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Side-by-side financial comparison of PROSPERITY BANCSHARES INC (PB) and Savers Value Village, Inc. (SVV). Click either name above to swap in a different company.
Savers Value Village, Inc. is the larger business by last-quarter revenue ($426.9M vs $367.6M, roughly 1.2× PROSPERITY BANCSHARES INC). PROSPERITY BANCSHARES INC runs the higher net margin — 31.6% vs -3.3%, a 34.9% gap on every dollar of revenue. Over the past eight quarters, PROSPERITY BANCSHARES INC's revenue compounded faster (19.2% CAGR vs 4.3%).
Prosperity Bancshares, Inc. is a bank holding company headquartered in Houston, Texas with operations in Texas and central Oklahoma. As of December 31, 2019, the company operated 285 branches: 65 in the Houston area, including The Woodlands, Texas; 30 in South Texas, including Corpus Christi, Texas and Victoria, Texas; 75 in the Dallas–Fort Worth metroplex; 22 in East Texas; 29 in Central Texas, including Austin, Texas and San Antonio; 34 in West Texas, including Lubbock, Texas, Midland–Odess...
Value Village Stores, Inc. was a Midwestern United States chain of retail stores aimed at the discount department-store market. Henry Horney, formerly of F.W. Woolworth Company founded a small, regional chain of discount stores located in the two states of Wisconsin and Illinois that opened in 1961 and operated into 1989. Horney also had a real estate company and often built small shopping malls adjoining the discount stores. The chain had no relation to the Savers Value Village chain of thri...
PB vs SVV — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $367.6M | $426.9M |
| Net Profit | $116.3M | $-14.0M |
| Gross Margin | — | — |
| Operating Margin | — | 8.5% |
| Net Margin | 31.6% | -3.3% |
| Revenue YoY | — | 8.1% |
| Net Profit YoY | -10.7% | -164.6% |
| EPS (diluted) | $1.16 | $-0.09 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $367.6M | — | ||
| Q4 25 | $275.0M | — | ||
| Q3 25 | $273.4M | $426.9M | ||
| Q2 25 | $267.7M | $417.2M | ||
| Q1 25 | $265.4M | $370.1M | ||
| Q4 24 | $267.8M | $402.0M | ||
| Q3 24 | $261.7M | $394.8M | ||
| Q2 24 | $258.8M | $386.7M |
| Q1 26 | $116.3M | — | ||
| Q4 25 | $139.9M | — | ||
| Q3 25 | $137.6M | $-14.0M | ||
| Q2 25 | $135.2M | $18.9M | ||
| Q1 25 | $130.2M | $-4.7M | ||
| Q4 24 | $130.1M | $-1.9M | ||
| Q3 24 | $127.3M | $21.7M | ||
| Q2 24 | $111.6M | $9.7M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 25.6% | ||
| Q2 24 | — | 26.6% |
| Q1 26 | — | — | ||
| Q4 25 | 65.1% | — | ||
| Q3 25 | 64.4% | 8.5% | ||
| Q2 25 | 64.3% | 8.2% | ||
| Q1 25 | 62.7% | 2.8% | ||
| Q4 24 | 62.0% | 8.2% | ||
| Q3 24 | 62.1% | 12.3% | ||
| Q2 24 | 55.2% | 8.3% |
| Q1 26 | 31.6% | — | ||
| Q4 25 | 50.9% | — | ||
| Q3 25 | 50.3% | -3.3% | ||
| Q2 25 | 50.5% | 4.5% | ||
| Q1 25 | 49.1% | -1.3% | ||
| Q4 24 | 48.6% | -0.5% | ||
