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Side-by-side financial comparison of PCB BANCORP (PCB) and X4 Pharmaceuticals, Inc (XFOR). Click either name above to swap in a different company.

PCB BANCORP is the larger business by last-quarter revenue ($29.2M vs $28.8M, roughly 1.0× X4 Pharmaceuticals, Inc).

PCB Bank is an American community bank that focuses on the Korean-American community based in California and offers commercial banking services. It has branches in 8 states and is the third largest Korean American Bank after Bank of Hope and Hanmi Bank.

X4 Pharmaceuticals, Inc. is a clinical-stage biotechnology company focused on developing novel targeted therapies for rare immunological diseases and oncology indications with high unmet medical needs. It operates primarily across the U.S. and European markets, with a lead pipeline candidate for WHIM syndrome and multiple other preclinical and clinical assets for immune disorders and cancer.

PCB vs XFOR — Head-to-Head

Bigger by revenue
PCB
PCB
1.0× larger
PCB
$29.2M
$28.8M
XFOR

Income Statement — Q4 FY2025 vs Q1 FY2025

Metric
PCB
PCB
XFOR
XFOR
Revenue
$29.2M
$28.8M
Net Profit
$282.0K
Gross Margin
83.6%
Operating Margin
45.0%
-32.8%
Net Margin
1.0%
Revenue YoY
11.3%
Net Profit YoY
100.5%
EPS (diluted)
$0.65
$0.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PCB
PCB
XFOR
XFOR
Q4 25
$29.2M
Q3 25
$30.4M
Q2 25
$29.3M
Q1 25
$26.9M
$28.8M
Q4 24
$26.2M
Q3 24
$25.3M
Q2 24
$24.2M
Q1 24
$23.9M
$0
Net Profit
PCB
PCB
XFOR
XFOR
Q4 25
Q3 25
$11.4M
Q2 25
$9.1M
Q1 25
$7.7M
$282.0K
Q4 24
Q3 24
$7.8M
Q2 24
$6.3M
Q1 24
$4.7M
$-51.8M
Gross Margin
PCB
PCB
XFOR
XFOR
Q4 25
Q3 25
Q2 25
Q1 25
83.6%
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
PCB
PCB
XFOR
XFOR
Q4 25
45.0%
Q3 25
52.3%
Q2 25
43.3%
Q1 25
40.2%
-32.8%
Q4 24
39.3%
Q3 24
42.2%
Q2 24
36.3%
Q1 24
27.2%
Net Margin
PCB
PCB
XFOR
XFOR
Q4 25
Q3 25
37.5%
Q2 25
31.0%
Q1 25
28.8%
1.0%
Q4 24
Q3 24
30.8%
Q2 24
25.9%
Q1 24
19.6%
EPS (diluted)
PCB
PCB
XFOR
XFOR
Q4 25
$0.65
Q3 25
$0.78
Q2 25
$0.62
Q1 25
$0.53
$0.04
Q4 24
$0.46
Q3 24
$0.52
Q2 24
$0.43
Q1 24
$0.33
$-7.77

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PCB
PCB
XFOR
XFOR
Cash + ST InvestmentsLiquidity on hand
$207.1M
$40.3M
Total DebtLower is stronger
$75.0M
Stockholders' EquityBook value
$390.0M
$22.9M
Total Assets
$3.3B
$130.0M
Debt / EquityLower = less leverage
3.27×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PCB
PCB
XFOR
XFOR
Q4 25
$207.1M
Q3 25
$369.5M
Q2 25
$263.6M
Q1 25
$214.3M
$40.3M
Q4 24
$198.8M
Q3 24
$193.1M
Q2 24
$177.6M
Q1 24
$239.8M
$60.5M
Total Debt
PCB
PCB
XFOR
XFOR
Q4 25
Q3 25
Q2 25
Q1 25
$75.0M
Q4 24
Q3 24
Q2 24
Q1 24
$55.0M
Stockholders' Equity
PCB
PCB
XFOR
XFOR
Q4 25
$390.0M
Q3 25
$384.5M
Q2 25
$376.5M
Q1 25
$370.9M
$22.9M
Q4 24
$363.8M
Q3 24
$362.3M
Q2 24
$353.5M
Q1 24
$350.0M
$1.0M
Total Assets
PCB
PCB
XFOR
XFOR
Q4 25
$3.3B
Q3 25
$3.4B
Q2 25
$3.3B
Q1 25
$3.2B
$130.0M
Q4 24
$3.1B
Q3 24
$2.9B
Q2 24
$2.9B
Q1 24
$2.9B
$112.2M
Debt / Equity
PCB
PCB
XFOR
XFOR
Q4 25
Q3 25
Q2 25
Q1 25
3.27×
Q4 24
Q3 24
Q2 24
Q1 24
53.09×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PCB
PCB
XFOR
XFOR
Operating Cash FlowLast quarter
$26.6M
$-12.4M
Free Cash FlowOCF − Capex
$24.4M
FCF MarginFCF / Revenue
83.6%
Capex IntensityCapex / Revenue
7.5%
0.0%
Cash ConversionOCF / Net Profit
-43.86×
TTM Free Cash FlowTrailing 4 quarters
$46.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PCB
PCB
XFOR
XFOR
Q4 25
$26.6M
Q3 25
$16.4M
Q2 25
$4.9M
Q1 25
$2.3M
$-12.4M
Q4 24
$39.0M
Q3 24
$11.9M
Q2 24
$14.6M
Q1 24
$8.2M
$-33.6M
Free Cash Flow
PCB
PCB
XFOR
XFOR
Q4 25
$24.4M
Q3 25
$16.2M
Q2 25
$3.8M
Q1 25
$1.6M
Q4 24
$34.9M
Q3 24
$11.9M
Q2 24
$12.8M
Q1 24
$6.0M
$-33.7M
FCF Margin
PCB
PCB
XFOR
XFOR
Q4 25
83.6%
Q3 25
53.2%
Q2 25
13.1%
Q1 25
6.0%
Q4 24
133.2%
Q3 24
46.8%
Q2 24
53.1%
Q1 24
25.2%
Capex Intensity
PCB
PCB
XFOR
XFOR
Q4 25
7.5%
Q3 25
0.8%
Q2 25
3.7%
Q1 25
2.8%
0.0%
Q4 24
15.5%
Q3 24
0.1%
Q2 24
7.3%
Q1 24
9.3%
Cash Conversion
PCB
PCB
XFOR
XFOR
Q4 25
Q3 25
1.44×
Q2 25
0.54×
Q1 25
0.30×
-43.86×
Q4 24
Q3 24
1.52×
Q2 24
2.33×
Q1 24
1.76×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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