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Side-by-side financial comparison of Paylocity Holding Corp (PCTY) and TOMPKINS FINANCIAL CORP (TMP). Click either name above to swap in a different company.
Paylocity Holding Corp is the larger business by last-quarter revenue ($387.0M vs $194.8M, roughly 2.0× TOMPKINS FINANCIAL CORP). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs 13.0%, a 36.4% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs 11.3%). Paylocity Holding Corp produced more free cash flow last quarter ($113.6M vs $31.9M). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs 2.7%).
Paylocity Holding Corporation is an American provider of cloud-based payroll, , spend management, and human capital management (HCM) software.
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
PCTY vs TMP — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $387.0M | $194.8M |
| Net Profit | $50.2M | $96.2M |
| Gross Margin | 72.9% | — |
| Operating Margin | 18.2% | 71.7% |
| Net Margin | 13.0% | 49.4% |
| Revenue YoY | 11.3% | 152.7% |
| Net Profit YoY | 34.0% | 388.9% |
| EPS (diluted) | $0.92 | $6.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $387.0M | $194.8M | ||
| Q3 25 | $378.9M | $87.4M | ||
| Q2 25 | $369.9M | $82.6M | ||
| Q1 25 | $421.1M | $81.7M | ||
| Q4 24 | $347.7M | $77.1M | ||
| Q3 24 | $333.1M | $76.6M | ||
| Q2 24 | $324.7M | $72.7M | ||
| Q1 24 | $366.8M | $72.8M |
| Q4 25 | $50.2M | $96.2M | ||
| Q3 25 | $48.0M | $23.7M | ||
| Q2 25 | $48.6M | $21.5M | ||
| Q1 25 | $91.5M | $19.7M | ||
| Q4 24 | $37.5M | $19.7M | ||
| Q3 24 | $49.6M | $18.6M | ||
| Q2 24 | $48.8M | $15.7M | ||
| Q1 24 | $85.3M | $16.9M |
| Q4 25 | 72.9% | — | ||
| Q3 25 | 73.9% | — | ||
| Q2 25 | 73.5% | — | ||
| Q1 25 | 77.1% | — | ||
| Q4 24 | 72.6% | — | ||
| Q3 24 | 74.4% | — | ||
| Q2 24 | 74.0% | — | ||
| Q1 24 | 77.8% | — |
| Q4 25 | 18.2% | 71.7% | ||
| Q3 25 | 19.6% | 35.6% | ||
| Q2 25 | 17.9% | 34.2% | ||
| Q1 25 | 30.2% | 31.6% | ||
| Q4 24 | 13.4% | 33.4% | ||
| Q3 24 | 19.3% | 32.0% | ||
| Q2 24 | 19.4% | 28.3% | ||
| Q1 24 | 29.0% | 30.4% |
| Q4 25 | 13.0% | 49.4% | ||
| Q3 25 | 12.7% | 27.1% | ||
| Q2 25 | 13.1% | 26.0% | ||
| Q1 25 | 21.7% | 24.1% | ||
| Q4 24 | 10.8% | 25.5% | ||
| Q3 24 | 14.9% | 24.3% | ||
| Q2 24 | 15.0% | 21.6% | ||
| Q1 24 | 23.3% | 23.2% |
| Q4 25 | $0.92 | $6.72 | ||
| Q3 25 | $0.86 | $1.65 | ||
| Q2 25 | $0.87 | $1.50 | ||
| Q1 25 | $1.61 | $1.37 | ||
| Q4 24 | $0.66 | $1.39 | ||
| Q3 24 | $0.88 | $1.30 | ||
| Q2 24 | $0.85 | $1.10 | ||
| Q1 24 | $1.50 | $1.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $162.5M | $132.8M |
| Total DebtLower is stronger | $81.3M | — |
| Stockholders' EquityBook value | $1.1B | $938.4M |
| Total Assets | $7.0B | $8.7B |
| Debt / EquityLower = less leverage | 0.07× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $162.5M | $132.8M | ||
