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Side-by-side financial comparison of PCB BANCORP (PCB) and R F INDUSTRIES LTD (RFIL). Click either name above to swap in a different company.

PCB BANCORP is the larger business by last-quarter revenue ($29.2M vs $22.7M, roughly 1.3× R F INDUSTRIES LTD). On growth, R F INDUSTRIES LTD posted the faster year-over-year revenue change (22.9% vs 11.3%). PCB BANCORP produced more free cash flow last quarter ($24.4M vs $2.0M). Over the past eight quarters, R F INDUSTRIES LTD's revenue compounded faster (29.8% CAGR vs 10.4%).

PCB Bank is an American community bank that focuses on the Korean-American community based in California and offers commercial banking services. It has branches in 8 states and is the third largest Korean American Bank after Bank of Hope and Hanmi Bank.

Tootsie Roll Industries is an American manufacturer of confectionery based in Chicago, Illinois. Its best-known products include the namesake Tootsie Rolls and Tootsie Pops. Tootsie Roll Industries currently markets its brands internationally in Canada, Mexico, and over 75 other countries.

PCB vs RFIL — Head-to-Head

Bigger by revenue
PCB
PCB
1.3× larger
PCB
$29.2M
$22.7M
RFIL
Growing faster (revenue YoY)
RFIL
RFIL
+11.6% gap
RFIL
22.9%
11.3%
PCB
More free cash flow
PCB
PCB
$22.4M more FCF
PCB
$24.4M
$2.0M
RFIL
Faster 2-yr revenue CAGR
RFIL
RFIL
Annualised
RFIL
29.8%
10.4%
PCB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
PCB
PCB
RFIL
RFIL
Revenue
$29.2M
$22.7M
Net Profit
$173.0K
Gross Margin
36.8%
Operating Margin
45.0%
4.0%
Net Margin
0.8%
Revenue YoY
11.3%
22.9%
Net Profit YoY
172.7%
EPS (diluted)
$0.65
$0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PCB
PCB
RFIL
RFIL
Q4 25
$29.2M
$22.7M
Q3 25
$30.4M
$19.8M
Q2 25
$29.3M
$18.9M
Q1 25
$26.9M
$19.2M
Q4 24
$26.2M
$18.5M
Q3 24
$25.3M
$16.8M
Q2 24
$24.2M
$16.1M
Q1 24
$23.9M
$13.5M
Net Profit
PCB
PCB
RFIL
RFIL
Q4 25
$173.0K
Q3 25
$11.4M
$392.0K
Q2 25
$9.1M
$-245.0K
Q1 25
$7.7M
$-245.0K
Q4 24
$-238.0K
Q3 24
$7.8M
$-705.0K
Q2 24
$6.3M
$-4.3M
Q1 24
$4.7M
$-1.4M
Gross Margin
PCB
PCB
RFIL
RFIL
Q4 25
36.8%
Q3 25
34.0%
Q2 25
31.5%
Q1 25
29.8%
Q4 24
31.3%
Q3 24
29.5%
Q2 24
29.9%
Q1 24
24.5%
Operating Margin
PCB
PCB
RFIL
RFIL
Q4 25
45.0%
4.0%
Q3 25
52.3%
3.6%
Q2 25
43.3%
0.6%
Q1 25
40.2%
0.3%
Q4 24
39.3%
0.5%
Q3 24
42.2%
-2.5%
Q2 24
36.3%
-2.6%
Q1 24
27.2%
-15.5%
Net Margin
PCB
PCB
RFIL
RFIL
Q4 25
0.8%
Q3 25
37.5%
2.0%
Q2 25
31.0%
-1.3%
Q1 25
28.8%
-1.3%
Q4 24
