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Side-by-side financial comparison of Ponce Financial Group, Inc. (PDLB) and Sight Sciences, Inc. (SGHT). Click either name above to swap in a different company.

Ponce Financial Group, Inc. is the larger business by last-quarter revenue ($31.4M vs $20.4M, roughly 1.5× Sight Sciences, Inc.). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs -20.4%, a 56.7% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs 6.9%). Ponce Financial Group, Inc. produced more free cash flow last quarter ($54.6M vs $-2.0M). Over the past eight quarters, Ponce Financial Group, Inc.'s revenue compounded faster (23.7% CAGR vs 2.9%).

Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.

Sight Sciences, Inc. is a commercial-stage medical technology company focused on developing and commercializing innovative products for treating common eye conditions including glaucoma and dry eye disease. It offers minimally invasive surgical devices and non-surgical care solutions, primarily serving ophthalmology clinicians and patients across the United States.

PDLB vs SGHT — Head-to-Head

Bigger by revenue
PDLB
PDLB
1.5× larger
PDLB
$31.4M
$20.4M
SGHT
Growing faster (revenue YoY)
PDLB
PDLB
+30.7% gap
PDLB
37.6%
6.9%
SGHT
Higher net margin
PDLB
PDLB
56.7% more per $
PDLB
36.3%
-20.4%
SGHT
More free cash flow
PDLB
PDLB
$56.6M more FCF
PDLB
$54.6M
$-2.0M
SGHT
Faster 2-yr revenue CAGR
PDLB
PDLB
Annualised
PDLB
23.7%
2.9%
SGHT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
PDLB
PDLB
SGHT
SGHT
Revenue
$31.4M
$20.4M
Net Profit
$10.1M
$-4.2M
Gross Margin
87.3%
Operating Margin
43.6%
-18.0%
Net Margin
36.3%
-20.4%
Revenue YoY
37.6%
6.9%
Net Profit YoY
245.6%
64.9%
EPS (diluted)
$0.43
$-0.07

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PDLB
PDLB
SGHT
SGHT
Q4 25
$31.4M
$20.4M
Q3 25
$26.7M
$19.9M
Q2 25
$26.5M
$19.6M
Q1 25
$24.6M
$17.5M
Q4 24
$22.8M
$19.1M
Q3 24
$20.2M
$20.2M
Q2 24
$20.2M
$21.4M
Q1 24
$20.5M
$19.3M
Net Profit
PDLB
PDLB
SGHT
SGHT
Q4 25
$10.1M
$-4.2M
Q3 25
$6.5M
$-8.2M
Q2 25
$6.1M
$-11.9M
Q1 25
$6.0M
$-14.2M
Q4 24
$2.9M
$-11.8M
Q3 24
$2.4M
$-11.1M
Q2 24
$3.2M
$-12.3M
Q1 24
$2.4M
$-16.3M
Gross Margin
PDLB
PDLB
SGHT
SGHT
Q4 25
87.3%
Q3 25
86.4%
Q2 25
84.8%
Q1 25
86.2%
Q4 24
86.8%
Q3 24
83.9%
Q2 24
85.8%
Q1 24
85.5%
Operating Margin
PDLB
PDLB
SGHT
SGHT
Q4 25
43.6%
-18.0%
Q3 25
32.8%
-39.7%
Q2 25
30.2%
-59.6%
Q1 25
32.5%
-79.2%
Q4 24
19.6%
-62.5%
Q3 24
15.2%
-55.7%
Q2 24
21.8%
-59.2%
Q1 24
18.3%
-76.4%
Net Margin
PDLB
PDLB
SGHT
SGHT
Q4 25
36.3%
-20.4%
Q3 25
24.3%
-41.0%
Q2 25
23.0%
-61.0%
Q1 25
24.2%
-80.8%
Q4 24
14.1%
-62.1%
Q3 24
12.1%
-54.9%
Q2 24
15.8%
-57.7%
Q1 24
11.8%
-84.4%
EPS (diluted)
PDLB
PDLB
SGHT
SGHT
Q4 25
$0.43
$-0.07
Q3 25
$0.27
$-0.16
Q2 25
$0.25
$-0.23
Q1 25
$0.25
$-0.28
Q4 24
$0.11
$-0.23
Q3 24
$0.10
$-0.22
Q2 24
$0.14
$-0.25
Q1 24
$0.11
$-0.33

