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Side-by-side financial comparison of Ostin Technology Group Co., Ltd. (OST) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.

Ponce Financial Group, Inc. is the larger business by last-quarter revenue ($31.4M vs $20.8M, roughly 1.5× Ostin Technology Group Co., Ltd.). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs -24.8%, a 61.1% gap on every dollar of revenue. On growth, Ostin Technology Group Co., Ltd. posted the faster year-over-year revenue change (39.2% vs 37.6%).

Ostin Technology Group Co., Ltd. is a provider of display and interactive technology solutions. It develops and manufactures touch panels, interactive whiteboards and custom display modules, serving consumer electronics, education and commercial segments across Asia Pacific, North America and European markets.

Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.

OST vs PDLB — Head-to-Head

Bigger by revenue
PDLB
PDLB
1.5× larger
PDLB
$31.4M
$20.8M
OST
Growing faster (revenue YoY)
OST
OST
+1.6% gap
OST
39.2%
37.6%
PDLB
Higher net margin
PDLB
PDLB
61.1% more per $
PDLB
36.3%
-24.8%
OST

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
OST
OST
PDLB
PDLB
Revenue
$20.8M
$31.4M
Net Profit
$-5.2M
$10.1M
Gross Margin
9.1%
Operating Margin
-23.4%
43.6%
Net Margin
-24.8%
36.3%
Revenue YoY
39.2%
37.6%
Net Profit YoY
-11.6%
245.6%
EPS (diluted)
$-2.98
$0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OST
OST
PDLB
PDLB
Q4 25
$31.4M
Q3 25
$26.7M
Q2 25
$26.5M
Q1 25
$20.8M
$24.6M
Q4 24
$22.8M
Q3 24
$20.2M
Q2 24
$20.2M
Q1 24
$15.0M
$20.5M
Net Profit
OST
OST
PDLB
PDLB
Q4 25
$10.1M
Q3 25
$6.5M
Q2 25
$6.1M
Q1 25
$-5.2M
$6.0M
Q4 24
$2.9M
Q3 24
$2.4M
Q2 24
$3.2M
Q1 24
$-4.6M
$2.4M
Gross Margin
OST
OST
PDLB
PDLB
Q4 25
Q3 25
Q2 25
Q1 25
9.1%
Q4 24
Q3 24
Q2 24
Q1 24
5.9%
Operating Margin
OST
OST
PDLB
PDLB
Q4 25
43.6%
Q3 25
32.8%
Q2 25
30.2%
Q1 25
-23.4%
32.5%
Q4 24
19.6%
Q3 24
15.2%
Q2 24
21.8%
Q1 24
-25.3%
18.3%
Net Margin
OST
OST
PDLB
PDLB
Q4 25
36.3%
Q3 25
24.3%
Q2 25
23.0%
Q1 25
-24.8%
24.2%
Q4 24
14.1%
Q3 24
12.1%
Q2 24
15.8%
Q1 24
-31.0%
11.8%
EPS (diluted)
OST
OST
PDLB
PDLB
Q4 25
$0.43
Q3 25
$0.27
Q2 25
$0.25
Q1 25
$-2.98
$0.25
Q4 24
$0.11
Q3 24
$0.10
Q2 24
$0.14
Q1 24
$-0.29
$0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OST
OST
PDLB
PDLB
Cash + ST InvestmentsLiquidity on hand
$1.7M
$126.2M
Total DebtLower is stronger
$596.1M
Stockholders' EquityBook value
$2.7M
$541.5M
Total Assets
$52.6M
$3.2B
Debt / EquityLower = less leverage
1.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OST
OST
PDLB
PDLB
Q4 25
$126.2M
Q3 25
$146.6M
Q2 25
$126.6M
Q1 25
$1.7M
$129.9M
Q4 24
$139.8M
Q3 24
$155.8M
Q2 24
$103.2M
Q1 24
$1.7M
$134.7M
Total Debt
OST
OST
PDLB
PDLB
Q4 25
$596.1M
Q3 25
$521.1M
Q2 25
$536.1M
Q1 25
$521.1M
Q4 24
$596.1M
Q3 24
$580.4M
Q2 24
$680.4M
Q1 24
$680.4M
Stockholders' Equity
OST
OST
PDLB
PDLB
Q4 25
$541.5M
Q3 25
$529.8M
Q2 25
$521.1M
Q1 25
$2.7M
$513.9M
Q4 24
$505.5M
Q3 24
$504.6M
Q2 24
$497.7M
Q1 24
$10.3M
$493.7M
Total Assets
OST
OST
PDLB
PDLB
Q4 25
$3.2B
Q3 25
$3.2B
Q2 25
$3.2B
Q1 25
$52.6M
$3.1B
Q4 24
$3.0B
Q3 24
$3.0B
Q2 24
$2.8B
Q1 24
$51.4M
$2.8B
Debt / Equity
OST
OST
PDLB
PDLB
Q4 25
1.10×
Q3 25
0.98×
Q2 25
1.03×
Q1 25
1.01×
Q4 24
1.18×
Q3 24
1.15×
Q2 24
1.37×
Q1 24
1.38×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OST
OST
PDLB
PDLB
Operating Cash FlowLast quarter
$55.6M
Free Cash FlowOCF − Capex
$54.6M
FCF MarginFCF / Revenue
173.9%
Capex IntensityCapex / Revenue
3.1%
Cash ConversionOCF / Net Profit
5.48×
TTM Free Cash FlowTrailing 4 quarters
$74.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OST
OST
PDLB
PDLB
Q4 25
$55.6M
Q3 25
$1.4M
Q2 25
$6.2M
Q1 25
$13.1M
Q4 24
$7.2M
Q3 24
$-14.6M
Q2 24
$-2.6M
Q1 24
$-3.9M
$1.5M
Free Cash Flow
OST
OST
PDLB
PDLB
Q4 25
$54.6M
Q3 25
$786.0K
Q2 25
$5.9M
Q1 25
$12.9M
Q4 24
$4.5M
Q3 24
$-15.0M
Q2 24
$-2.6M
Q1 24
$-4.5M
$-315.0K
FCF Margin
OST
OST
PDLB
PDLB
Q4 25
173.9%
Q3 25
2.9%
Q2 25
22.4%
Q1 25
52.6%
Q4 24
19.7%
Q3 24
-74.1%
Q2 24
-13.0%
Q1 24
-30.1%
-1.5%
Capex Intensity
OST
OST
PDLB
PDLB
Q4 25
3.1%
Q3 25
2.3%
Q2 25
1.0%
Q1 25
0.6%
Q4 24
11.9%
Q3 24
2.0%
Q2 24
0.3%
Q1 24
4.1%
8.7%
Cash Conversion
OST
OST
PDLB
PDLB
Q4 25
5.48×
Q3 25
0.21×
Q2 25
1.01×
Q1 25
2.20×
Q4 24
2.46×
Q3 24
-5.99×
Q2 24
-0.80×
Q1 24
0.61×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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