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Side-by-side financial comparison of OneMain Holdings, Inc. (OMF) and Sensata Technologies Holding plc (ST). Click either name above to swap in a different company.

OneMain Holdings, Inc. is the larger business by last-quarter revenue ($1.1B vs $934.8M, roughly 1.2× Sensata Technologies Holding plc). OneMain Holdings, Inc. runs the higher net margin — 18.7% vs 9.3%, a 9.3% gap on every dollar of revenue. On growth, OneMain Holdings, Inc. posted the faster year-over-year revenue change (8.3% vs 2.6%). Over the past eight quarters, OneMain Holdings, Inc.'s revenue compounded faster (10.4% CAGR vs -5.0%).

OneMain Holdings, Inc. is an American financial services holding company headquartered in Evansville, Indiana, with central offices throughout the United States. The company wholly owns OneMain Finance Corporation and its subsidiaries, through which it operates in the consumer finance and insurance industries as OneMain Financial. Its business primarily focuses on providing personal loans and optional insurance products to customers with limited access to traditional lenders, such as banks an...

Sensata Technologies Holding plc is a global industrial technology company that designs, manufactures and sells a broad portfolio of sensing, electrical protection and control solutions. Its products serve automotive, industrial, aerospace, HVAC, telecommunications and heavy vehicle end markets, catering to manufacturing and enterprise clients across the world.

OMF vs ST — Head-to-Head

Bigger by revenue
OMF
OMF
1.2× larger
OMF
$1.1B
$934.8M
ST
Growing faster (revenue YoY)
OMF
OMF
+5.7% gap
OMF
8.3%
2.6%
ST
Higher net margin
OMF
OMF
9.3% more per $
OMF
18.7%
9.3%
ST
Faster 2-yr revenue CAGR
OMF
OMF
Annualised
OMF
10.4%
-5.0%
ST

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
OMF
OMF
ST
ST
Revenue
$1.1B
$934.8M
Net Profit
$204.0M
$87.1M
Gross Margin
30.6%
Operating Margin
22.8%
15.1%
Net Margin
18.7%
9.3%
Revenue YoY
8.3%
2.6%
Net Profit YoY
61.9%
24.6%
EPS (diluted)
$1.71
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OMF
OMF
ST
ST
Q1 26
$934.8M
Q4 25
$1.1B
$917.9M
Q3 25
$1.1B
$932.0M
Q2 25
$1.0B
$943.4M
Q1 25
$996.0M
$911.3M
Q4 24
$1.0B
$907.7M
Q3 24
$981.0M
$982.8M
Q2 24
$922.0M
$1.0B
Net Profit
OMF
OMF
ST
ST
Q1 26
$87.1M
Q4 25
$204.0M
$63.2M
Q3 25
$199.0M
$-162.5M
Q2 25
$167.0M
$60.7M
Q1 25
$213.0M
$69.9M
Q4 24
$126.0M
$5.8M
Q3 24
$157.0M
$-25.0M
Q2 24
$71.0M
$71.7M
Gross Margin
OMF
OMF
ST
ST
Q1 26
30.6%
Q4 25
29.0%
Q3 25
27.8%
Q2 25
30.3%
Q1 25
29.9%
Q4 24
27.1%
Q3 24
28.6%
Q2 24
30.0%
Operating Margin
OMF
OMF
ST
ST
Q1 26
15.1%
Q4 25
22.8%
10.9%
Q3 25
24.5%
-13.2%
Q2 25
20.9%
14.6%
Q1 25
27.6%
13.4%
Q4 24
16.3%
8.1%
Q3 24
21.1%
-20.3%
Q2 24
10.0%
12.5%
Net Margin
OMF
OMF
ST
ST
Q1 26
9.3%
Q4 25
18.7%
6.9%
Q3 25
18.6%
-17.4%
Q2 25
16.3%
6.4%
Q1 25
21.4%
7.7%
Q4 24
12.5%
0.6%
Q3 24
16.0%
-2.5%
Q2 24
7.7%
6.9%
EPS (diluted)
OMF
OMF
ST
ST
Q1 26
$0.59
Q4 25
$1.71
$0.45
Q3 25
$1.67
$-1.12
Q2 25
$1.40
$0.41
Q1 25
$1.78
$0.47
Q4 24
$1.05
$0.05
Q3 24
$1.31
$-0.17
Q2 24
$0.59
$0.47

