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Side-by-side financial comparison of Pioneer Bancorp, Inc. (PBFS) and Theravance Biopharma, Inc. (TBPH). Click either name above to swap in a different company.

Theravance Biopharma, Inc. is the larger business by last-quarter revenue ($45.9M vs $25.0M, roughly 1.8× Pioneer Bancorp, Inc.). Theravance Biopharma, Inc. runs the higher net margin — 133.0% vs 82.1%, a 50.9% gap on every dollar of revenue. Over the past eight quarters, Pioneer Bancorp, Inc.'s revenue compounded faster (144.9% CAGR vs 77.9%).

Pioneer Bancorp, Inc. (MD) is a bank holding company operating as the parent entity of Pioneer Bank. It provides a full suite of retail and commercial banking products and services, including deposit accounts, residential and commercial mortgages, consumer loans, and small business financing, primarily serving individual and corporate customers across local communities in Maryland, U.S.

Theravance Biopharma, Inc. is a global biopharmaceutical enterprise focused on researching, developing and commercializing innovative medicines for patients with serious, unmet medical needs, primarily targeting respiratory and infectious disease segments. It operates core markets across North America and Europe, partnering with global healthcare stakeholders to advance its therapy pipeline and deliver effective, accessible treatment options to underserved patient groups.

PBFS vs TBPH — Head-to-Head

Bigger by revenue
TBPH
TBPH
1.8× larger
TBPH
$45.9M
$25.0M
PBFS
Higher net margin
TBPH
TBPH
50.9% more per $
TBPH
133.0%
82.1%
PBFS
Faster 2-yr revenue CAGR
PBFS
PBFS
Annualised
PBFS
144.9%
77.9%
TBPH

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
PBFS
PBFS
TBPH
TBPH
Revenue
$25.0M
$45.9M
Net Profit
$3.7M
$61.0M
Gross Margin
Operating Margin
21.3%
43.6%
Net Margin
82.1%
133.0%
Revenue YoY
144.7%
Net Profit YoY
493.0%
EPS (diluted)
$0.16
$1.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PBFS
PBFS
TBPH
TBPH
Q4 25
$25.0M
$45.9M
Q3 25
$24.0M
$20.0M
Q2 25
$24.4M
$26.2M
Q1 25
$22.8M
$15.4M
Q4 24
$18.8M
Q3 24
$22.0M
$16.9M
Q2 24
$20.9M
$14.3M
Q1 24
$21.6M
$14.5M
Net Profit
PBFS
PBFS
TBPH
TBPH
Q4 25
$3.7M
$61.0M
Q3 25
$4.3M
$3.6M
Q2 25
$6.5M
$54.8M
Q1 25
$5.8M
$-13.6M
Q4 24
$-15.5M
Q3 24
$6.3M
$-12.7M
Q2 24
$3.9M
$-16.5M
Q1 24
$4.7M
$-11.7M
Operating Margin
PBFS
PBFS
TBPH
TBPH
Q4 25
21.3%
43.6%
Q3 25
23.4%
-32.3%
Q2 25
33.3%
-10.4%
Q1 25
32.5%
-93.8%
Q4 24
-49.1%
Q3 24
37.2%
-64.2%
Q2 24
24.1%
-110.2%
Q1 24
28.1%
-77.3%
Net Margin
PBFS
PBFS
TBPH
TBPH
Q4 25
82.1%
133.0%
Q3 25
18.0%
18.1%
Q2 25
26.4%
209.3%
Q1 25
25.3%
-88.2%
Q4 24
-82.8%
Q3 24
28.7%
-75.3%
Q2 24
107.4%
-115.9%
Q1 24
21.9%
-80.4%
EPS (diluted)
PBFS
PBFS
TBPH
TBPH
Q4 25
$0.16
$1.18
Q3 25
$0.18
$0.07
Q2 25
$0.26
$1.08
Q1 25
$0.23
$-0.27
Q4 24
$-0.31
Q3 24
$0.25
$-0.26
Q2 24
$0.15
$-0.34
Q1 24
$0.19
$-0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PBFS
PBFS
TBPH
TBPH
Cash + ST InvestmentsLiquidity on hand
$167.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$323.9M
$296.7M
Total Assets
$2.2B
$485.6M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PBFS
PBFS
TBPH
TBPH
Q4 25
$167.8M
Q3 25
$174.8M
Q2 25
$281.9M
Q1 25
$110.6M
Q4 24
$37.8M
Q3 24
$23.4M
Q2 24
$46.3M
Q1 24
$53.8M
Stockholders' Equity
PBFS
PBFS
TBPH
TBPH
Q4 25
$323.9M
$296.7M
Q3 25
$314.2M
$232.7M
Q2 25
$314.2M
$224.8M
Q1 25
$310.7M
$166.0M
Q4 24
$175.5M
Q3 24
$303.8M
$185.7M
Q2 24
$296.5M
$193.7M
Q1 24
$289.0M
$204.9M
Total Assets
PBFS
PBFS
TBPH
TBPH
Q4 25
$2.2B
$485.6M
Q3 25
$2.2B
$415.5M
Q2 25
$2.1B
$426.0M
Q1 25
$2.1B
$343.6M
Q4 24
$354.2M
Q3 24
$2.0B
$356.1M
Q2 24
$362.0M
Q1 24
$2.0B
$371.3M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PBFS
PBFS
TBPH
TBPH
Operating Cash FlowLast quarter
$11.1M
$-6.1M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
2.97×
-0.10×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PBFS
PBFS
TBPH
TBPH
Q4 25
$11.1M
$-6.1M
Q3 25
$3.9M
$-6.5M
Q2 25
$5.1M
$208.1M
Q1 25
$-3.5M
$43.0M
Q4 24
$-902.0K
Q3 24
$1.9M
$-5.2M
Q2 24
$9.0M
$-4.4M
Q1 24
$3.3M
$-1.0M
Free Cash Flow
PBFS
PBFS
TBPH
TBPH
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$-1.1M
Q3 24
$-5.2M
Q2 24
$-4.5M
Q1 24
$-1.1M
FCF Margin
PBFS
PBFS
TBPH
TBPH
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
-5.8%
Q3 24
-30.9%
Q2 24
-31.2%
Q1 24
-7.7%
Capex Intensity
PBFS
PBFS
TBPH
TBPH
Q4 25
Q3 25
0.0%
Q2 25
Q1 25
Q4 24
1.0%
Q3 24
0.1%
Q2 24
0.3%
Q1 24
0.6%
Cash Conversion
PBFS
PBFS
TBPH
TBPH
Q4 25
2.97×
-0.10×
Q3 25
0.90×
-1.80×
Q2 25
0.78×
3.79×
Q1 25
-0.61×
Q4 24
Q3 24
0.30×
Q2 24
2.30×
Q1 24
0.70×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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