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Side-by-side financial comparison of ORRSTOWN FINANCIAL SERVICES INC (ORRF) and Latham Group, Inc. (SWIM). Click either name above to swap in a different company.
Latham Group, Inc. is the larger business by last-quarter revenue ($100.0M vs $64.6M, roughly 1.5× ORRSTOWN FINANCIAL SERVICES INC). ORRSTOWN FINANCIAL SERVICES INC runs the higher net margin — 33.8% vs -7.0%, a 40.8% gap on every dollar of revenue. Over the past eight quarters, ORRSTOWN FINANCIAL SERVICES INC's revenue compounded faster (39.3% CAGR vs -4.9%).
Orrstown Financial Services Inc is a US regional bank holding company headquartered in Shippensburg, Pennsylvania. It offers a full range of retail and commercial banking solutions including deposit accounts, personal and business loans, mortgages, and wealth management services, primarily serving customers across central Pennsylvania and northern Maryland.
Latham & Watkins LLP is an American multinational law firm. Founded in 1934 in Los Angeles, California, it is known for its litigation, corporate, and regulatory law practices.
ORRF vs SWIM — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $64.6M | $100.0M |
| Net Profit | $21.8M | $-7.0M |
| Gross Margin | — | 28.0% |
| Operating Margin | — | -10.7% |
| Net Margin | 33.8% | -7.0% |
| Revenue YoY | — | 14.5% |
| Net Profit YoY | 19.1% | 76.0% |
| EPS (diluted) | $1.12 | $-0.06 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $64.6M | — | ||
| Q4 25 | $64.9M | $100.0M | ||
| Q3 25 | $64.4M | $161.9M | ||
| Q2 25 | $62.4M | $172.6M | ||
| Q1 25 | $60.4M | $111.4M | ||
| Q4 24 | $61.8M | $87.3M | ||
| Q3 24 | $64.1M | $150.5M | ||
| Q2 24 | $33.3M | $160.1M |
| Q1 26 | $21.8M | — | ||
| Q4 25 | $21.5M | $-7.0M | ||
| Q3 25 | $21.9M | $8.1M | ||
| Q2 25 | $19.4M | $16.0M | ||
| Q1 25 | $18.1M | $-6.0M | ||
| Q4 24 | $13.7M | $-29.2M | ||
| Q3 24 | $-7.9M | $5.9M | ||
| Q2 24 | $7.7M | $13.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | 28.0% | ||
| Q3 25 | — | 35.4% | ||
| Q2 25 | — | 37.1% | ||
| Q1 25 | — | 29.5% | ||
| Q4 24 | — | 24.6% | ||
| Q3 24 | — | 32.4% | ||
| Q2 24 | — | 33.1% |
| Q1 26 | — | — | ||
| Q4 25 | 42.3% | -10.7% | ||
| Q3 25 | 43.0% | 13.3% | ||
| Q2 25 | 39.6% | 14.3% | ||
| Q1 25 | 37.7% | -4.4% | ||
| Q4 24 | 27.7% | -14.9% | ||
| Q3 24 | -15.4% | 8.9% | ||
| Q2 24 | 29.5% | 12.5% |
| Q1 26 | 33.8% | — | ||
| Q4 25 | 33.1% | -7.0% | ||
| Q3 25 | 34.0% | 5.0% | ||
| Q2 25 | 31.2% | 9.3% | ||
| Q1 25 | 29.9% | -5.4% | ||
| Q4 24 | 22.1% | -33.4% | ||
| Q3 24 | -12.3% | 3.9% | ||
| Q2 24 | 23.3% | 8.3% |
| Q1 26 | $1.12 | — | ||
| Q4 25 | $1.11 | $-0.06 | ||
| Q3 25 | $1.13 | $0.07 | ||
| Q2 25 | $1.01 | $0.13 | ||
| Q1 25 | $0.93 | $-0.05 | ||
| Q4 24 | $0.35 | $-0.24 | ||
| Q3 24 | $-0.41 | $0.05 | ||
