORP \PA\ runs the higher net margin — 38.4% vs 17.0%, a 21.4% gap on every dollar of revenue. On growth, PRA GROUP INC posted the faster year-over-year revenue change (13.7% vs 6.6%). UNIVERSAL DISPLAY CORP \PA\ produced more free cash flow last quarter ($15.1M vs $-90.4M). Over the past eight quarters, PRA GROUP INC's revenue compounded faster (14.2% CAGR vs 2.3%).
Universal Display Corporation is a developer and manufacturer of organic light emitting diode (OLED) technologies and materials, and it is a provider of services to the display and lighting industries.
PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries.
OLED vs PRAA — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | ||
|---|---|---|
| Revenue | $172.9M | $333.4M |
| Net Profit | $66.3M | $56.5M |
| Gross Margin | 76.1% | — |
| Operating Margin | 38.9% | 37.7% |
| Net Margin | 38.4% | 17.0% |
| Revenue YoY | 6.6% | 13.7% |
| Net Profit YoY | 44.2% | 206.3% |
| EPS (diluted) | $1.40 | $1.47 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $172.9M | $333.4M | ||
| Q3 25 | $139.6M | $311.1M | ||
| Q2 25 | $171.8M | $287.7M | ||
| Q1 25 | $166.3M | $269.6M | ||
| Q4 24 | $162.3M | $293.2M | ||
| Q3 24 | $161.6M | $281.5M | ||
| Q2 24 | $158.5M | $284.2M | ||
| Q1 24 | $165.3M | $255.6M |
| Q4 25 | $66.3M | $56.5M | ||
| Q3 25 | $44.0M | $-407.7M | ||
| Q2 25 | $67.3M | $42.4M | ||
| Q1 25 | $64.4M | $3.7M | ||
| Q4 24 | $46.0M | $18.5M | ||
| Q3 24 | $66.9M | $27.2M | ||
| Q2 24 | $52.3M | $21.5M | ||
| Q1 24 | $56.9M | $3.5M |
| Q4 25 | 76.1% | — | ||
| Q3 25 | 74.6% | — | ||
| Q2 25 | 77.2% | — | ||
| Q1 25 | 77.1% | — | ||
| Q4 24 | 77.0% | — | ||
| Q3 24 | 77.8% | — | ||
| Q2 24 | 75.8% | — | ||
| Q1 24 | 77.6% | — |
| Q4 25 | 38.9% | 37.7% | ||
| Q3 25 | 30.9% | -101.4% | ||
| Q2 25 | 39.9% | 29.6% | ||
| Q1 25 | 41.9% | 27.7% | ||
| Q4 24 | 32.3% | 32.1% | ||
| Q3 24 | 41.5% | 32.0% | ||
| Q2 24 | 35.6% | 31.4% | ||
| Q1 24 | 38.0% | 26.0% |
| Q4 25 | 38.4% | 17.0% | ||
| Q3 25 | 31.5% | -131.0% | ||
| Q2 25 | 39.2% | 14.7% | ||
| Q1 25 | 38.8% | 1.4% | ||
| Q4 24 | 28.4% | 6.3% | ||
| Q3 24 | 41.4% | 9.6% | ||
| Q2 24 | 33.0% | 7.6% | ||
| Q1 24 | 34.4% | 1.4% |
| Q4 25 | $1.40 | $1.47 | ||
| Q3 25 | $0.92 | $-10.43 | ||
| Q2 25 | $1.41 | $1.08 | ||
| Q1 25 | $1.35 | $0.09 | ||
| Q4 24 | $0.96 | $0.47 | ||
| Q3 24 | $1.40 | $0.69 | ||
| Q2 24 | $1.10 | $0.54 | ||
| Q1 24 | $1.19 | $0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $602.4M | $104.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.8B | $979.9M |