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PDLB
PDLB
SGHT
SGHT
Cash + ST InvestmentsLiquidity on hand
$126.2M
$92.0M
Total DebtLower is stronger
$596.1M
$42.4M
Stockholders' EquityBook value
$541.5M
$63.9M
Total Assets
$3.2B
$115.3M
Debt / EquityLower = less leverage
1.10×
0.66×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PDLB
PDLB
SGHT
SGHT
Q4 25
$126.2M
$92.0M
Q3 25
$146.6M
$92.4M
Q2 25
$126.6M
$101.5M
Q1 25
$129.9M
$108.8M
Q4 24
$139.8M
$120.4M
Q3 24
$155.8M
$118.6M
Q2 24
$103.2M
$118.2M
Q1 24
$134.7M
$127.3M
Total Debt
PDLB
PDLB
SGHT
SGHT
Q4 25
$596.1M
$42.4M
Q3 25
$521.1M
$42.4M
Q2 25
$536.1M
$42.4M
Q1 25
$521.1M
$42.4M
Q4 24
$596.1M
$40.0M
Q3 24
$580.4M
$37.1M
Q2 24
$680.4M
$35.0M
Q1 24
$680.4M
$35.0M
Stockholders' Equity
PDLB
PDLB
SGHT
SGHT
Q4 25
$541.5M
$63.9M
Q3 25
$529.8M
$64.3M
Q2 25
$521.1M
$70.0M
Q1 25
$513.9M
$77.6M
Q4 24
$505.5M
$87.5M
Q3 24
$504.6M
$95.0M
Q2 24
$497.7M
$101.6M
Q1 24
$493.7M
$109.2M
Total Assets
PDLB
PDLB
SGHT
SGHT
Q4 25
$3.2B
$115.3M
Q3 25
$3.2B
$116.3M
Q2 25
$3.2B
$122.0M
Q1 25
$3.1B
$129.7M
Q4 24
$3.0B
$142.8M
Q3 24
$3.0B
$143.6M
Q2 24
$2.8B
$149.7M
Q1 24
$2.8B
$155.6M
Debt / Equity
PDLB
PDLB
SGHT
SGHT
Q4 25
1.10×
0.66×
Q3 25
0.98×
0.66×
Q2 25
1.03×
0.61×
Q1 25
1.01×
0.55×
Q4 24
1.18×
0.46×
Q3 24
1.15×
0.39×
Q2 24
1.37×
0.34×
Q1 24
1.38×
0.32×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PDLB
PDLB
SGHT
SGHT
Operating Cash FlowLast quarter
$55.6M
$-1.8M
Free Cash FlowOCF − Capex
$54.6M
$-2.0M
FCF MarginFCF / Revenue
173.9%
-9.7%
Capex IntensityCapex / Revenue
3.1%
0.8%
Cash ConversionOCF / Net Profit
5.48×
TTM Free Cash FlowTrailing 4 quarters
$74.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PDLB
PDLB
SGHT
SGHT
Q4 25
$55.6M
$-1.8M
Q3 25
$1.4M
$-8.7M
Q2 25
$6.2M
$-7.5M
Q1 25
$13.1M
$-11.6M
Q4 24
$7.2M
$-3.5M
Q3 24
$-14.6M
$362.0K
Q2 24
$-2.6M
$-9.5M
Q1 24
$1.5M
$-9.8M
Free Cash Flow
PDLB
PDLB
SGHT
SGHT
Q4 25
$54.6M
$-2.0M
Q3 25
$786.0K
$-8.9M
Q2 25
$5.9M
$-7.8M
Q1 25
$12.9M
Q4 24
$4.5M
$-3.6M
Q3 24
$-15.0M
$311.0K
Q2 24
$-2.6M
$-9.5M
Q1 24
$-315.0K
$-9.9M
FCF Margin
PDLB
PDLB
SGHT
SGHT
Q4 25
173.9%
-9.7%
Q3 25
2.9%
-44.7%
Q2 25
22.4%
-39.6%
Q1 25
52.6%
Q4 24
19.7%
-18.9%
Q3 24
-74.1%
1.5%
Q2 24
-13.0%
-44.7%
Q1 24
-1.5%
-51.4%
Capex Intensity
PDLB
PDLB
SGHT
SGHT
Q4 25
3.1%
0.8%
Q3 25
2.3%
0.9%
Q2 25
1.0%
1.1%
Q1 25
0.6%
0.0%
Q4 24
11.9%
0.7%
Q3 24
2.0%
0.3%
Q2 24
0.3%
0.4%
Q1 24
8.7%
0.6%
Cash Conversion
PDLB
PDLB
SGHT
SGHT
Q4 25
5.48×
Q3 25
0.21×
Q2 25
1.01×
Q1 25
2.20×
Q4 24
2.46×
Q3 24
-5.99×
Q2 24
-0.80×
Q1 24
0.61×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PDLB
PDLB

Segment breakdown not available.

SGHT
SGHT

Surgical Glaucoma$19.7M96%
Other$724.0K4%

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