| Q3 25 | $165.2M | $193.5M | ||
| Q2 25 | $398.1M | $212.6M | ||
| Q1 25 | $477.8M | $193.1M | ||
| Q4 24 | $482.4M | $134.4M | ||
| Q3 24 | $778.5M | $132.3M | ||
| Q2 24 | $401.8M | $70.9M | ||
| Q1 24 | $492.7M | $57.1M |
| Q4 25 | $81.3M | — | ||
| Q3 25 | $81.3M | — | ||
| Q2 25 | $162.5M | — | ||
| Q1 25 | $243.8M | — | ||
| Q4 24 | $325.0M | — | ||
| Q3 24 | $325.0M | — | ||
| Q2 24 | $0 | — | ||
| Q1 24 | — | — |
| Q4 25 | $1.1B | $938.4M | ||
| Q3 25 | $1.1B | $788.8M | ||
| Q2 25 | $1.2B | $761.8M | ||
| Q1 25 | $1.2B | $741.4M | ||
| Q4 24 | $1.2B | $713.4M | ||
| Q3 24 | $1.1B | $719.9M | ||
| Q2 24 | $1.0B | $674.6M | ||
| Q1 24 | $1.1B | $667.9M |
| Q4 25 | $7.0B | $8.7B | ||
| Q3 25 | $4.2B | $8.5B | ||
| Q2 25 | $4.4B | $8.4B | ||
| Q1 25 | $5.2B | $8.2B | ||
| Q4 24 | $5.3B | $8.1B | ||
| Q3 24 | $4.0B | $8.0B | ||
| Q2 24 | $4.2B | $7.9B | ||
| Q1 24 | $5.0B | $7.8B |
| Q4 25 | 0.07× | — | ||
| Q3 25 | 0.07× | — | ||
| Q2 25 | 0.13× | — | ||
| Q1 25 | 0.20× | — | ||
| Q4 24 | 0.28× | — | ||
| Q3 24 | 0.29× | — | ||
| Q2 24 | 0.00× | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $117.0M | $38.9M |
| Free Cash FlowOCF − Capex | $113.6M | $31.9M |
| FCF MarginFCF / Revenue | 29.4% | 16.4% |
| Capex IntensityCapex / Revenue | 0.9% | 3.6% |
| Cash ConversionOCF / Net Profit | 2.33× | 0.40× |
| TTM Free Cash FlowTrailing 4 quarters | $461.1M | $105.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $117.0M | $38.9M | ||
| Q3 25 | $86.5M | $34.9M | ||
| Q2 25 | $86.6M | $18.9M | ||
| Q1 25 | $186.0M | $22.2M | ||
| Q4 24 | $54.2M | $95.0M | ||
| Q3 24 | $91.5M | $21.2M | ||
| Q2 24 | $79.9M | $27.3M | ||
| Q1 24 | $167.5M | $23.2M |
| Q4 25 | $113.6M | $31.9M | ||
| Q3 25 | $82.7M | $33.9M | ||
| Q2 25 | $81.1M | $18.3M | ||
| Q1 25 | $183.7M | $20.9M | ||
| Q4 24 | $51.2M | $88.8M | ||
| Q3 24 | $89.1M | $18.9M | ||
| Q2 24 | $73.6M | $26.3M | ||
| Q1 24 | $162.0M | $21.9M |
| Q4 25 | 29.4% | 16.4% | ||
| Q3 25 | 21.8% | 38.8% | ||
| Q2 25 | 21.9% | 22.1% | ||
| Q1 25 | 43.6% | 25.5% | ||
| Q4 24 | 14.7% | 115.1% | ||
| Q3 24 | 26.8% | 24.7% | ||
| Q2 24 | 22.7% | 36.2% | ||
| Q1 24 | 44.2% | 30.0% |
| Q4 25 | 0.9% | 3.6% | ||
| Q3 25 | 1.0% | 1.1% | ||
| Q2 25 | 1.5% | 0.8% | ||
| Q1 25 | 0.5% | 1.7% | ||
| Q4 24 | 0.9% | 8.1% | ||
| Q3 24 | 0.7% | 2.9% | ||
| Q2 24 | 1.9% | 1.3% | ||
| Q1 24 | 1.5% | 1.9% |
| Q4 25 | 2.33× | 0.40× | ||
| Q3 25 | 1.80× | 1.47× | ||
| Q2 25 | 1.78× | 0.88× | ||
| Q1 25 | 2.03× | 1.13× | ||
| Q4 24 | 1.45× | 4.82× | ||
| Q3 24 | 1.84× | 1.14× | ||
| Q2 24 | 1.64× | 1.74× | ||
| Q1 24 | 1.96× | 1.38× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PCTY
| Recurring Fees | $370.1M | 96% |
| Implementation Services And Other | $16.9M | 4% |
TMP
Segment breakdown not available.
