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Side-by-side financial comparison of Ponce Financial Group, Inc. (PDLB) and RxSight, Inc. (RXST). Click either name above to swap in a different company.
RxSight, Inc. is the larger business by last-quarter revenue ($32.6M vs $31.4M, roughly 1.0× Ponce Financial Group, Inc.). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs -28.1%, a 64.4% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs -18.9%). Ponce Financial Group, Inc. produced more free cash flow last quarter ($54.6M vs $-2.3M). Over the past eight quarters, Ponce Financial Group, Inc.'s revenue compounded faster (23.7% CAGR vs 5.1%).
Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.
RxSight, Inc. is a medical technology company focused on developing and commercializing innovative intraocular lens solutions for patients undergoing cataract and refractive lens exchange procedures. Its flagship Light Adjustable Lens allows post-surgery power adjustment via a dedicated light delivery device, serving global ophthalmology care markets to improve post-operative visual outcomes for patients.
PDLB vs RXST — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $31.4M | $32.6M |
| Net Profit | $10.1M | $-9.2M |
| Gross Margin | — | 77.5% |
| Operating Margin | 43.6% | -34.8% |
| Net Margin | 36.3% | -28.1% |
| Revenue YoY | 37.6% | -18.9% |
| Net Profit YoY | 245.6% | -54.1% |
| EPS (diluted) | $0.43 | $-0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $31.4M | $32.6M | ||
| Q3 25 | $26.7M | $30.3M | ||
| Q2 25 | $26.5M | $33.6M | ||
| Q1 25 | $24.6M | $37.9M | ||
| Q4 24 | $22.8M | $40.2M | ||
| Q3 24 | $20.2M | $35.3M | ||
| Q2 24 | $20.2M | $34.9M | ||
| Q1 24 | $20.5M | $29.5M |
| Q4 25 | $10.1M | $-9.2M | ||
| Q3 25 | $6.5M | $-9.8M | ||
| Q2 25 | $6.1M | $-11.8M | ||
| Q1 25 | $6.0M | $-8.2M | ||
| Q4 24 | $2.9M | $-5.9M | ||
| Q3 24 | $2.4M | $-6.3M | ||
| Q2 24 | $3.2M | $-6.1M | ||
| Q1 24 | $2.4M | $-9.1M |
| Q4 25 | — | 77.5% | ||
| Q3 25 | — | 79.9% | ||
| Q2 25 | — | 74.9% | ||
| Q1 25 | — | 74.8% | ||
| Q4 24 | — | 71.6% | ||
| Q3 24 | — | 71.4% | ||
| Q2 24 | — | 69.5% | ||
| Q1 24 | — | 70.1% |
| Q4 25 | 43.6% | -34.8% | ||
| Q3 25 | 32.8% | -40.1% | ||
| Q2 25 | 30.2% | -41.6% | ||
| Q1 25 | 32.5% | -28.2% | ||
| Q4 24 | 19.6% | -21.5% | ||
| Q3 24 | 15.2% | -26.1% | ||
| Q2 24 | 21.8% | -23.9% | ||
| Q1 24 | 18.3% | -36.2% |
| Q4 25 | 36.3% | -28.1% | ||
| Q3 25 | 24.3% | -32.4% | ||
| Q2 25 | 23.0% | -35.0% | ||
| Q1 25 | 24.2% | -21.6% | ||
| Q4 24 | 14.1% | -14.8% | ||
| Q3 24 | 12.1% | -17.9% | ||
| Q2 24 | 15.8% | -17.4% | ||
| Q1 24 | 11.8% | -30.8% |
| Q4 25 | $0.43 | $-0.22 | ||
| Q3 25 | $0.27 | $-0.24 | ||
| Q2 25 | $0.25 | $-0.29 | ||
| Q1 25 | $0.25 | $-0.20 | ||
| Q4 24 | $0.11 | $-0.14 | ||
| Q3 24 | $0.10 | $-0.16 | ||
| Q2 24 | $0.14 | $-0.16 | ||
| Q1 24 | $0.11 | $-0.25 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $126.2M | $228.1M |
| Total DebtLower is stronger | $596.1M | — |
| Stockholders' EquityBook value | $541.5M | $275.7M |
