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Side-by-side financial comparison of PROSPERITY BANCSHARES INC (PB) and Wheels Up Experience Inc. (UP). Click either name above to swap in a different company.
PROSPERITY BANCSHARES INC is the larger business by last-quarter revenue ($367.6M vs $183.8M, roughly 2.0× Wheels Up Experience Inc.). PROSPERITY BANCSHARES INC runs the higher net margin — 31.6% vs -15.7%, a 47.3% gap on every dollar of revenue. Over the past eight quarters, PROSPERITY BANCSHARES INC's revenue compounded faster (19.2% CAGR vs -3.4%).
Prosperity Bancshares, Inc. is a bank holding company headquartered in Houston, Texas with operations in Texas and central Oklahoma. As of December 31, 2019, the company operated 285 branches: 65 in the Houston area, including The Woodlands, Texas; 30 in South Texas, including Corpus Christi, Texas and Victoria, Texas; 75 in the Dallas–Fort Worth metroplex; 22 in East Texas; 29 in Central Texas, including Austin, Texas and San Antonio; 34 in West Texas, including Lubbock, Texas, Midland–Odess...
Wheels Up is a provider of "on demand" private aviation in the United States and one of the largest private aviation companies in the world. It was founded in 2013 by Kenny Dichter, using a membership/on-demand business model. Wheels Up members can book private aircraft from the company fleet and third-party operators using a mobile application.
PB vs UP — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $367.6M | $183.8M |
| Net Profit | $116.3M | $-28.9M |
| Gross Margin | — | 14.3% |
| Operating Margin | — | -0.9% |
| Net Margin | 31.6% | -15.7% |
| Revenue YoY | — | -10.2% |
| Net Profit YoY | -10.7% | 67.0% |
| EPS (diluted) | $1.16 | $-0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $367.6M | — | ||
| Q4 25 | $275.0M | $183.8M | ||
| Q3 25 | $273.4M | $185.5M | ||
| Q2 25 | $267.7M | $189.6M | ||
| Q1 25 | $265.4M | $177.5M | ||
| Q4 24 | $267.8M | $204.8M | ||
| Q3 24 | $261.7M | $193.9M | ||
| Q2 24 | $258.8M | $196.3M |
| Q1 26 | $116.3M | — | ||
| Q4 25 | $139.9M | $-28.9M | ||
| Q3 25 | $137.6M | $-83.7M | ||
| Q2 25 | $135.2M | $-82.3M | ||
| Q1 25 | $130.2M | $-99.3M | ||
| Q4 24 | $130.1M | $-87.5M | ||
| Q3 24 | $127.3M | $-57.7M | ||
| Q2 24 | $111.6M | $-97.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 14.3% | ||
| Q3 25 | — | 6.8% | ||
| Q2 25 | — | 8.3% | ||
| Q1 25 | — | 10.8% | ||
| Q4 24 | — | 13.9% | ||
| Q3 24 | — | 13.9% | ||
| Q2 24 | — | 2.3% |
| Q1 26 | — | — | ||
| Q4 25 | 65.1% | -0.9% | ||
| Q3 25 | 64.4% | -33.1% | ||
| Q2 25 | 64.3% | -31.4% | ||
| Q1 25 | 62.7% | -45.5% | ||
| Q4 24 | 62.0% | -26.0% | ||
| Q3 24 | 62.1% | -21.6% | ||
| Q2 24 | 55.2% | -40.3% |
| Q1 26 | 31.6% | — | ||
| Q4 25 | 50.9% | -15.7% | ||
| Q3 25 | 50.3% | -45.1% | ||
| Q2 25 | 50.5% | -43.4% | ||
| Q1 25 | 49.1% | -55.9% | ||
| Q4 24 | 48.6% | -42.7% | ||
