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Side-by-side financial comparison of PATRICK INDUSTRIES INC (PATK) and WINTRUST FINANCIAL CORP (WTFC). Click either name above to swap in a different company.

PATRICK INDUSTRIES INC is the larger business by last-quarter revenue ($924.2M vs $713.2M, roughly 1.3× WINTRUST FINANCIAL CORP). WINTRUST FINANCIAL CORP runs the higher net margin — 31.9% vs 3.1%, a 28.7% gap on every dollar of revenue. On growth, WINTRUST FINANCIAL CORP posted the faster year-over-year revenue change (10.9% vs 9.2%). Over the past eight quarters, WINTRUST FINANCIAL CORP's revenue compounded faster (9.8% CAGR vs -0.5%).

Anduril Industries, Inc. is an American defense technology company specializing in the development of advanced autonomous systems.

Wintrust is a financial holding company in the United States that operates 15 chartered community banks in northern Illinois and southern Wisconsin. Wintrust is usually classified as a medium-sized banking institution in the United States and it trades on the Nasdaq Global Select Market with stock symbol WTFC. Wintrust is the second largest banking company in Chicago.

PATK vs WTFC — Head-to-Head

Bigger by revenue
PATK
PATK
1.3× larger
PATK
$924.2M
$713.2M
WTFC
Growing faster (revenue YoY)
WTFC
WTFC
+1.7% gap
WTFC
10.9%
9.2%
PATK
Higher net margin
WTFC
WTFC
28.7% more per $
WTFC
31.9%
3.1%
PATK
Faster 2-yr revenue CAGR
WTFC
WTFC
Annualised
WTFC
9.8%
-0.5%
PATK

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
PATK
PATK
WTFC
WTFC
Revenue
$924.2M
$713.2M
Net Profit
$29.1M
$227.4M
Gross Margin
23.0%
Operating Margin
6.2%
Net Margin
3.1%
31.9%
Revenue YoY
9.2%
10.9%
Net Profit YoY
99.7%
EPS (diluted)
$0.82
$3.22

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PATK
PATK
WTFC
WTFC
Q1 26
$713.2M
Q4 25
$924.2M
$714.3M
Q3 25
$975.6M
$697.8M
Q2 25
$1.0B
$670.8M
Q1 25
$1.0B
$643.1M
Q4 24
$846.1M
$638.6M
Q3 24
$919.4M
$615.7M
Q2 24
$1.0B
$591.8M
Net Profit
PATK
PATK
WTFC
WTFC
Q1 26
$227.4M
Q4 25
$29.1M
Q3 25
$35.3M
$216.3M
Q2 25
$32.4M
$195.5M
Q1 25
$38.2M
$189.0M
Q4 24
$14.6M
Q3 24
$40.9M
$170.0M
Q2 24
$47.9M
$152.4M
Gross Margin
PATK
PATK
WTFC
WTFC
Q1 26
Q4 25
23.0%
Q3 25
22.6%
Q2 25
23.9%
Q1 25
22.8%
Q4 24
22.1%
Q3 24
23.1%
Q2 24
22.8%
Operating Margin
PATK
PATK
WTFC
WTFC
Q1 26
Q4 25
6.2%
42.3%
Q3 25
6.8%
42.4%
Q2 25
8.3%
39.8%
Q1 25
6.5%
39.3%
Q4 24
4.7%
39.6%
Q3 24
8.1%
37.8%
Q2 24
8.3%
35.7%
Net Margin
PATK
PATK
WTFC
WTFC
Q1 26
31.9%
Q4 25
3.1%
Q3 25
3.6%
31.0%
Q2 25
3.1%
29.1%
Q1 25
3.8%
29.4%
Q4 24
1.7%
Q3 24
4.4%
27.6%
Q2 24
4.7%
25.8%
EPS (diluted)
PATK
PATK
WTFC
WTFC
Q1 26
$3.22
Q4 25
$0.82
$3.15
Q3 25
$1.01
$2.78
Q2 25
$0.96
$2.78
Q1 25
$1.11
$2.69
Q4 24
$-1.44
$2.63
Q3 24
$1.80
$2.47
Q2 24
$2.16
$2.32

