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Side-by-side financial comparison of Paymentus Holdings, Inc. (PAY) and WYNDHAM HOTELS & RESORTS, INC. (WH). Click either name above to swap in a different company.
WYNDHAM HOTELS & RESORTS, INC. is the larger business by last-quarter revenue ($334.0M vs $330.5M, roughly 1.0× Paymentus Holdings, Inc.). Paymentus Holdings, Inc. runs the higher net margin — 6.3% vs -18.0%, a 24.2% gap on every dollar of revenue. On growth, Paymentus Holdings, Inc. posted the faster year-over-year revenue change (28.1% vs -76.3%). WYNDHAM HOTELS & RESORTS, INC. produced more free cash flow last quarter ($168.0M vs $45.0M). Over the past eight quarters, Paymentus Holdings, Inc.'s revenue compounded faster (33.7% CAGR vs -4.6%).
Paymentus Holdings, Inc. is a leading cloud-based bill payment and customer engagement technology provider. It offers integrated digital payment solutions, billing automation tools, and self-service portals for enterprises across utilities, financial services, government, healthcare, and telecommunications segments, primarily operating in the North American market.
Wyndham Hotels & Resorts, Inc., is an American hospitality company based in Parsippany, New Jersey, United States. It describes itself as the largest hotel franchisor in the world, with 9,100 locations.
PAY vs WH — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $330.5M | $334.0M |
| Net Profit | $20.7M | $-60.0M |
| Gross Margin | 25.4% | — |
| Operating Margin | 7.3% | — |
| Net Margin | 6.3% | -18.0% |
| Revenue YoY | 28.1% | -76.3% |
| Net Profit YoY | 57.2% | -170.6% |
| EPS (diluted) | $0.16 | $-0.80 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $334.0M | ||
| Q4 25 | $330.5M | $334.0M | ||
| Q3 25 | $310.7M | $382.0M | ||
| Q2 25 | $280.1M | $397.0M | ||
| Q1 25 | $275.2M | $316.0M | ||
| Q4 24 | $257.9M | $336.0M | ||
| Q3 24 | $231.6M | $396.0M | ||
| Q2 24 | $197.4M | $367.0M |
| Q1 26 | — | $-60.0M | ||
| Q4 25 | $20.7M | $-60.0M | ||
| Q3 25 | $17.7M | $105.0M | ||
| Q2 25 | $14.7M | $87.0M | ||
| Q1 25 | $13.8M | $61.0M | ||
| Q4 24 | $13.1M | $85.0M | ||
| Q3 24 | $14.4M | $102.0M | ||
| Q2 24 | $9.4M | $86.0M |
| Q1 26 | — | — | ||
| Q4 25 | 25.4% | — | ||
| Q3 25 | 24.1% | — | ||
| Q2 25 | 25.5% | — | ||
| Q1 25 | 24.0% | — | ||
| Q4 24 | 25.6% | — | ||
| Q3 24 | 26.2% | — | ||
| Q2 24 | 29.8% | — |
| Q1 26 | — | — | ||
| Q4 25 | 7.3% | -11.4% | ||
| Q3 25 | 6.4% | 46.6% | ||
| Q2 25 | 5.7% | 37.8% | ||
| Q1 25 | 5.7% | 35.4% | ||
| Q4 24 | 5.5% | 38.4% | ||
| Q3 24 | 5.2% | 43.2% | ||
| Q2 24 | 5.2% | 39.5% |
| Q1 26 | — | -18.0% | ||
| Q4 25 | 6.3% | -18.0% | ||
| Q3 25 | 5.7% | 27.5% | ||
| Q2 25 | 5.3% | 21.9% | ||
| Q1 25 | 5.0% | 19.3% | ||
| Q4 24 | 5.1% | 25.3% | ||
| Q3 24 | 6.2% | 25.8% | ||
| Q2 24 | 4.7% | 23.4% |
| Q1 26 | — | $-0.80 | ||
| Q4 25 | $0.16 | $-0.77 | ||
| Q3 25 | $0.14 | $1.36 | ||
| Q2 25 | $0.11 | $1.13 | ||
| Q1 25 | $0.11 | $0.78 | ||
| Q4 24 | $0.11 | $1.06 | ||
| Q3 24 | $0.11 | $1.29 | ||
