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Side-by-side financial comparison of Paylocity Holding Corp (PCTY) and SIMMONS FIRST NATIONAL CORP (SFNC). Click either name above to swap in a different company.
Paylocity Holding Corp is the larger business by last-quarter revenue ($387.0M vs $197.3M, roughly 2.0× SIMMONS FIRST NATIONAL CORP). On growth, SIMMONS FIRST NATIONAL CORP posted the faster year-over-year revenue change (19.6% vs 11.3%). SIMMONS FIRST NATIONAL CORP produced more free cash flow last quarter ($411.4M vs $113.6M). Over the past eight quarters, Paylocity Holding Corp's revenue compounded faster (2.7% CAGR vs 0.6%).
Paylocity Holding Corporation is an American provider of cloud-based payroll, , spend management, and human capital management (HCM) software.
Simmons Bank is a bank with operations in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. It is the primary subsidiary of Simmons First National Corporation, a bank holding company.
PCTY vs SFNC — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $387.0M | $197.3M |
| Net Profit | $50.2M | — |
| Gross Margin | 72.9% | — |
| Operating Margin | 18.2% | — |
| Net Margin | 13.0% | — |
| Revenue YoY | 11.3% | 19.6% |
| Net Profit YoY | 34.0% | — |
| EPS (diluted) | $0.92 | $0.36 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $387.0M | $197.3M | ||
| Q3 25 | $378.9M | $186.7M | ||
| Q2 25 | $369.9M | $214.2M | ||
| Q1 25 | $421.1M | $209.6M | ||
| Q4 24 | $347.7M | $208.5M | ||
| Q3 24 | $333.1M | $174.8M | ||
| Q2 24 | $324.7M | $197.2M | ||
| Q1 24 | $366.8M | $195.1M |
| Q4 25 | $50.2M | — | ||
| Q3 25 | $48.0M | $-562.8M | ||
| Q2 25 | $48.6M | $54.8M | ||
| Q1 25 | $91.5M | $32.4M | ||
| Q4 24 | $37.5M | — | ||
| Q3 24 | $49.6M | $24.7M | ||
| Q2 24 | $48.8M | $40.8M | ||
| Q1 24 | $85.3M | $38.9M |
| Q4 25 | 72.9% | — | ||
| Q3 25 | 73.9% | — | ||
| Q2 25 | 73.5% | — | ||
| Q1 25 | 77.1% | — | ||
| Q4 24 | 72.6% | — | ||
| Q3 24 | 74.4% | — | ||
| Q2 24 | 74.0% | — | ||
| Q1 24 | 77.8% | — |
| Q4 25 | 18.2% | — | ||
| Q3 25 | 19.6% | — | ||
| Q2 25 | 17.9% | — | ||
| Q1 25 | 30.2% | — | ||
| Q4 24 | 13.4% | — | ||
| Q3 24 | 19.3% | — | ||
| Q2 24 | 19.4% | — | ||
| Q1 24 | 29.0% | — |
| Q4 25 | 13.0% | — | ||
| Q3 25 | 12.7% | -301.5% | ||
| Q2 25 | 13.1% | 25.6% | ||
| Q1 25 | 21.7% | 15.5% | ||
| Q4 24 | 10.8% | — | ||
| Q3 24 | 14.9% | 14.1% | ||
| Q2 24 | 15.0% | 20.7% | ||
| Q1 24 | 23.3% | 19.9% |
| Q4 25 | $0.92 | $0.36 | ||
| Q3 25 | $0.86 | $-4.00 | ||
| Q2 25 | $0.87 | $0.43 | ||
| Q1 25 | $1.61 | $0.26 | ||
| Q4 24 | $0.66 | $0.38 | ||
| Q3 24 | $0.88 | $0.20 | ||
| Q2 24 | $0.85 | $0.32 | ||
| Q1 24 | $1.50 | $0.31 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $162.5M | — |
| Total DebtLower is stronger | $81.3M | $620.0M |
| Stockholders' EquityBook value | $1.1B | $3.4B |
| Total Assets | $7.0B | $24.5B |
