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Side-by-side financial comparison of OLAPLEX HOLDINGS, INC. (OLPX) and SMARTFINANCIAL INC. (SMBK). Click either name above to swap in a different company.

OLAPLEX HOLDINGS, INC. is the larger business by last-quarter revenue ($105.1M vs $53.8M, roughly 2.0× SMARTFINANCIAL INC.). SMARTFINANCIAL INC. runs the higher net margin — 25.4% vs -12.5%, a 37.9% gap on every dollar of revenue. Over the past eight quarters, SMARTFINANCIAL INC.'s revenue compounded faster (15.4% CAGR vs 3.1%).

Olaplex Holdings, Inc. is a specialty beauty company developing and selling patented bond-repair hair care products. It runs three core segments: professional salon distribution, direct-to-consumer sales, and third-party retail, serving customers across North America, Europe, and Asia-Pacific with products that repair and protect damaged hair.

SmartFinancial Inc. is a U.S.-based bank holding company that operates its wholly owned subsidiary SmartBank. It offers a full range of retail and commercial banking products including deposit accounts, personal and business loans, mortgage services, and wealth management solutions, primarily serving individual customers and small-to-medium enterprises across the Southeastern United States.

OLPX vs SMBK — Head-to-Head

Bigger by revenue
OLPX
OLPX
2.0× larger
OLPX
$105.1M
$53.8M
SMBK
Higher net margin
SMBK
SMBK
37.9% more per $
SMBK
25.4%
-12.5%
OLPX
Faster 2-yr revenue CAGR
SMBK
SMBK
Annualised
SMBK
15.4%
3.1%
OLPX

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
OLPX
OLPX
SMBK
SMBK
Revenue
$105.1M
$53.8M
Net Profit
$-13.1M
$13.7M
Gross Margin
68.0%
Operating Margin
-4.3%
Net Margin
-12.5%
25.4%
Revenue YoY
4.3%
Net Profit YoY
-48.9%
21.6%
EPS (diluted)
$-0.02
$0.81

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OLPX
OLPX
SMBK
SMBK
Q1 26
$53.8M
Q4 25
$105.1M
$53.3M
Q3 25
$114.6M
$51.1M
Q2 25
$106.3M
$49.2M
Q1 25
$97.0M
$46.8M
Q4 24
$100.7M
$46.8M
Q3 24
$119.1M
$44.2M
Q2 24
$103.9M
$40.4M
Net Profit
OLPX
OLPX
SMBK
SMBK
Q1 26
$13.7M
Q4 25
$-13.1M
$13.7M
Q3 25
$11.1M
$13.7M
Q2 25
$-7.7M
$11.7M
Q1 25
$465.0K
$11.3M
Q4 24
$-8.8M
$9.6M
Q3 24
$14.8M
$9.1M
Q2 24
$5.8M
$8.0M
Gross Margin
OLPX
OLPX
SMBK
SMBK
Q1 26
Q4 25
68.0%
Q3 25
69.1%
Q2 25
71.2%
Q1 25
69.5%
Q4 24
66.3%
Q3 24
68.6%
Q2 24
69.7%
Operating Margin
OLPX
OLPX
SMBK
SMBK
Q1 26
Q4 25
-4.3%
31.3%
Q3 25
3.7%
33.2%
Q2 25
-1.1%
29.0%
Q1 25
8.7%
29.0%
Q4 24
3.0%
26.5%
Q3 24
23.5%
24.3%
Q2 24
15.7%
25.6%
Net Margin
OLPX
OLPX
SMBK
SMBK
Q1 26
25.4%
Q4 25
-12.5%
25.7%
Q3 25
9.7%
26.8%
Q2 25
-7.3%
23.8%
Q1 25
0.5%
24.0%
Q4 24
-8.7%
20.6%
Q3 24
12.4%
20.7%
Q2 24
5.6%
19.8%
EPS (diluted)
OLPX
OLPX
SMBK
SMBK
Q1 26
$0.81
Q4 25
$-0.02
$0.81
Q3 25
$0.02
$0.81
Q2 25
$-0.01
$0.69
Q1 25
$0.00
$0.67
Q4 24
$-0.01
$0.57
Q3 24
$0.02
$0.54
Q2 24
$0.01
$0.48

