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Side-by-side financial comparison of OLD SECOND BANCORP INC (OSBC) and Stoke Therapeutics, Inc. (STOK). Click either name above to swap in a different company.

Stoke Therapeutics, Inc. is the larger business by last-quarter revenue ($158.6M vs $93.8M, roughly 1.7× OLD SECOND BANCORP INC). Stoke Therapeutics, Inc. runs the higher net margin — 71.2% vs 27.3%, a 43.9% gap on every dollar of revenue.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

Stoke Therapeutics, Inc. is a clinical-stage biotechnology company developing innovative RNA-targeted therapies for severe rare genetic diseases. Its lead candidates address unmet needs for Dravet syndrome, a rare epilepsy, and other neurological monogenic disorders, serving patients across North America and global markets.

OSBC vs STOK — Head-to-Head

Bigger by revenue
STOK
STOK
1.7× larger
STOK
$158.6M
$93.8M
OSBC
Higher net margin
STOK
STOK
43.9% more per $
STOK
71.2%
27.3%
OSBC

Income Statement — Q1 FY2026 vs Q1 FY2025

Metric
OSBC
OSBC
STOK
STOK
Revenue
$93.8M
$158.6M
Net Profit
$25.6M
$112.9M
Gross Margin
Operating Margin
70.2%
Net Margin
27.3%
71.2%
Revenue YoY
3661.1%
Net Profit YoY
159.2%
528.0%
EPS (diluted)
$0.48
$1.90

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OSBC
OSBC
STOK
STOK
Q1 26
$93.8M
Q4 25
$95.2M
Q3 25
$95.9M
Q2 25
$75.1M
Q1 25
$73.1M
$158.6M
Q4 24
$73.2M
$22.6M
Q3 24
$71.2M
Q2 24
$70.8M
Net Profit
OSBC
OSBC
STOK
STOK
Q1 26
$25.6M
Q4 25
Q3 25
$9.9M
Q2 25
$21.8M
Q1 25
$19.8M
$112.9M
Q4 24
$-10.5M
Q3 24
$23.0M
Q2 24
$21.9M
Operating Margin
OSBC
OSBC
STOK
STOK
Q1 26
Q4 25
41.2%
Q3 25
13.6%
Q2 25
38.9%
Q1 25
35.8%
70.2%
Q4 24
34.7%
-60.4%
Q3 24
41.9%
Q2 24
41.2%
Net Margin
OSBC
OSBC
STOK
STOK
Q1 26
27.3%
Q4 25
Q3 25
10.3%
Q2 25
29.0%
Q1 25
27.1%
71.2%
Q4 24
-46.4%
Q3 24
32.3%
Q2 24
30.9%
EPS (diluted)
OSBC
OSBC
STOK
STOK
Q1 26
$0.48
Q4 25
$0.53
Q3 25
$0.18
Q2 25
$0.48
Q1 25
$0.43
$1.90
Q4 24
$0.42
$-0.15
Q3 24
$0.50
Q2 24
$0.48

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OSBC
OSBC
STOK
STOK
Cash + ST InvestmentsLiquidity on hand
$115.7M
$274.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$893.3M
$350.1M
Total Assets
$6.8B
$406.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OSBC
OSBC
STOK
STOK
Q1 26
$115.7M
Q4 25
$124.0M
Q3 25
$116.5M
Q2 25
$141.8M
Q1 25
$256.1M
$274.8M
Q4 24
$99.3M
$128.0M
Q3 24
$115.8M
Q2 24
$120.9M
Stockholders' Equity
OSBC
OSBC
STOK
STOK
Q1 26
$893.3M
Q4 25
$896.8M
Q3 25
$866.7M
Q2 25
$718.6M
Q1 25
$694.5M
$350.1M
Q4 24
$671.0M
$229.0M
Q3 24
$661.4M
Q2 24
$619.3M
Total Assets
OSBC
OSBC
STOK
STOK
Q1 26
$6.8B
Q4 25
$6.9B
Q3 25
$7.0B
Q2 25
$5.7B
Q1 25
$5.7B
$406.9M
Q4 24
$5.6B
$271.6M
Q3 24
$5.7B
Q2 24
$5.7B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OSBC
OSBC
STOK
STOK
Operating Cash FlowLast quarter
$131.8M
Free Cash FlowOCF − Capex
$131.7M
FCF MarginFCF / Revenue
83.0%
Capex IntensityCapex / Revenue
0.1%
Cash ConversionOCF / Net Profit
1.17×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OSBC
OSBC
STOK
STOK
Q1 26
Q4 25
$122.3M
Q3 25
$35.9M
Q2 25
$24.2M
Q1 25
$17.8M
$131.8M
Q4 24
$131.5M
$-23.2M
Q3 24
$48.5M
Q2 24
$11.6M
Free Cash Flow
OSBC
OSBC
STOK
STOK
Q1 26
Q4 25
$117.8M
Q3 25
$34.7M
Q2 25
$23.5M
Q1 25
$16.2M
$131.7M
Q4 24
$120.7M
$-23.2M
Q3 24
$46.2M
Q2 24
$8.7M
FCF Margin
OSBC
OSBC
STOK
STOK
Q1 26
Q4 25
123.7%
Q3 25
36.2%
Q2 25
31.2%
Q1 25
22.2%
83.0%
Q4 24
165.0%
-102.7%
Q3 24
64.9%
Q2 24
12.3%
Capex Intensity
OSBC
OSBC
STOK
STOK
Q1 26
Q4 25
4.7%
Q3 25
1.3%
Q2 25
1.1%
Q1 25
2.2%
0.1%
Q4 24
14.7%
0.2%
Q3 24
3.3%
Q2 24
4.2%
Cash Conversion
OSBC
OSBC
STOK
STOK
Q1 26
Q4 25
Q3 25
3.64×
Q2 25
1.11×
Q1 25
0.90×
1.17×
Q4 24
Q3 24
2.11×
Q2 24
0.53×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OSBC
OSBC

Net Interest Income$81.1M87%
Noninterest Income$12.6M13%

STOK
STOK

Segment breakdown not available.

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