-1.3%
Q3 24
30.8%
-4.2%
Q2 24
25.9%
-26.7%
Q1 24
19.6%
-10.1%
EPS (diluted)
PCB
PCB
RFIL
RFIL
Q4 25
$0.65
$0.01
Q3 25
$0.78
$0.04
Q2 25
$0.62
$-0.02
Q1 25
$0.53
$-0.02
Q4 24
$0.46
$-0.02
Q3 24
$0.52
$-0.07
Q2 24
$0.43
$-0.41
Q1 24
$0.33
$-0.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PCB
PCB
RFIL
RFIL
Cash + ST InvestmentsLiquidity on hand
$207.1M
$5.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$390.0M
$35.2M
Total Assets
$3.3B
$73.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PCB
PCB
RFIL
RFIL
Q4 25
$207.1M
$5.1M
Q3 25
$369.5M
$3.0M
Q2 25
$263.6M
$3.6M
Q1 25
$214.3M
$1.3M
Q4 24
$198.8M
$839.0K
Q3 24
$193.1M
$1.8M
Q2 24
$177.6M
$1.4M
Q1 24
$239.8M
$4.5M
Stockholders' Equity
PCB
PCB
RFIL
RFIL
Q4 25
$390.0M
$35.2M
Q3 25
$384.5M
$34.8M
Q2 25
$376.5M
$34.2M
Q1 25
$370.9M
$34.2M
Q4 24
$363.8M
$34.1M
Q3 24
$362.3M
$34.1M
Q2 24
$353.5M
$34.6M
Q1 24
$350.0M
$38.7M
Total Assets
PCB
PCB
RFIL
RFIL
Q4 25
$3.3B
$73.0M
Q3 25
$3.4B
$73.2M
Q2 25
$3.3B
$72.7M
Q1 25
$3.2B
$70.4M
Q4 24
$3.1B
$71.0M
Q3 24
$2.9B
$71.9M
Q2 24
$2.9B
$72.8M
Q1 24
$2.9B
$79.1M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PCB
PCB
RFIL
RFIL
Operating Cash FlowLast quarter
$26.6M
$2.1M
Free Cash FlowOCF − Capex
$24.4M
$2.0M
FCF MarginFCF / Revenue
83.6%
9.0%
Capex IntensityCapex / Revenue
7.5%
0.3%
Cash ConversionOCF / Net Profit
12.13×
TTM Free Cash FlowTrailing 4 quarters
$46.0M
$4.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PCB
PCB
RFIL
RFIL
Q4 25
$26.6M
$2.1M
Q3 25
$16.4M
$-311.0K
Q2 25
$4.9M
$2.2M
Q1 25
$2.3M
$601.0K
Q4 24
$39.0M
$-244.0K
Q3 24
$11.9M
$2.4M
Q2 24
$14.6M
$197.0K
Q1 24
$8.2M
$840.0K
Free Cash Flow
PCB
PCB
RFIL
RFIL
Q4 25
$24.4M
$2.0M
Q3 25
$16.2M
$-419.0K
Q2 25
$3.8M
$2.2M
Q1 25
$1.6M
$574.0K
Q4 24
$34.9M
$-418.0K
Q3 24
$11.9M
$2.1M
Q2 24
$12.8M
$28.0K
Q1 24
$6.0M
$697.0K
FCF Margin
PCB
PCB
RFIL
RFIL
Q4 25
83.6%
9.0%
Q3 25
53.2%
-2.1%
Q2 25
13.1%
11.4%
Q1 25
6.0%
3.0%
Q4 24
133.2%
-2.3%
Q3 24
46.8%
12.6%
Q2 24
53.1%
0.2%
Q1 24
25.2%
5.2%
Capex Intensity
PCB
PCB
RFIL
RFIL
Q4 25
7.5%
0.3%
Q3 25
0.8%
0.5%
Q2 25
3.7%
0.2%
Q1 25
2.8%
0.1%
Q4 24
15.5%
0.9%
Q3 24
0.1%
1.5%
Q2 24
7.3%
1.0%
Q1 24
9.3%
1.1%
Cash Conversion
PCB
PCB
RFIL
RFIL
Q4 25
12.13×
Q3 25
1.44×
-0.79×
Q2 25
0.54×
Q1 25
0.30×
Q4 24
Q3 24
1.52×
Q2 24
2.33×
Q1 24
1.76×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PCB
PCB

Segment breakdown not available.

RFIL
RFIL

US$20.9M92%
Non Us$1.8M8%

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