| Q2 24 | $0.07 | $1.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $320.9M | $64.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $560.4M | $468.0M |
| Total Assets | $667.9M | $4.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $64.0M | ||
| Q4 25 | $320.9M | $64.0M | ||
| Q3 25 | $287.9M | $70.0M | ||
| Q2 25 | $266.4M | $50.0M | ||
| Q1 25 | $245.8M | $48.0M | ||
| Q4 24 | $205.9M | $103.0M | ||
| Q3 24 | $187.5M | $72.0M | ||
| Q2 24 | $188.8M | $70.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | $2.5B | ||
| Q3 25 | — | $2.6B | ||
| Q2 25 | — | $2.5B | ||
| Q1 25 | — | $2.5B | ||
| Q4 24 | — | $2.4B | ||
| Q3 24 | — | $2.4B | ||
| Q2 24 | — | $2.4B |
| Q1 26 | — | $468.0M | ||
| Q4 25 | $560.4M | $468.0M | ||
| Q3 25 | $537.4M | $583.0M | ||
| Q2 25 | $516.7M | $570.0M | ||
| Q1 25 | $500.4M | $579.0M | ||
| Q4 24 | $485.6M | $650.0M | ||
| Q3 24 | $468.8M | $583.0M | ||
| Q2 24 | $451.6M | $623.0M |
| Q1 26 | — | $4.2B | ||
| Q4 25 | $667.9M | $4.2B | ||
| Q3 25 | $644.4M | $4.3B | ||
| Q2 25 | $609.5M | $4.3B | ||
| Q1 25 | $590.9M | $4.2B | ||
| Q4 24 | $576.2M | $4.2B | ||
| Q3 24 | $552.9M | $4.2B | ||
| Q2 24 | $527.7M | $4.2B |
| Q1 26 | — | — | ||
| Q4 25 | — | 5.37× | ||
| Q3 25 | — | 4.43× | ||
| Q2 25 | — | 4.44× | ||
| Q1 25 | — | 4.29× | ||
| Q4 24 | — | 3.72× | ||
| Q3 24 | — | 4.19× | ||
| Q2 24 | — | 3.83× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $45.1M | $367.0M |
| Free Cash FlowOCF − Capex | $45.0M | $168.0M |
| FCF MarginFCF / Revenue | 13.6% | 50.3% |
| Capex IntensityCapex / Revenue | 0.0% | — |
| Cash ConversionOCF / Net Profit | 2.18× | — |
| TTM Free Cash FlowTrailing 4 quarters | $161.8M | $437.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $367.0M | ||
| Q4 25 | $45.1M | $152.0M | ||
| Q3 25 | $35.1M | $86.0M | ||
| Q2 25 | $31.5M | $70.0M | ||
| Q1 25 | $50.4M | $59.0M | ||
| Q4 24 | $27.9M | $134.0M | ||
| Q3 24 | $6.7M | $79.0M | ||
| Q2 24 | $18.0M | $1.0M |
| Q1 26 | — | $168.0M | ||
| Q4 25 | $45.0M | $136.0M | ||
| Q3 25 | $35.0M | $75.0M | ||
| Q2 25 | $31.4M | $58.0M | ||
| Q1 25 | $50.4M | $52.0M | ||
| Q4 24 | $27.8M | $109.0M | ||
| Q3 24 | $6.7M | $71.0M | ||
| Q2 24 | $17.8M | $-6.0M |
| Q1 26 | — | 50.3% | ||
| Q4 25 | 13.6% | 40.7% | ||
| Q3 25 | 11.3% | 19.6% | ||
| Q2 25 | 11.2% | 14.6% | ||
| Q1 25 | 18.3% | 16.5% | ||
| Q4 24 | 10.8% | 32.4% | ||
| Q3 24 | 2.9% | 17.9% | ||
| Q2 24 | 9.0% | -1.6% |
| Q1 26 | — | — | ||
| Q4 25 | 0.0% | 4.8% | ||
| Q3 25 | 0.0% | 2.9% | ||
| Q2 25 | 0.0% | 3.0% | ||
| Q1 25 | 0.0% | 2.2% | ||
| Q4 24 | 0.0% | 7.4% | ||
| Q3 24 | 0.0% | 2.0% | ||
| Q2 24 | 0.1% | 1.9% |
| Q1 26 | — | — | ||
| Q4 25 | 2.18× | — | ||
| Q3 25 | 1.98× | 0.82× | ||
| Q2 25 | 2.14× | 0.80× | ||
| Q1 25 | 3.65× | 0.97× | ||
| Q4 24 | 2.12× | 1.58× | ||
| Q3 24 | 0.47× | 0.77× | ||
| Q2 24 | 1.93× | 0.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PAY
| Payment Transaction Processing Revenue | $326.9M | 99% |
| Other | $3.5M | 1% |
WH
| Fee-related and other revenues | $334.0M | 100% |
| Management and other fees | $2.0M | 1% |
