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Side-by-side financial comparison of Evolv Technologies Holdings, Inc. (EVLV) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.
Evolv Technologies Holdings, Inc. is the larger business by last-quarter revenue ($38.5M vs $31.4M, roughly 1.2× Ponce Financial Group, Inc.). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs 28.3%, a 8.0% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs 32.3%). Over the past eight quarters, Evolv Technologies Holdings, Inc.'s revenue compounded faster (31.8% CAGR vs 23.7%).
Sentient Technologies was an American artificial intelligence technology company based in San Francisco. Sentient was founded in 2007 and received over $143 million in funding at different points after its inception. As of 2016, Sentient was the world's most well-funded AI company. It focused on e-commerce, online content and trading.
Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.
EVLV vs PDLB — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $38.5M | $31.4M |
| Net Profit | $10.9M | $10.1M |
| Gross Margin | 48.4% | — |
| Operating Margin | -20.7% | 43.6% |
| Net Margin | 28.3% | 36.3% |
| Revenue YoY | 32.3% | 37.6% |
| Net Profit YoY | 169.2% | 245.6% |
| EPS (diluted) | $0.07 | $0.43 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $38.5M | $31.4M | ||
| Q3 25 | $42.9M | $26.7M | ||
| Q2 25 | $32.5M | $26.5M | ||
| Q1 25 | $32.0M | $24.6M | ||
| Q4 24 | $29.1M | $22.8M | ||
| Q3 24 | $27.4M | $20.2M | ||
| Q2 24 | $25.2M | $20.2M | ||
| Q1 24 | $22.2M | $20.5M |
| Q4 25 | $10.9M | $10.1M | ||
| Q3 25 | $-1.8M | $6.5M | ||
| Q2 25 | $-40.5M | $6.1M | ||
| Q1 25 | $-1.7M | $6.0M | ||
| Q4 24 | $-15.7M | $2.9M | ||
| Q3 24 | $-30.4M | $2.4M | ||
| Q2 24 | $3.4M | $3.2M | ||
| Q1 24 | $-11.3M | $2.4M |
| Q4 25 | 48.4% | — | ||
| Q3 25 | 49.7% | — | ||
| Q2 25 | 49.8% | — | ||
| Q1 25 | 59.8% | — | ||
| Q4 24 | 57.5% | — | ||
| Q3 24 | 57.8% | — | ||
| Q2 24 | 58.5% | — | ||
| Q1 24 | 54.8% | — |
| Q4 25 | -20.7% | 43.6% | ||
| Q3 25 | -20.1% | 32.8% | ||
| Q2 25 | -53.8% | 30.2% | ||
| Q1 25 | -45.0% | 32.5% | ||
| Q4 24 | -64.9% | 19.6% | ||
| Q3 24 | -70.0% | 15.2% | ||
| Q2 24 | -88.7% | 21.8% | ||
| Q1 24 | -98.8% | 18.3% |
| Q4 25 | 28.3% | 36.3% | ||
| Q3 25 | -4.2% | 24.3% | ||
| Q2 25 | -124.6% | 23.0% | ||
| Q1 25 | -5.3% | 24.2% | ||
| Q4 24 | -54.0% | 14.1% | ||
| Q3 24 | -111.3% | 12.1% | ||
| Q2 24 | 13.6% | 15.8% | ||
| Q1 24 | -50.8% | 11.8% |
| Q4 25 | $0.07 | $0.43 | ||
| Q3 25 | $-0.01 | $0.27 | ||
| Q2 25 | $-0.25 | $0.25 | ||
| Q1 25 | $-0.01 | $0.25 | ||
| Q4 24 | $-0.10 | $0.11 | ||
| Q3 24 | $-0.19 | $0.10 | ||
| Q2 24 | $0.02 | $0.14 | ||
| Q1 24 | $-0.07 | $0.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $49.1M | $126.2M |
| Total DebtLower is stronger | $28.6M | $596.1M |