| Debt / EquityLower = less leverage | 0.07× | 0.18× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $162.5M | — | ||
| Q3 25 | $165.2M | — | ||
| Q2 25 | $398.1M | — | ||
| Q1 25 | $477.8M | — | ||
| Q4 24 | $482.4M | — | ||
| Q3 24 | $778.5M | — | ||
| Q2 24 | $401.8M | — | ||
| Q1 24 | $492.7M | — |
| Q4 25 | $81.3M | $620.0M | ||
| Q3 25 | $81.3M | $667.8M | ||
| Q2 25 | $162.5M | $1.0B | ||
| Q1 25 | $243.8M | $1.3B | ||
| Q4 24 | $325.0M | $1.1B | ||
| Q3 24 | $325.0M | $1.4B | ||
| Q2 24 | $0 | $1.7B | ||
| Q1 24 | — | $1.2B |
| Q4 25 | $1.1B | $3.4B | ||
| Q3 25 | $1.1B | $3.4B | ||
| Q2 25 | $1.2B | $3.5B | ||
| Q1 25 | $1.2B | $3.5B | ||
| Q4 24 | $1.2B | $3.5B | ||
| Q3 24 | $1.1B | $3.5B | ||
| Q2 24 | $1.0B | $3.5B | ||
| Q1 24 | $1.1B | $3.4B |
| Q4 25 | $7.0B | $24.5B | ||
| Q3 25 | $4.2B | $24.2B | ||
| Q2 25 | $4.4B | $26.7B | ||
| Q1 25 | $5.2B | $26.8B | ||
| Q4 24 | $5.3B | $26.9B | ||
| Q3 24 | $4.0B | $27.3B | ||
| Q2 24 | $4.2B | $27.4B | ||
| Q1 24 | $5.0B | $27.4B |
| Q4 25 | 0.07× | 0.18× | ||
| Q3 25 | 0.07× | 0.20× | ||
| Q2 25 | 0.13× | 0.28× | ||
| Q1 25 | 0.20× | 0.35× | ||
| Q4 24 | 0.28× | 0.32× | ||
| Q3 24 | 0.29× | 0.40× | ||
| Q2 24 | 0.00× | 0.50× | ||
| Q1 24 | — | 0.36× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $117.0M | $449.5M |
| Free Cash FlowOCF − Capex | $113.6M | $411.4M |
| FCF MarginFCF / Revenue | 29.4% | 208.5% |
| Capex IntensityCapex / Revenue | 0.9% | 19.3% |
| Cash ConversionOCF / Net Profit | 2.33× | — |
| TTM Free Cash FlowTrailing 4 quarters | $461.1M | $717.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $117.0M | $449.5M | ||
| Q3 25 | $86.5M | $223.4M | ||
| Q2 25 | $86.6M | $77.6M | ||
| Q1 25 | $186.0M | $32.8M | ||
| Q4 24 | $54.2M | $425.9M | ||
| Q3 24 | $91.5M | $199.4M | ||
| Q2 24 | $79.9M | $86.1M | ||
| Q1 24 | $167.5M | $57.6M |
| Q4 25 | $113.6M | $411.4M | ||
| Q3 25 | $82.7M | $216.7M | ||
| Q2 25 | $81.1M | $66.3M | ||
| Q1 25 | $183.7M | $22.6M | ||
| Q4 24 | $51.2M | $380.4M | ||
| Q3 24 | $89.1M | $187.7M | ||
| Q2 24 | $73.6M | $72.7M | ||
| Q1 24 | $162.0M | $47.7M |
| Q4 25 | 29.4% | 208.5% | ||
| Q3 25 | 21.8% | 116.1% | ||
| Q2 25 | 21.9% | 31.0% | ||
| Q1 25 | 43.6% | 10.8% | ||
| Q4 24 | 14.7% | 182.5% | ||
| Q3 24 | 26.8% | 107.4% | ||
| Q2 24 | 22.7% | 36.9% | ||
| Q1 24 | 44.2% | 24.5% |
| Q4 25 | 0.9% | 19.3% | ||
| Q3 25 | 1.0% | 3.6% | ||
| Q2 25 | 1.5% | 5.3% | ||
| Q1 25 | 0.5% | 4.8% | ||
| Q4 24 | 0.9% | 21.8% | ||
| Q3 24 | 0.7% | 6.7% | ||
| Q2 24 | 1.9% | 6.8% | ||
| Q1 24 | 1.5% | 5.0% |
| Q4 25 | 2.33× | — | ||
| Q3 25 | 1.80× | — | ||
| Q2 25 | 1.78× | 1.42× | ||
| Q1 25 | 2.03× | 1.01× | ||
| Q4 24 | 1.45× | — | ||
| Q3 24 | 1.84× | 8.06× | ||
| Q2 24 | 1.64× | 2.11× | ||
| Q1 24 | 1.96× | 1.48× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PCTY
| Recurring Fees | $370.1M | 96% |
| Implementation Services And Other | $16.9M | 4% |
SFNC
Segment breakdown not available.