| Total Assets | $2.0B | $5.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $602.4M | $104.4M | ||
| Q3 25 | $603.0M | $107.5M | ||
| Q2 25 | $525.2M | $131.6M | ||
| Q1 25 | $571.3M | $128.7M | ||
| Q4 24 | $492.7M | $105.9M | ||
| Q3 24 | $551.6M | $141.1M | ||
| Q2 24 | $530.5M | $118.9M | ||
| Q1 24 | $539.3M | $108.1M |
| Q4 25 | $1.8B | $979.9M | ||
| Q3 25 | $1.7B | $928.5M | ||
| Q2 25 | $1.7B | $1.3B | ||
| Q1 25 | $1.7B | $1.2B | ||
| Q4 24 | $1.6B | $1.1B | ||
| Q3 24 | $1.6B | $1.2B | ||
| Q2 24 | $1.5B | $1.1B | ||
| Q1 24 | $1.5B | $1.1B |
| Q4 25 | $2.0B | $5.1B | ||
| Q3 25 | $1.9B | $5.0B | ||
| Q2 25 | $1.9B | $5.4B | ||
| Q1 25 | $1.9B | $5.1B | ||
| Q4 24 | $1.8B | $4.9B | ||
| Q3 24 | $1.8B | $4.9B | ||
| Q2 24 | $1.8B | $4.7B | ||
| Q1 24 | $1.7B | $4.5B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $31.1M | $-85.5M |
| Free Cash FlowOCF − Capex | $15.1M | $-90.4M |
| FCF MarginFCF / Revenue | 8.7% | -27.1% |
| Capex IntensityCapex / Revenue | 9.3% | 1.4% |
| Cash ConversionOCF / Net Profit | 0.47× | -1.51× |
| TTM Free Cash FlowTrailing 4 quarters | $154.4M | $-169.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $31.1M | $-85.5M | ||
| Q3 25 | $97.2M | $-10.1M | ||
| Q2 25 | $51.9M | $-12.9M | ||
| Q1 25 | $30.6M | $-52.6M | ||
| Q4 24 | $34.7M | $-94.6M | ||
| Q3 24 | $79.9M | $-35.0M | ||
| Q2 24 | $67.0M | $-29.5M | ||
| Q1 24 | $72.2M | $-73.0M |
| Q4 25 | $15.1M | $-90.4M | ||
| Q3 25 | $84.3M | $-11.3M | ||
| Q2 25 | $37.5M | $-14.2M | ||
| Q1 25 | $17.5M | $-53.5M | ||
| Q4 24 | $22.0M | $-98.6M | ||
| Q3 24 | $66.2M | $-36.1M | ||
| Q2 24 | $57.9M | $-30.8M | ||
| Q1 24 | $65.0M | $-73.5M |
| Q4 25 | 8.7% | -27.1% | ||
| Q3 25 | 60.4% | -3.6% | ||
| Q2 25 | 21.8% | -4.9% | ||
| Q1 25 | 10.5% | -19.8% | ||
| Q4 24 | 13.6% | -33.6% | ||
| Q3 24 | 41.0% | -12.8% | ||
| Q2 24 | 36.5% | -10.8% | ||
| Q1 24 | 39.3% | -28.8% |
| Q4 25 | 9.3% | 1.4% | ||
| Q3 25 | 9.2% | 0.4% | ||
| Q2 25 | 8.4% | 0.4% | ||
| Q1 25 | 7.9% | 0.3% | ||
| Q4 24 | 7.8% | 1.4% | ||
| Q3 24 | 8.4% | 0.4% | ||
| Q2 24 | 5.8% | 0.5% | ||
| Q1 24 | 4.4% | 0.2% |
| Q4 25 | 0.47× | -1.51× | ||
| Q3 25 | 2.21× | — | ||
| Q2 25 | 0.77× | -0.30× | ||
| Q1 25 | 0.47× | -14.37× | ||
| Q4 24 | 0.75× | -5.13× | ||
| Q3 24 | 1.19× | -1.29× | ||
| Q2 24 | 1.28× | -1.37× | ||
| Q1 24 | 1.27× | -21.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OLED
| Material Sales | $95.5M | 55% |
| Other | $72.6M | 42% |
| Contract Research Services | $4.8M | 3% |
PRAA
| GB | $170.1M | 51% |
| Other | $163.3M | 49% |