| Total Assets | $3.2B | $311.8M |
| Debt / EquityLower = less leverage | 1.10× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $126.2M | $228.1M | ||
| Q3 25 | $146.6M | $227.5M | ||
| Q2 25 | $126.6M | $227.5M | ||
| Q1 25 | $129.9M | $229.3M | ||
| Q4 24 | $139.8M | $237.2M | ||
| Q3 24 | $155.8M | $237.1M | ||
| Q2 24 | $103.2M | $233.3M | ||
| Q1 24 | $134.7M | $125.4M |
| Q4 25 | $596.1M | — | ||
| Q3 25 | $521.1M | — | ||
| Q2 25 | $536.1M | — | ||
| Q1 25 | $521.1M | — | ||
| Q4 24 | $596.1M | — | ||
| Q3 24 | $580.4M | — | ||
| Q2 24 | $680.4M | — | ||
| Q1 24 | $680.4M | — |
| Q4 25 | $541.5M | $275.7M | ||
| Q3 25 | $529.8M | $276.0M | ||
| Q2 25 | $521.1M | $278.0M | ||
| Q1 25 | $513.9M | $279.3M | ||
| Q4 24 | $505.5M | $281.2M | ||
| Q3 24 | $504.6M | $277.3M | ||
| Q2 24 | $497.7M | $275.2M | ||
| Q1 24 | $493.7M | $163.9M |
| Q4 25 | $3.2B | $311.8M | ||
| Q3 25 | $3.2B | $308.5M | ||
| Q2 25 | $3.2B | $309.0M | ||
| Q1 25 | $3.1B | $313.0M | ||
| Q4 24 | $3.0B | $318.6M | ||
| Q3 24 | $3.0B | $310.5M | ||
| Q2 24 | $2.8B | $305.5M | ||
| Q1 24 | $2.8B | $183.2M |
| Q4 25 | 1.10× | — | ||
| Q3 25 | 0.98× | — | ||
| Q2 25 | 1.03× | — | ||
| Q1 25 | 1.01× | — | ||
| Q4 24 | 1.18× | — | ||
| Q3 24 | 1.15× | — | ||
| Q2 24 | 1.37× | — | ||
| Q1 24 | 1.38× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $55.6M | $-1.1M |
| Free Cash FlowOCF − Capex | $54.6M | $-2.3M |
| FCF MarginFCF / Revenue | 173.9% | -6.9% |
| Capex IntensityCapex / Revenue | 3.1% | 3.5% |
| Cash ConversionOCF / Net Profit | 5.48× | — |
| TTM Free Cash FlowTrailing 4 quarters | $74.3M | $-19.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $55.6M | $-1.1M | ||
| Q3 25 | $1.4M | $-1.2M | ||
| Q2 25 | $6.2M | $-4.4M | ||
| Q1 25 | $13.1M | $-8.8M | ||
| Q4 24 | $7.2M | $-4.3M | ||
| Q3 24 | $-14.6M | $650.0K | ||
| Q2 24 | $-2.6M | $-4.0M | ||
| Q1 24 | $1.5M | $-9.3M |
| Q4 25 | $54.6M | $-2.3M | ||
| Q3 25 | $786.0K | $-1.8M | ||
| Q2 25 | $5.9M | $-5.9M | ||
| Q1 25 | $12.9M | $-9.4M | ||
| Q4 24 | $4.5M | $-5.1M | ||
| Q3 24 | $-15.0M | $-453.0K | ||
| Q2 24 | $-2.6M | $-5.5M | ||
| Q1 24 | $-315.0K | $-11.3M |
| Q4 25 | 173.9% | -6.9% | ||
| Q3 25 | 2.9% | -5.8% | ||
| Q2 25 | 22.4% | -17.6% | ||
| Q1 25 | 52.6% | -24.8% | ||
| Q4 24 | 19.7% | -12.7% | ||
| Q3 24 | -74.1% | -1.3% | ||
| Q2 24 | -13.0% | -15.9% | ||
| Q1 24 | -1.5% | -38.2% |
| Q4 25 | 3.1% | 3.5% | ||
| Q3 25 | 2.3% | 1.9% | ||
| Q2 25 | 1.0% | 4.6% | ||
| Q1 25 | 0.6% | 1.5% | ||
| Q4 24 | 11.9% | 2.1% | ||
| Q3 24 | 2.0% | 3.1% | ||
| Q2 24 | 0.3% | 4.4% | ||
| Q1 24 | 8.7% | 6.7% |
| Q4 25 | 5.48× | — | ||
| Q3 25 | 0.21× | — | ||
| Q2 25 | 1.01× | — | ||
| Q1 25 | 2.20× | — | ||
| Q4 24 | 2.46× | — | ||
| Q3 24 | -5.99× | — | ||
| Q2 24 | -0.80× | — | ||
| Q1 24 | 0.61× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PDLB
Segment breakdown not available.
RXST
| Rxlal | $28.2M | 86% |
| LDD | $3.0M | 9% |
| Service Warranty Service Contracts And Accessories | $1.5M | 4% |