| Q3 24 | 48.6% | 5.5% | ||
| Q2 24 | 43.1% | 2.5% |
| Q1 26 | $1.16 | — | ||
| Q4 25 | $1.48 | — | ||
| Q3 25 | $1.45 | $-0.09 | ||
| Q2 25 | $1.42 | $0.12 | ||
| Q1 25 | $1.37 | $-0.03 | ||
| Q4 24 | $1.36 | $-0.02 | ||
| Q3 24 | $1.34 | $0.13 | ||
| Q2 24 | $1.17 | $0.06 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $63.5M |
| Total DebtLower is stronger | — | $750.0M |
| Stockholders' EquityBook value | $8.2B | $414.6M |
| Total Assets | $43.6B | $2.0B |
| Debt / EquityLower = less leverage | — | 1.81× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $63.5M | ||
| Q2 25 | — | $70.5M | ||
| Q1 25 | — | $73.0M | ||
| Q4 24 | — | $150.0M | ||
| Q3 24 | — | $137.7M | ||
| Q2 24 | — | $160.7M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $750.0M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $8.2B | — | ||
| Q4 25 | $7.6B | — | ||
| Q3 25 | $7.7B | $414.6M | ||
| Q2 25 | $7.6B | $423.5M | ||
| Q1 25 | $7.5B | $413.8M | ||
| Q4 24 | $7.4B | $421.7M | ||
| Q3 24 | $7.4B | $432.9M | ||
| Q2 24 | $7.3B | $419.5M |
| Q1 26 | $43.6B | — | ||
| Q4 25 | $38.5B | — | ||
| Q3 25 | $38.3B | $2.0B | ||
| Q2 25 | $38.4B | $1.9B | ||
| Q1 25 | $38.8B | $1.9B | ||
| Q4 24 | $39.6B | $1.9B | ||
| Q3 24 | $40.1B | $1.9B | ||
| Q2 24 | $39.8B | $1.9B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 1.81× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $21.6M |
| Free Cash FlowOCF − Capex | — | $-6.3M |
| FCF MarginFCF / Revenue | — | -1.5% |
| Capex IntensityCapex / Revenue | — | 6.5% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $25.5M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $78.3M | — | ||
| Q3 25 | $194.8M | $21.6M | ||
| Q2 25 | $98.2M | $54.4M | ||
| Q1 25 | $178.2M | $419.0K | ||
| Q4 24 | $-205.8M | $55.8M | ||
| Q3 24 | $274.6M | $23.9M | ||
| Q2 24 | $216.5M | $60.4M |
| Q1 26 | — | — | ||
| Q4 25 | $68.5M | — | ||
| Q3 25 | $185.7M | $-6.3M | ||
| Q2 25 | $91.8M | $21.9M | ||
| Q1 25 | $171.1M | $-20.2M | ||
| Q4 24 | $-210.7M | $30.1M | ||
| Q3 24 | $270.2M | $-3.0M | ||
| Q2 24 | $211.8M | $29.6M |
| Q1 26 | — | — | ||
| Q4 25 | 24.9% | — | ||
| Q3 25 | 67.9% | -1.5% | ||
| Q2 25 | 34.3% | 5.2% | ||
| Q1 25 | 64.5% | -5.4% | ||
| Q4 24 | -78.7% | 7.5% | ||
| Q3 24 | 103.3% | -0.8% | ||
| Q2 24 | 81.8% | 7.6% |
| Q1 26 | — | — | ||
| Q4 25 | 3.6% | — | ||
| Q3 25 | 3.3% | 6.5% | ||
| Q2 25 | 2.4% | 7.8% | ||
| Q1 25 | 2.7% | 5.6% | ||
| Q4 24 | 1.8% | 6.4% | ||
| Q3 24 | 1.7% | 6.8% | ||
| Q2 24 | 1.8% | 8.0% |
| Q1 26 | — | — | ||
| Q4 25 | 0.56× | — | ||
| Q3 25 | 1.42× | — | ||
| Q2 25 | 0.73× | 2.88× | ||
| Q1 25 | 1.37× | — | ||
| Q4 24 | -1.58× | — | ||
| Q3 24 | 2.16× | 1.10× | ||
| Q2 24 | 1.94× | 6.22× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
SVV
| Sales Channel Directly To Consumer | $408.3M | 96% |
| Sales Channel Through Intermediary | $18.6M | 4% |
