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Side-by-side financial comparison of OptimumBank Holdings, Inc. (OPHC) and GrabAGun Digital Holdings Inc. (PEW). Click either name above to swap in a different company.

GrabAGun Digital Holdings Inc. is the larger business by last-quarter revenue ($22.3M vs $13.6M, roughly 1.6× OptimumBank Holdings, Inc.). OptimumBank Holdings, Inc. runs the higher net margin — 35.7% vs -17.2%, a 52.9% gap on every dollar of revenue. OptimumBank Holdings, Inc. produced more free cash flow last quarter ($16.9M vs $-3.1M).

OptimumBank Holdings, Inc. is a Florida-based bank holding company operating the local community bank OptimumBank. It offers retail and commercial banking products including deposit accounts, loans, mortgage services and wealth management, serving individual consumers and small-to-medium enterprises in southern Florida.

GrabAGun Digital Holdings Inc operates a leading U.S. e-commerce platform selling legal firearms, ammunition, shooting accessories, and outdoor gear. It serves individual customers, licensed firearms dealers, and law enforcement across the U.S., complying with all local, state, and federal firearm sales regulations.

OPHC vs PEW — Head-to-Head

Bigger by revenue
PEW
PEW
1.6× larger
PEW
$22.3M
$13.6M
OPHC
Higher net margin
OPHC
OPHC
52.9% more per $
OPHC
35.7%
-17.2%
PEW
More free cash flow
OPHC
OPHC
$20.0M more FCF
OPHC
$16.9M
$-3.1M
PEW

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
OPHC
OPHC
PEW
PEW
Revenue
$13.6M
$22.3M
Net Profit
$4.9M
$-3.8M
Gross Margin
9.6%
Operating Margin
47.5%
-21.4%
Net Margin
35.7%
-17.2%
Revenue YoY
32.0%
Net Profit YoY
22.9%
EPS (diluted)
$-0.08
$-0.14

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OPHC
OPHC
PEW
PEW
Q4 25
$13.6M
Q3 25
$13.0M
$22.3M
Q2 25
$12.1M
Q1 25
$10.7M
Q4 24
$10.3M
Q3 24
$10.1M
Q2 24
$9.9M
Q1 24
$9.0M
Net Profit
OPHC
OPHC
PEW
PEW
Q4 25
$4.9M
Q3 25
$4.3M
$-3.8M
Q2 25
$3.6M
Q1 25
$3.9M
Q4 24
$3.9M
Q3 24
$3.3M
Q2 24
$3.5M
Q1 24
$2.4M
Gross Margin
OPHC
OPHC
PEW
PEW
Q4 25
Q3 25
9.6%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
OPHC
OPHC
PEW
PEW
Q4 25
47.5%
Q3 25
43.5%
-21.4%
Q2 25
40.2%
Q1 25
48.8%
Q4 24
51.5%
Q3 24
44.0%
Q2 24
46.9%
Q1 24
35.9%
Net Margin
OPHC
OPHC
PEW
PEW
Q4 25
35.7%
Q3 25
33.2%
-17.2%
Q2 25
29.8%
Q1 25
36.3%
Q4 24
38.3%
Q3 24
32.8%
Q2 24
35.2%
Q1 24
26.4%
EPS (diluted)
OPHC
OPHC
PEW
PEW
Q4 25
$-0.08
Q3 25
$0.18
$-0.14
Q2 25
$0.29
Q1 25
$0.32
Q4 24
$-0.17
Q3 24
$0.15
Q2 24
$0.34
Q1 24
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OPHC
OPHC
PEW
PEW
Cash + ST InvestmentsLiquidity on hand
$109.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$121.9M
$106.6M
Total Assets
$1.1B
$119.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OPHC
OPHC
PEW
PEW
Q4 25
Q3 25
$109.5M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
OPHC
OPHC
PEW
PEW
Q4 25
$121.9M
Q3 25
$116.9M
$106.6M
Q2 25
$111.3M
Q1 25
$108.0M
Q4 24
$103.2M
Q3 24
$92.7M
Q2 24
$87.0M
Q1 24
$83.0M
Total Assets
OPHC
OPHC
PEW
PEW
Q4 25
$1.1B
Q3 25
$1.1B
$119.8M
Q2 25
$999.1M
Q1 25
$977.5M
Q4 24
$932.9M
Q3 24
$945.2M
Q2 24
$899.8M
Q1 24
$940.6M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OPHC
OPHC
PEW
PEW
Operating Cash FlowLast quarter
$17.8M
$-3.1M
Free Cash FlowOCF − Capex
$16.9M
$-3.1M
FCF MarginFCF / Revenue
124.6%
-13.9%
Capex IntensityCapex / Revenue
6.6%
0.2%
Cash ConversionOCF / Net Profit
3.68×
TTM Free Cash FlowTrailing 4 quarters
$27.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OPHC
OPHC
PEW
PEW
Q4 25
$17.8M
Q3 25
$1.9M
$-3.1M
Q2 25
$6.2M
Q1 25
$3.1M
Q4 24
$15.6M
Q3 24
$4.0M
Q2 24
$3.1M
Q1 24
$2.5M
Free Cash Flow
OPHC
OPHC
PEW
PEW
Q4 25
$16.9M
Q3 25
$1.9M
$-3.1M
Q2 25
$5.9M
Q1 25
$2.9M
Q4 24
$14.6M
Q3 24
$3.9M
Q2 24
$2.7M
Q1 24
$2.3M
FCF Margin
OPHC
OPHC
PEW
PEW
Q4 25
124.6%
Q3 25
14.7%
-13.9%
Q2 25
48.5%
Q1 25
26.8%
Q4 24
141.9%
Q3 24
38.3%
Q2 24
27.5%
Q1 24
25.4%
Capex Intensity
OPHC
OPHC
PEW
PEW
Q4 25
6.6%
Q3 25
0.0%
0.2%
Q2 25
2.5%
Q1 25
2.7%
Q4 24
9.6%
Q3 24
1.5%
Q2 24
3.6%
Q1 24
2.9%
Cash Conversion
OPHC
OPHC
PEW
PEW
Q4 25
3.68×
Q3 25
0.44×
Q2 25
1.71×
Q1 25
0.81×
Q4 24
3.95×
Q3 24
1.21×
Q2 24
0.89×
Q1 24
1.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OPHC
OPHC

Segment breakdown not available.

PEW
PEW

Firearm Sales$18.1M81%
Non-Firearm Sales$4.2M19%

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