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PATK
PATK
WTFC
WTFC
Cash + ST InvestmentsLiquidity on hand
$26.4M
Total DebtLower is stronger
$1.3B
Stockholders' EquityBook value
$1.2B
$7.4B
Total Assets
$3.1B
$72.2B
Debt / EquityLower = less leverage
1.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PATK
PATK
WTFC
WTFC
Q1 26
Q4 25
$26.4M
Q3 25
$20.7M
Q2 25
$22.0M
Q1 25
$86.6M
Q4 24
$33.6M
Q3 24
$52.6M
Q2 24
$44.0M
Total Debt
PATK
PATK
WTFC
WTFC
Q1 26
Q4 25
$1.3B
Q3 25
Q2 25
Q1 25
Q4 24
$1.3B
Q3 24
Q2 24
Stockholders' Equity
PATK
PATK
WTFC
WTFC
Q1 26
$7.4B
Q4 25
$1.2B
$7.3B
Q3 25
$1.2B
$7.0B
Q2 25
$1.1B
$7.2B
Q1 25
$1.1B
$6.6B
Q4 24
$1.1B
$6.3B
Q3 24
$1.1B
$6.4B
Q2 24
$1.1B
$5.5B
Total Assets
PATK
PATK
WTFC
WTFC
Q1 26
$72.2B
Q4 25
$3.1B
$71.1B
Q3 25
$3.1B
$69.6B
Q2 25
$3.1B
$69.0B
Q1 25
$3.2B
$65.9B
Q4 24
$3.0B
$64.9B
Q3 24
$3.1B
$63.8B
Q2 24
$3.0B
$59.8B
Debt / Equity
PATK
PATK
WTFC
WTFC
Q1 26
Q4 25
1.10×
Q3 25
Q2 25
Q1 25
Q4 24
1.18×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PATK
PATK
WTFC
WTFC
Operating Cash FlowLast quarter
$130.8M
Free Cash FlowOCF − Capex
$112.7M
FCF MarginFCF / Revenue
12.2%
Capex IntensityCapex / Revenue
2.0%
Cash ConversionOCF / Net Profit
4.50×
TTM Free Cash FlowTrailing 4 quarters
$246.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PATK
PATK
WTFC
WTFC
Q1 26
Q4 25
$130.8M
$910.3M
Q3 25
$9.1M
$209.8M
Q2 25
$149.4M
$329.2M
Q1 25
$40.1M
$119.8M
Q4 24
$102.7M
$721.6M
Q3 24
$51.5M
$-61.6M
Q2 24
$137.5M
$221.2M
Free Cash Flow
PATK
PATK
WTFC
WTFC
Q1 26
Q4 25
$112.7M
$860.4M
Q3 25
$-17.2M
Q2 25
$131.1M
Q1 25
$19.9M
Q4 24
$77.2M
$635.5M
Q3 24
$33.7M
$-78.3M
Q2 24
$120.6M
$182.1M
FCF Margin
PATK
PATK
WTFC
WTFC
Q1 26
Q4 25
12.2%
120.5%
Q3 25
-1.8%
Q2 25
12.5%
Q1 25
2.0%
Q4 24
9.1%
99.5%
Q3 24
3.7%
-12.7%
Q2 24
11.9%
30.8%
Capex Intensity
PATK
PATK
WTFC
WTFC
Q1 26
Q4 25
2.0%
7.0%
Q3 25
2.7%
Q2 25
1.7%
Q1 25
2.0%
Q4 24
3.0%
13.5%
Q3 24
1.9%
2.7%
Q2 24
1.7%
6.6%
Cash Conversion
PATK
PATK
WTFC
WTFC
Q1 26
Q4 25
4.50×
Q3 25
0.26×
0.97×
Q2 25
4.61×
1.68×
Q1 25
1.05×
0.63×
Q4 24
7.05×
Q3 24
1.26×
-0.36×
Q2 24
2.87×
1.45×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PATK
PATK

Recreational Vehicle$276.3M30%
Distribution$222.4M24%
Marine$141.9M15%
Industrial$110.8M12%
Powersports$104.8M11%
Manufactured Housing$67.9M7%

WTFC
WTFC

Segment breakdown not available.

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