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OMF
OMF
ST
ST
Cash + ST InvestmentsLiquidity on hand
$914.0M
$635.1M
Total DebtLower is stronger
$22.7B
Stockholders' EquityBook value
$3.4B
$2.9B
Total Assets
$27.4B
$6.8B
Debt / EquityLower = less leverage
6.67×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OMF
OMF
ST
ST
Q1 26
$635.1M
Q4 25
$914.0M
$573.0M
Q3 25
$658.0M
$791.3M
Q2 25
$769.0M
$661.8M
Q1 25
$627.0M
$588.1M
Q4 24
$458.0M
$593.7M
Q3 24
$577.0M
$506.2M
Q2 24
$667.0M
$1.0B
Total Debt
OMF
OMF
ST
ST
Q1 26
Q4 25
$22.7B
$2.8B
Q3 25
$22.3B
Q2 25
$22.1B
Q1 25
$21.5B
Q4 24
$21.4B
$3.2B
Q3 24
$21.1B
Q2 24
$20.7B
Stockholders' Equity
OMF
OMF
ST
ST
Q1 26
$2.9B
Q4 25
$3.4B
$2.8B
Q3 25
$3.4B
$2.7B
Q2 25
$3.3B
$2.9B
Q1 25
$3.3B
$2.8B
Q4 24
$3.2B
$2.9B
Q3 24
$3.2B
$3.0B
Q2 24
$3.2B
$3.0B
Total Assets
OMF
OMF
ST
ST
Q1 26
$6.8B
Q4 25
$27.4B
$6.8B
Q3 25
$27.0B
$7.1B
Q2 25
$26.6B
$7.3B
Q1 25
$26.0B
$7.2B
Q4 24
$25.9B
$7.1B
Q3 24
$25.6B
$7.3B
Q2 24
$25.1B
$8.2B
Debt / Equity
OMF
OMF
ST
ST
Q1 26
Q4 25
6.67×
1.02×
Q3 25
6.61×
Q2 25
6.63×
Q1 25
6.55×
Q4 24
6.72×
1.11×
Q3 24
6.59×
Q2 24
6.56×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OMF
OMF
ST
ST
Operating Cash FlowLast quarter
$865.0M
$122.5M
Free Cash FlowOCF − Capex
$104.6M
FCF MarginFCF / Revenue
11.2%
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
4.24×
1.41×
TTM Free Cash FlowTrailing 4 quarters
$508.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OMF
OMF
ST
ST
Q1 26
$122.5M
Q4 25
$865.0M
$201.5M
Q3 25
$828.0M
$159.9M
Q2 25
$774.0M
$140.9M
Q1 25
$665.0M
$119.2M
Q4 24
$752.0M
$170.7M
Q3 24
$677.0M
$130.9M
Q2 24
$712.0M
$143.5M
Free Cash Flow
OMF
OMF
ST
ST
Q1 26
$104.6M
Q4 25
$151.9M
Q3 25
$136.2M
Q2 25
$115.5M
Q1 25
$86.6M
Q4 24
$138.9M
Q3 24
$91.3M
Q2 24
$98.4M
FCF Margin
OMF
OMF
ST
ST
Q1 26
11.2%
Q4 25
16.6%
Q3 25
14.6%
Q2 25
12.2%
Q1 25
9.5%
Q4 24
15.3%
Q3 24
9.3%
Q2 24
9.5%
Capex Intensity
OMF
OMF
ST
ST
Q1 26
Q4 25
5.4%
Q3 25
2.5%
Q2 25
2.7%
Q1 25
3.6%
Q4 24
3.5%
Q3 24
4.0%
Q2 24
4.4%
Cash Conversion
OMF
OMF
ST
ST
Q1 26
1.41×
Q4 25
4.24×
3.19×
Q3 25
4.16×
Q2 25
4.63×
2.32×
Q1 25
3.12×
1.70×
Q4 24
5.97×
29.50×
Q3 24
4.31×
Q2 24
10.03×
2.00×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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