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Side-by-side financial comparison of PCB BANCORP (PCB) and Americas Gold & Silver Corp (USAS). Click either name above to swap in a different company.

PCB BANCORP is the larger business by last-quarter revenue ($29.2M vs $19.1M, roughly 1.5× Americas Gold & Silver Corp). On growth, PCB BANCORP posted the faster year-over-year revenue change (11.3% vs -28.0%). PCB BANCORP produced more free cash flow last quarter ($24.4M vs $-41.3M).

PCB Bank is an American community bank that focuses on the Korean-American community based in California and offers commercial banking services. It has branches in 8 states and is the third largest Korean American Bank after Bank of Hope and Hanmi Bank.

Pan American Silver Corporation is a mining company based in Canada with operations in Latin America. The company has mines and other projects in Mexico, Peru, Bolivia, and Argentina.

PCB vs USAS — Head-to-Head

Bigger by revenue
PCB
PCB
1.5× larger
PCB
$29.2M
$19.1M
USAS
Growing faster (revenue YoY)
PCB
PCB
+39.4% gap
PCB
11.3%
-28.0%
USAS
More free cash flow
PCB
PCB
$65.7M more FCF
PCB
$24.4M
$-41.3M
USAS

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
PCB
PCB
USAS
USAS
Revenue
$29.2M
$19.1M
Net Profit
$-15.7M
Gross Margin
34.2%
Operating Margin
45.0%
Net Margin
-82.3%
Revenue YoY
11.3%
-28.0%
Net Profit YoY
2.8%
EPS (diluted)
$0.65

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PCB
PCB
USAS
USAS
Q4 25
$29.2M
Q3 25
$30.4M
$19.1M
Q2 25
$29.3M
Q1 25
$26.9M
Q4 24
$26.2M
Q3 24
$25.3M
$26.5M
Q2 24
$24.2M
Q1 24
$23.9M
Net Profit
PCB
PCB
USAS
USAS
Q4 25
Q3 25
$11.4M
$-15.7M
Q2 25
$9.1M
Q1 25
$7.7M
Q4 24
Q3 24
$7.8M
$-16.2M
Q2 24
$6.3M
Q1 24
$4.7M
Gross Margin
PCB
PCB
USAS
USAS
Q4 25
Q3 25
34.2%
Q2 25
Q1 25
Q4 24
Q3 24
23.6%
Q2 24
Q1 24
Operating Margin
PCB
PCB
USAS
USAS
Q4 25
45.0%
Q3 25
52.3%
Q2 25
43.3%
Q1 25
40.2%
Q4 24
39.3%
Q3 24
42.2%
Q2 24
36.3%
Q1 24
27.2%
Net Margin
PCB
PCB
USAS
USAS
Q4 25
Q3 25
37.5%
-82.3%
Q2 25
31.0%
Q1 25
28.8%
Q4 24
Q3 24
30.8%
-60.9%
Q2 24
25.9%
Q1 24
19.6%
EPS (diluted)
PCB
PCB
USAS
USAS
Q4 25
$0.65
Q3 25
$0.78
Q2 25
$0.62
Q1 25
$0.53
Q4 24
$0.46
Q3 24
$0.52
Q2 24
$0.43
Q1 24
$0.33

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PCB
PCB
USAS
USAS
Cash + ST InvestmentsLiquidity on hand
$207.1M
$39.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$390.0M
$50.2M
Total Assets
$3.3B
$234.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PCB
PCB
USAS
USAS
Q4 25
$207.1M
Q3 25
$369.5M
$39.1M
Q2 25
$263.6M
Q1 25
$214.3M
Q4 24
$198.8M
Q3 24
$193.1M
Q2 24
$177.6M
Q1 24
$239.8M
Stockholders' Equity
PCB
PCB
USAS
USAS
Q4 25
$390.0M
Q3 25
$384.5M
$50.2M
Q2 25
$376.5M
Q1 25
$370.9M
Q4 24
$363.8M
Q3 24
$362.3M
$53.1M
Q2 24
$353.5M
Q1 24
$350.0M
Total Assets
PCB
PCB
USAS
USAS
Q4 25
$3.3B
Q3 25
$3.4B
$234.7M
Q2 25
$3.3B
Q1 25
$3.2B
Q4 24
$3.1B
Q3 24
$2.9B
Q2 24
$2.9B
Q1 24
$2.9B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PCB
PCB
USAS
USAS
Operating Cash FlowLast quarter
$26.6M
$-12.5M
Free Cash FlowOCF − Capex
$24.4M
$-41.3M
FCF MarginFCF / Revenue
83.6%
-216.5%
Capex IntensityCapex / Revenue
7.5%
150.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$46.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PCB
PCB
USAS
USAS
Q4 25
$26.6M
Q3 25
$16.4M
$-12.5M
Q2 25
$4.9M
Q1 25
$2.3M
Q4 24
$39.0M
Q3 24
$11.9M
$2.4M
Q2 24
$14.6M
Q1 24
$8.2M
Free Cash Flow
PCB
PCB
USAS
USAS
Q4 25
$24.4M
Q3 25
$16.2M
$-41.3M
Q2 25
$3.8M
Q1 25
$1.6M
Q4 24
$34.9M
Q3 24
$11.9M
$-11.2M
Q2 24
$12.8M
Q1 24
$6.0M
FCF Margin
PCB
PCB
USAS
USAS
Q4 25
83.6%
Q3 25
53.2%
-216.5%
Q2 25
13.1%
Q1 25
6.0%
Q4 24
133.2%
Q3 24
46.8%
-42.2%
Q2 24
53.1%
Q1 24
25.2%
Capex Intensity
PCB
PCB
USAS
USAS
Q4 25
7.5%
Q3 25
0.8%
150.8%
Q2 25
3.7%
Q1 25
2.8%
Q4 24
15.5%
Q3 24
0.1%
51.2%
Q2 24
7.3%
Q1 24
9.3%
Cash Conversion
PCB
PCB
USAS
USAS
Q4 25
Q3 25
1.44×
Q2 25
0.54×
Q1 25
0.30×
Q4 24
Q3 24
1.52×
Q2 24
2.33×
Q1 24
1.76×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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