| Q2 24 | $0.73 | $0.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $161.8M | — |
| Total DebtLower is stronger | — | $279.8M |
| Stockholders' EquityBook value | $603.2M | $405.9M |
| Total Assets | $5.6B | $823.2M |
| Debt / EquityLower = less leverage | — | 0.69× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $161.8M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | $279.8M | ||
| Q3 25 | — | $281.1M | ||
| Q2 25 | — | $281.5M | ||
| Q1 25 | — | $306.9M | ||
| Q4 24 | — | $281.5M | ||
| Q3 24 | — | $282.8M | ||
| Q2 24 | — | $282.4M |
| Q1 26 | $603.2M | — | ||
| Q4 25 | $591.5M | $405.9M | ||
| Q3 25 | $571.9M | $408.4M | ||
| Q2 25 | $548.4M | $398.4M | ||
| Q1 25 | $532.9M | $381.1M | ||
| Q4 24 | $516.7M | $387.2M | ||
| Q3 24 | $516.2M | $416.6M | ||
| Q2 24 | $278.4M | $408.1M |
| Q1 26 | $5.6B | — | ||
| Q4 25 | $5.5B | $823.2M | ||
| Q3 25 | $5.5B | $844.4M | ||
| Q2 25 | $5.4B | $822.1M | ||
| Q1 25 | $5.4B | $824.6M | ||
| Q4 24 | $5.4B | $794.2M | ||
| Q3 24 | $5.5B | $853.4M | ||
| Q2 24 | $3.2B | $830.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.69× | ||
| Q3 25 | — | 0.69× | ||
| Q2 25 | — | 0.71× | ||
| Q1 25 | — | 0.81× | ||
| Q4 24 | — | 0.73× | ||
| Q3 24 | — | 0.68× | ||
| Q2 24 | — | 0.69× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $23.3M |
| Free Cash FlowOCF − Capex | — | $14.1M |
| FCF MarginFCF / Revenue | — | 14.1% |
| Capex IntensityCapex / Revenue | — | 9.2% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $38.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $74.7M | $23.3M | ||
| Q3 25 | $22.8M | $51.0M | ||
| Q2 25 | $24.5M | $36.0M | ||
| Q1 25 | $11.0M | $-46.9M | ||
| Q4 24 | $35.0M | $6.2M | ||
| Q3 24 | $7.5M | $37.2M | ||
| Q2 24 | $6.4M | $52.4M |
| Q1 26 | — | — | ||
| Q4 25 | $70.5M | $14.1M | ||
| Q3 25 | $22.3M | $45.2M | ||
| Q2 25 | $23.7M | $29.1M | ||
| Q1 25 | $8.6M | $-50.3M | ||
| Q4 24 | $33.4M | $-98.0K | ||
| Q3 24 | $7.1M | $33.2M | ||
| Q2 24 | $6.4M | $47.9M |
| Q1 26 | — | — | ||
| Q4 25 | 108.6% | 14.1% | ||
| Q3 25 | 34.7% | 27.9% | ||
| Q2 25 | 37.9% | 16.8% | ||
| Q1 25 | 14.3% | -45.2% | ||
| Q4 24 | 54.0% | -0.1% | ||
| Q3 24 | 11.1% | 22.1% | ||
| Q2 24 | 19.2% | 29.9% |
| Q1 26 | — | — | ||
| Q4 25 | 6.5% | 9.2% | ||
| Q3 25 | 0.8% | 3.6% | ||
| Q2 25 | 1.3% | 4.0% | ||
| Q1 25 | 3.8% | 3.1% | ||
| Q4 24 | 2.6% | 7.2% | ||
| Q3 24 | 0.6% | 2.7% | ||
| Q2 24 | 0.1% | 2.8% |
| Q1 26 | — | — | ||
| Q4 25 | 3.48× | — | ||
| Q3 25 | 1.04× | 6.29× | ||
| Q2 25 | 1.26× | 2.25× | ||
| Q1 25 | 0.61× | — | ||
| Q4 24 | 2.55× | — | ||
| Q3 24 | — | 6.32× | ||
| Q2 24 | 0.83× | 3.95× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ORRF
| Net Interest Income | $49.0M | 76% |
| Noninterest Income | $15.6M | 24% |
SWIM
| In Ground Swimming Pools | $50.2M | 50% |
| Covers | $37.0M | 37% |
| Liners | $12.7M | 13% |