| Q3 24 | 48.6% | -29.8% | ||
| Q2 24 | 43.1% | -49.4% |
| Q1 26 | $1.16 | — | ||
| Q4 25 | $1.48 | $-0.04 | ||
| Q3 25 | $1.45 | $-0.12 | ||
| Q2 25 | $1.42 | $-0.12 | ||
| Q1 25 | $1.37 | $-0.14 | ||
| Q4 24 | $1.36 | $-0.13 | ||
| Q3 24 | $1.34 | $-0.08 | ||
| Q2 24 | $1.17 | $-0.14 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $133.9M |
| Total DebtLower is stronger | — | $671.3M |
| Stockholders' EquityBook value | $8.2B | $-392.1M |
| Total Assets | $43.6B | $968.8M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $133.9M | ||
| Q3 25 | — | $125.3M | ||
| Q2 25 | — | $107.0M | ||
| Q1 25 | — | $171.8M | ||
| Q4 24 | — | $216.4M | ||
| Q3 24 | — | $115.9M | ||
| Q2 24 | — | $141.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | $671.3M | ||
| Q3 25 | — | $766.5M | ||
| Q2 25 | — | $770.5M | ||
| Q1 25 | — | $765.8M | ||
| Q4 24 | — | $761.3M | ||
| Q3 24 | — | $596.9M | ||
| Q2 24 | — | $597.4M |
| Q1 26 | $8.2B | — | ||
| Q4 25 | $7.6B | $-392.1M | ||
| Q3 25 | $7.7B | $-374.5M | ||
| Q2 25 | $7.6B | $-347.8M | ||
| Q1 25 | $7.5B | $-288.1M | ||
| Q4 24 | $7.4B | $-202.1M | ||
| Q3 24 | $7.4B | $-117.7M | ||
| Q2 24 | $7.3B | $-72.2M |
| Q1 26 | $43.6B | — | ||
| Q4 25 | $38.5B | $968.8M | ||
| Q3 25 | $38.3B | $973.0M | ||
| Q2 25 | $38.4B | $1.0B | ||
| Q1 25 | $38.8B | $1.1B | ||
| Q4 24 | $39.6B | $1.2B | ||
| Q3 24 | $40.1B | $1.0B | ||
| Q2 24 | $39.8B | $1.1B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-18.4M |
| Free Cash FlowOCF − Capex | — | $-58.3M |
| FCF MarginFCF / Revenue | — | -31.7% |
| Capex IntensityCapex / Revenue | — | 21.7% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-259.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $78.3M | $-18.4M | ||
| Q3 25 | $194.8M | $-37.1M | ||
| Q2 25 | $98.2M | $-62.9M | ||
| Q1 25 | $178.2M | $-47.9M | ||
| Q4 24 | $-205.8M | $37.9M | ||
| Q3 24 | $274.6M | $-16.9M | ||
| Q2 24 | $216.5M | $-25.2M |
| Q1 26 | — | — | ||
| Q4 25 | $68.5M | $-58.3M | ||
| Q3 25 | $185.7M | $-60.4M | ||
| Q2 25 | $91.8M | $-78.6M | ||
| Q1 25 | $171.1M | $-62.6M | ||
| Q4 24 | $-210.7M | $-70.2M | ||
| Q3 24 | $270.2M | $-21.9M | ||
| Q2 24 | $211.8M | $-30.8M |
| Q1 26 | — | — | ||
| Q4 25 | 24.9% | -31.7% | ||
| Q3 25 | 67.9% | -32.6% | ||
| Q2 25 | 34.3% | -41.5% | ||
| Q1 25 | 64.5% | -35.3% | ||
| Q4 24 | -78.7% | -34.3% | ||
| Q3 24 | 103.3% | -11.3% | ||
| Q2 24 | 81.8% | -15.7% |
| Q1 26 | — | — | ||
| Q4 25 | 3.6% | 21.7% | ||
| Q3 25 | 3.3% | 12.5% | ||
| Q2 25 | 2.4% | 8.3% | ||
| Q1 25 | 2.7% | 8.3% | ||
| Q4 24 | 1.8% | 52.8% | ||
| Q3 24 | 1.7% | 2.6% | ||
| Q2 24 | 1.8% | 2.9% |
| Q1 26 | — | — | ||
| Q4 25 | 0.56× | — | ||
| Q3 25 | 1.42× | — | ||
| Q2 25 | 0.73× | — | ||
| Q1 25 | 1.37× | — | ||
| Q4 24 | -1.58× | — | ||
| Q3 24 | 2.16× | — | ||
| Q2 24 | 1.94× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
UP
Segment breakdown not available.
