vs

Side-by-side financial comparison of ORRSTOWN FINANCIAL SERVICES INC (ORRF) and SITIME Corp (SITM). Click either name above to swap in a different company.

SITIME Corp is the larger business by last-quarter revenue ($113.3M vs $64.6M, roughly 1.8× ORRSTOWN FINANCIAL SERVICES INC). ORRSTOWN FINANCIAL SERVICES INC runs the higher net margin — 33.8% vs 8.1%, a 25.7% gap on every dollar of revenue. Over the past eight quarters, SITIME Corp's revenue compounded faster (85.2% CAGR vs 39.3%).

Orrstown Financial Services Inc is a US regional bank holding company headquartered in Shippensburg, Pennsylvania. It offers a full range of retail and commercial banking solutions including deposit accounts, personal and business loans, mortgages, and wealth management services, primarily serving customers across central Pennsylvania and northern Maryland.

SiTime Corporation is a publicly traded fabless chipmaker based in Santa Clara, California that develops micro-electromechanical systems (MEMS), used for timing devices in electronics.

ORRF vs SITM — Head-to-Head

Bigger by revenue
SITM
SITM
1.8× larger
SITM
$113.3M
$64.6M
ORRF
Higher net margin
ORRF
ORRF
25.7% more per $
ORRF
33.8%
8.1%
SITM
Faster 2-yr revenue CAGR
SITM
SITM
Annualised
SITM
85.2%
39.3%
ORRF

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
ORRF
ORRF
SITM
SITM
Revenue
$64.6M
$113.3M
Net Profit
$21.8M
$9.2M
Gross Margin
56.4%
Operating Margin
1.6%
Net Margin
33.8%
8.1%
Revenue YoY
66.3%
Net Profit YoY
19.1%
148.7%
EPS (diluted)
$1.12
$0.44

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ORRF
ORRF
SITM
SITM
Q1 26
$64.6M
Q4 25
$64.9M
$113.3M
Q3 25
$64.4M
$83.6M
Q2 25
$62.4M
$69.5M
Q1 25
$60.4M
$60.3M
Q4 24
$61.8M
$68.1M
Q3 24
$64.1M
$57.7M
Q2 24
$33.3M
$43.9M
Net Profit
ORRF
ORRF
SITM
SITM
Q1 26
$21.8M
Q4 25
$21.5M
$9.2M
Q3 25
$21.9M
$-8.0M
Q2 25
$19.4M
$-20.2M
Q1 25
$18.1M
$-23.9M
Q4 24
$13.7M
$-18.8M
Q3 24
$-7.9M
$-19.3M
Q2 24
$7.7M
$-26.8M
Gross Margin
ORRF
ORRF
SITM
SITM
Q1 26
Q4 25
56.4%
Q3 25
53.5%
Q2 25
51.9%
Q1 25
50.3%
Q4 24
52.6%
Q3 24
51.1%
Q2 24
49.1%
Operating Margin
ORRF
ORRF
SITM
SITM
Q1 26
Q4 25
42.3%
1.6%
Q3 25
43.0%
-19.2%
Q2 25
39.6%
-35.4%
Q1 25
37.7%
-46.6%
Q4 24
27.7%
-33.8%
Q3 24
-15.4%
-43.1%
Q2 24
29.5%
-73.7%
Net Margin
ORRF
ORRF
SITM
SITM
Q1 26
33.8%
Q4 25
33.1%
8.1%
Q3 25
34.0%
-9.6%
Q2 25
31.2%
-29.0%
Q1 25
29.9%
-39.6%
Q4 24
22.1%
-27.6%
Q3 24
-12.3%
-33.5%
Q2 24
23.3%
-61.0%
EPS (diluted)
ORRF
ORRF
SITM
SITM
Q1 26
$1.12
Q4 25
$1.11
$0.44
Q3 25
$1.13
$-0.31
Q2 25
$1.01
$-0.84
Q1 25
$0.93
$-1.01
Q4 24
$0.35
$-0.80
Q3 24
$-0.41
$-0.83
Q2 24
$0.73
$-1.16

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ORRF
ORRF
SITM
SITM
Cash + ST InvestmentsLiquidity on hand
$161.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$603.2M
$1.2B
Total Assets
$5.6B
$1.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ORRF
ORRF
SITM
SITM
Q1 26
$161.8M
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
ORRF
ORRF
SITM
SITM
Q1 26
$603.2M
Q4 25
$591.5M
$1.2B
Q3 25
$571.9M
$1.1B
Q2 25
$548.4M
$1.1B
Q1 25
$532.9M
$692.5M
Q4 24
$516.7M
$699.7M
Q3 24
$516.2M
$696.2M
Q2 24
$278.4M
$692.5M
Total Assets
ORRF
ORRF
SITM
SITM
Q1 26
$5.6B
Q4 25
$5.5B
$1.3B
Q3 25
$5.5B
$1.3B
Q2 25
$5.4B
$1.3B
Q1 25
$5.4B
$872.1M
Q4 24
$5.4B
$885.0M
Q3 24
$5.5B
$877.9M
Q2 24
$3.2B
$878.6M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ORRF
ORRF
SITM
SITM
Operating Cash FlowLast quarter
$25.4M
Free Cash FlowOCF − Capex
$13.0M
FCF MarginFCF / Revenue
11.5%
Capex IntensityCapex / Revenue
10.9%
Cash ConversionOCF / Net Profit
2.77×
TTM Free Cash FlowTrailing 4 quarters
$35.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ORRF
ORRF
SITM
SITM
Q1 26
Q4 25
$74.7M
$25.4M
Q3 25
$22.8M
$31.4M
Q2 25
$24.5M
$15.3M
Q1 25
$11.0M
$15.0M
Q4 24
$35.0M
$13.5M
Q3 24
$7.5M
$8.2M
Q2 24
$6.4M
$-181.0K
Free Cash Flow
ORRF
ORRF
SITM
SITM
Q1 26
Q4 25
$70.5M
$13.0M
Q3 25
$22.3M
$26.3M
Q2 25
$23.7M
$-2.9M
Q1 25
$8.6M
$-1.3M
Q4 24
$33.4M
$-2.4M
Q3 24
$7.1M
$-6.7M
Q2 24
$6.4M
$-2.7M
FCF Margin
ORRF
ORRF
SITM
SITM
Q1 26
Q4 25
108.6%
11.5%
Q3 25
34.7%
31.5%
Q2 25
37.9%
-4.2%
Q1 25
14.3%
-2.1%
Q4 24
54.0%
-3.5%
Q3 24
11.1%
-11.6%
Q2 24
19.2%
-6.3%
Capex Intensity
ORRF
ORRF
SITM
SITM
Q1 26
Q4 25
6.5%
10.9%
Q3 25
0.8%
6.1%
Q2 25
1.3%
26.2%
Q1 25
3.8%
27.0%
Q4 24
2.6%
23.3%
Q3 24
0.6%
25.7%
Q2 24
0.1%
5.8%
Cash Conversion
ORRF
ORRF
SITM
SITM
Q1 26
Q4 25
3.48×
2.77×
Q3 25
1.04×
Q2 25
1.26×
Q1 25
0.61×
Q4 24
2.55×
Q3 24
Q2 24
0.83×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ORRF
ORRF

Net Interest Income$49.0M76%
Noninterest Income$15.6M24%

SITM
SITM

Segment breakdown not available.

Related Comparisons