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OLPX
OLPX
SMBK
SMBK
Cash + ST InvestmentsLiquidity on hand
$318.7M
$346.1M
Total DebtLower is stronger
$352.3M
Stockholders' EquityBook value
$879.4M
$562.2M
Total Assets
$1.5B
$5.9B
Debt / EquityLower = less leverage
0.40×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OLPX
OLPX
SMBK
SMBK
Q1 26
$346.1M
Q4 25
$318.7M
$464.4M
Q3 25
$286.4M
$557.1M
Q2 25
$289.3M
$365.1M
Q1 25
$580.9M
$423.0M
Q4 24
$586.0M
$387.6M
Q3 24
$538.8M
$192.9M
Q2 24
$507.9M
$342.8M
Total Debt
OLPX
OLPX
SMBK
SMBK
Q1 26
Q4 25
$352.3M
Q3 25
$352.1M
$1.3M
Q2 25
$351.9M
$7.0M
Q1 25
$649.1M
$7.6M
Q4 24
$650.5M
$8.1M
Q3 24
$651.8M
$9.0M
Q2 24
$653.1M
$12.7M
Stockholders' Equity
OLPX
OLPX
SMBK
SMBK
Q1 26
$562.2M
Q4 25
$879.4M
$552.4M
Q3 25
$888.7M
$538.4M
Q2 25
$874.2M
$519.0M
Q1 25
$878.3M
$505.8M
Q4 24
$874.4M
$491.3M
Q3 24
$879.7M
$489.0M
Q2 24
$863.3M
$472.5M
Total Assets
OLPX
OLPX
SMBK
SMBK
Q1 26
$5.9B
Q4 25
$1.5B
$5.9B
Q3 25
$1.5B
$5.8B
Q2 25
$1.5B
$5.5B
Q1 25
$1.8B
$5.4B
Q4 24
$1.8B
$5.3B
Q3 24
$1.8B
$4.9B
Q2 24
$1.8B
$4.9B
Debt / Equity
OLPX
OLPX
SMBK
SMBK
Q1 26
Q4 25
0.40×
Q3 25
0.40×
0.00×
Q2 25
0.40×
0.01×
Q1 25
0.74×
0.02×
Q4 24
0.74×
0.02×
Q3 24
0.74×
0.02×
Q2 24
0.76×
0.03×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OLPX
OLPX
SMBK
SMBK
Operating Cash FlowLast quarter
$32.7M
Free Cash FlowOCF − Capex
$32.6M
FCF MarginFCF / Revenue
31.0%
Capex IntensityCapex / Revenue
0.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$58.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OLPX
OLPX
SMBK
SMBK
Q1 26
Q4 25
$32.7M
$61.7M
Q3 25
$8.0M
$16.9M
Q2 25
$20.9M
$14.0M
Q1 25
$-2.9M
$14.3M
Q4 24
$49.7M
$52.7M
Q3 24
$33.5M
$12.4M
Q2 24
$16.2M
$16.5M
Free Cash Flow
OLPX
OLPX
SMBK
SMBK
Q1 26
Q4 25
$32.6M
$59.3M
Q3 25
$7.9M
$16.6M
Q2 25
$20.8M
$13.2M
Q1 25
$-3.0M
$13.4M
Q4 24
$49.2M
$46.3M
Q3 24
$33.3M
$11.3M
Q2 24
$16.1M
$15.4M
FCF Margin
OLPX
OLPX
SMBK
SMBK
Q1 26
Q4 25
31.0%
111.3%
Q3 25
6.9%
32.4%
Q2 25
19.6%
26.9%
Q1 25
-3.1%
28.5%
Q4 24
48.9%
98.9%
Q3 24
28.0%
25.7%
Q2 24
15.5%
38.2%
Capex Intensity
OLPX
OLPX
SMBK
SMBK
Q1 26
Q4 25
0.1%
4.5%
Q3 25
0.1%
0.6%
Q2 25
0.1%
1.6%
Q1 25
0.0%
2.0%
Q4 24
0.4%
13.7%
Q3 24
0.1%
2.4%
Q2 24
0.1%
2.7%
Cash Conversion
OLPX
OLPX
SMBK
SMBK
Q1 26
Q4 25
4.50×
Q3 25
0.72×
1.23×
Q2 25
1.20×
Q1 25
-6.27×
1.27×
Q4 24
5.47×
Q3 24
2.26×
1.36×
Q2 24
2.81×
2.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OLPX
OLPX

Sales Channel Directly To Consumer$43.6M42%
Sales Channel Through Intermediary Professional$36.8M35%
Sales Channel Through Intermediary Specialty Retail$24.7M23%

SMBK
SMBK

Net Interest Income$45.9M85%
Noninterest Income$7.9M15%

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