| Stockholders' EquityBook value | $119.4M | $541.5M |
| Total Assets | $304.4M | $3.2B |
| Debt / EquityLower = less leverage | 0.24× | 1.10× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $49.1M | $126.2M | ||
| Q3 25 | $56.2M | $146.6M | ||
| Q2 25 | $36.9M | $126.6M | ||
| Q1 25 | $35.0M | $129.9M | ||
| Q4 24 | $51.9M | $139.8M | ||
| Q3 24 | $56.0M | $155.8M | ||
| Q2 24 | $56.5M | $103.2M | ||
| Q1 24 | $81.0M | $134.7M |
| Q4 25 | $28.6M | $596.1M | ||
| Q3 25 | $28.5M | $521.1M | ||
| Q2 25 | — | $536.1M | ||
| Q1 25 | — | $521.1M | ||
| Q4 24 | $0 | $596.1M | ||
| Q3 24 | — | $580.4M | ||
| Q2 24 | — | $680.4M | ||
| Q1 24 | — | $680.4M |
| Q4 25 | $119.4M | $541.5M | ||
| Q3 25 | $102.2M | $529.8M | ||
| Q2 25 | $92.7M | $521.1M | ||
| Q1 25 | $121.1M | $513.9M | ||
| Q4 24 | $117.7M | $505.5M | ||
| Q3 24 | $129.0M | $504.6M | ||
| Q2 24 | $151.2M | $497.7M | ||
| Q1 24 | $139.8M | $493.7M |
| Q4 25 | $304.4M | $3.2B | ||
| Q3 25 | $304.3M | $3.2B | ||
| Q2 25 | $280.4M | $3.2B | ||
| Q1 25 | $256.0M | $3.1B | ||
| Q4 24 | $268.1M | $3.0B | ||
| Q3 24 | $278.5M | $3.0B | ||
| Q2 24 | $269.1M | $2.8B | ||
| Q1 24 | $280.0M | $2.8B |
| Q4 25 | 0.24× | 1.10× | ||
| Q3 25 | 0.28× | 0.98× | ||
| Q2 25 | — | 1.03× | ||
| Q1 25 | — | 1.01× | ||
| Q4 24 | 0.00× | 1.18× | ||
| Q3 24 | — | 1.15× | ||
| Q2 24 | — | 1.37× | ||
| Q1 24 | — | 1.38× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $15.6M | $55.6M |
| Free Cash FlowOCF − Capex | — | $54.6M |
| FCF MarginFCF / Revenue | — | 173.9% |
| Capex IntensityCapex / Revenue | — | 3.1% |
| Cash ConversionOCF / Net Profit | 1.43× | 5.48× |
| TTM Free Cash FlowTrailing 4 quarters | — | $74.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $15.6M | $55.6M | ||
| Q3 25 | $3.5M | $1.4M | ||
| Q2 25 | $2.1M | $6.2M | ||
| Q1 25 | $-2.5M | $13.1M | ||
| Q4 24 | $3.2M | $7.2M | ||
| Q3 24 | $3.7M | $-14.6M | ||
| Q2 24 | $-21.6M | $-2.6M | ||
| Q1 24 | $-16.2M | $1.5M |
| Q4 25 | — | $54.6M | ||
| Q3 25 | — | $786.0K | ||
| Q2 25 | — | $5.9M | ||
| Q1 25 | — | $12.9M | ||
| Q4 24 | — | $4.5M | ||
| Q3 24 | — | $-15.0M | ||
| Q2 24 | — | $-2.6M | ||
| Q1 24 | — | $-315.0K |
| Q4 25 | — | 173.9% | ||
| Q3 25 | — | 2.9% | ||
| Q2 25 | — | 22.4% | ||
| Q1 25 | — | 52.6% | ||
| Q4 24 | — | 19.7% | ||
| Q3 24 | — | -74.1% | ||
| Q2 24 | — | -13.0% | ||
| Q1 24 | — | -1.5% |
| Q4 25 | — | 3.1% | ||
| Q3 25 | — | 2.3% | ||
| Q2 25 | — | 1.0% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 11.9% | ||
| Q3 24 | — | 2.0% | ||
| Q2 24 | — | 0.3% | ||
| Q1 24 | — | 8.7% |
| Q4 25 | 1.43× | 5.48× | ||
| Q3 25 | — | 0.21× | ||
| Q2 25 | — | 1.01× | ||
| Q1 25 | — | 2.20× | ||
| Q4 24 | — | 2.46× | ||
| Q3 24 | — | -5.99× | ||
| Q2 24 | -6.31× | -0.80× | ||
| Q1 24 | — | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
