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Side-by-side financial comparison of OLD SECOND BANCORP INC (OSBC) and SMITH & WESSON BRANDS, INC. (SWBI). Click either name above to swap in a different company.

SMITH & WESSON BRANDS, INC. is the larger business by last-quarter revenue ($124.7M vs $93.8M, roughly 1.3× OLD SECOND BANCORP INC). OLD SECOND BANCORP INC runs the higher net margin — 27.3% vs 1.5%, a 25.7% gap on every dollar of revenue. Over the past eight quarters, OLD SECOND BANCORP INC's revenue compounded faster (15.1% CAGR vs -4.8%).

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

Smith & Wesson Brands, Inc. (S&W) is an American firearm manufacturer headquartered in Maryville, Tennessee, United States.

OSBC vs SWBI — Head-to-Head

Bigger by revenue
SWBI
SWBI
1.3× larger
SWBI
$124.7M
$93.8M
OSBC
Higher net margin
OSBC
OSBC
25.7% more per $
OSBC
27.3%
1.5%
SWBI
Faster 2-yr revenue CAGR
OSBC
OSBC
Annualised
OSBC
15.1%
-4.8%
SWBI

Income Statement — Q1 FY2026 vs Q2 FY2026

Metric
OSBC
OSBC
SWBI
SWBI
Revenue
$93.8M
$124.7M
Net Profit
$25.6M
$1.9M
Gross Margin
24.3%
Operating Margin
3.3%
Net Margin
27.3%
1.5%
Revenue YoY
-3.9%
Net Profit YoY
159.2%
-53.6%
EPS (diluted)
$0.48
$0.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OSBC
OSBC
SWBI
SWBI
Q1 26
$93.8M
Q4 25
$95.2M
$124.7M
Q3 25
$95.9M
$85.1M
Q2 25
$75.1M
$140.8M
Q1 25
$73.1M
$115.9M
Q4 24
$73.2M
$129.7M
Q3 24
$71.2M
$88.3M
Q2 24
$70.8M
$159.1M
Net Profit
OSBC
OSBC
SWBI
SWBI
Q1 26
$25.6M
Q4 25
$1.9M
Q3 25
$9.9M
$-3.4M
Q2 25
$21.8M
$8.6M
Q1 25
$19.8M
$2.1M
Q4 24
$4.5M
Q3 24
$23.0M
$-1.9M
Q2 24
$21.9M
$27.9M
Gross Margin
OSBC
OSBC
SWBI
SWBI
Q1 26
Q4 25
24.3%
Q3 25
25.9%
Q2 25
28.8%
Q1 25
24.1%
Q4 24
26.6%
Q3 24
27.4%
Q2 24
35.5%
Operating Margin
OSBC
OSBC
SWBI
SWBI
Q1 26
Q4 25
41.2%
3.3%
Q3 25
13.6%
-3.5%
Q2 25
38.9%
9.3%
Q1 25
35.8%
4.1%
Q4 24
34.7%
5.8%
Q3 24
41.9%
-1.7%
Q2 24
41.2%
17.4%
Net Margin
OSBC
OSBC
SWBI
SWBI
Q1 26
27.3%
Q4 25
1.5%
Q3 25
10.3%
-4.0%
Q2 25
29.0%
6.1%
Q1 25
27.1%
1.8%
Q4 24
3.5%
Q3 24
32.3%
-2.1%
Q2 24
30.9%
17.5%
EPS (diluted)
OSBC
OSBC
SWBI
SWBI
Q1 26
$0.48
Q4 25
$0.53
$0.04
Q3 25
$0.18
$-0.08
Q2 25
$0.48
$0.19
Q1 25
$0.43
$0.05
Q4 24
$0.42
$0.10
Q3 24
$0.50
$-0.04
Q2 24
$0.48
$0.60

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OSBC
OSBC
SWBI
SWBI
Cash + ST InvestmentsLiquidity on hand
$115.7M
$22.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$893.3M
$363.2M
Total Assets
$6.8B
$548.6M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OSBC
OSBC
SWBI
SWBI
Q1 26
$115.7M
Q4 25
$124.0M
$22.4M
Q3 25
$116.5M
$18.0M
Q2 25
$141.8M
$25.2M
Q1 25
$256.1M
$26.7M
Q4 24
$99.3M
$39.1M
Q3 24
$115.8M
$35.5M
Q2 24
$120.9M
$60.8M
Stockholders' Equity
OSBC
OSBC
SWBI
SWBI
Q1 26
$893.3M
Q4 25
$896.8M
$363.2M
Q3 25
$866.7M
$364.4M
Q2 25
$718.6M
$372.5M
Q1 25
$694.5M
$366.9M
Q4 24
$671.0M
$371.5M
Q3 24
$661.4M
$380.0M
Q2 24
$619.3M
$399.9M
Total Assets
OSBC
OSBC
SWBI
SWBI
Q1 26
$6.8B
Q4 25
$6.9B
$548.6M
Q3 25
$7.0B
$554.6M
Q2 25
$5.7B
$559.6M
Q1 25
$5.7B
$578.9M
Q4 24
$5.6B
$587.4M
Q3 24
$5.7B
$571.3M
Q2 24
$5.7B
$577.4M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OSBC
OSBC
SWBI
SWBI
Operating Cash FlowLast quarter
$27.3M
Free Cash FlowOCF − Capex
$16.3M
FCF MarginFCF / Revenue
13.1%
Capex IntensityCapex / Revenue
8.8%
Cash ConversionOCF / Net Profit
14.22×
TTM Free Cash FlowTrailing 4 quarters
$21.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OSBC
OSBC
SWBI
SWBI
Q1 26
Q4 25
$122.3M
$27.3M
Q3 25
$35.9M
$-8.1M
Q2 25
$24.2M
$40.8M
Q1 25
$17.8M
$-9.8M
Q4 24
$131.5M
$-7.4M
Q3 24
$48.5M
$-30.8M
Q2 24
$11.6M
$43.7M
Free Cash Flow
OSBC
OSBC
SWBI
SWBI
Q1 26
Q4 25
$117.8M
$16.3M
Q3 25
$34.7M
$-12.4M
Q2 25
$23.5M
$33.5M
Q1 25
$16.2M
$-16.1M
Q4 24
$120.7M
$-10.7M
Q3 24
$46.2M
$-35.5M
Q2 24
$8.7M
$38.2M
FCF Margin
OSBC
OSBC
SWBI
SWBI
Q1 26
Q4 25
123.7%
13.1%
Q3 25
36.2%
-14.6%
Q2 25
31.2%
23.8%
Q1 25
22.2%
-13.9%
Q4 24
165.0%
-8.3%
Q3 24
64.9%
-40.2%
Q2 24
12.3%
24.0%
Capex Intensity
OSBC
OSBC
SWBI
SWBI
Q1 26
Q4 25
4.7%
8.8%
Q3 25
1.3%
5.0%
Q2 25
1.1%
5.2%
Q1 25
2.2%
5.4%
Q4 24
14.7%
2.5%
Q3 24
3.3%
5.3%
Q2 24
4.2%
3.5%
Cash Conversion
OSBC
OSBC
SWBI
SWBI
Q1 26
Q4 25
14.22×
Q3 25
3.64×
Q2 25
1.11×
4.73×
Q1 25
0.90×
-4.68×
Q4 24
-1.63×
Q3 24
2.11×
Q2 24
0.53×
1.57×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OSBC
OSBC

Net Interest Income$81.1M87%
Noninterest Income$12.6M13%

SWBI
SWBI

Segment breakdown not available.

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