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Side-by-side financial comparison of PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK) and RxSight, Inc. (RXST). Click either name above to swap in a different company.
RxSight, Inc. is the larger business by last-quarter revenue ($32.6M vs $21.5M, roughly 1.5× PEOPLES BANCORP OF NORTH CAROLINA INC). PEOPLES BANCORP OF NORTH CAROLINA INC runs the higher net margin — 30.8% vs -28.1%, a 58.9% gap on every dollar of revenue. On growth, PEOPLES BANCORP OF NORTH CAROLINA INC posted the faster year-over-year revenue change (5.6% vs -18.9%). PEOPLES BANCORP OF NORTH CAROLINA INC produced more free cash flow last quarter ($20.0M vs $-2.3M). Over the past eight quarters, RxSight, Inc.'s revenue compounded faster (5.1% CAGR vs 4.2%).
PEOPLES BANCORP OF NORTH CAROLINA INC is a regional bank holding company headquartered in North Carolina, U.S. It offers a full suite of personal and commercial banking services including deposit accounts, consumer and business loans, mortgage services, and wealth management solutions, primarily serving local residents, small and medium-sized enterprises, and community organizations across its operating areas in North Carolina.
RxSight, Inc. is a medical technology company focused on developing and commercializing innovative intraocular lens solutions for patients undergoing cataract and refractive lens exchange procedures. Its flagship Light Adjustable Lens allows post-surgery power adjustment via a dedicated light delivery device, serving global ophthalmology care markets to improve post-operative visual outcomes for patients.
PEBK vs RXST — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $21.5M | $32.6M |
| Net Profit | $6.6M | $-9.2M |
| Gross Margin | — | 77.5% |
| Operating Margin | 40.7% | -34.8% |
| Net Margin | 30.8% | -28.1% |
| Revenue YoY | 5.6% | -18.9% |
| Net Profit YoY | 86.4% | -54.1% |
| EPS (diluted) | $1.21 | $-0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $21.5M | $32.6M | ||
| Q3 25 | $21.4M | $30.3M | ||
| Q2 25 | $20.7M | $33.6M | ||
| Q1 25 | $20.0M | $37.9M | ||
| Q4 24 | $20.4M | $40.2M | ||
| Q3 24 | $20.5M | $35.3M | ||
| Q2 24 | $20.1M | $34.9M | ||
| Q1 24 | $19.8M | $29.5M |
| Q4 25 | $6.6M | $-9.2M | ||
| Q3 25 | $3.7M | $-9.8M | ||
| Q2 25 | $5.2M | $-11.8M | ||
| Q1 25 | $4.3M | $-8.2M | ||
| Q4 24 | $3.6M | $-5.9M | ||
| Q3 24 | $4.0M | $-6.3M | ||
| Q2 24 | $4.9M | $-6.1M | ||
| Q1 24 | $3.9M | $-9.1M |
| Q4 25 | — | 77.5% | ||
| Q3 25 | — | 79.9% | ||
| Q2 25 | — | 74.9% | ||
| Q1 25 | — | 74.8% | ||
| Q4 24 | — | 71.6% | ||
| Q3 24 | — | 71.4% | ||
| Q2 24 | — | 69.5% | ||
| Q1 24 | — | 70.1% |
| Q4 25 | 40.7% | -34.8% | ||
| Q3 25 | 22.4% | -40.1% | ||
| Q2 25 | 32.2% | -41.6% | ||
| Q1 25 | 28.2% | -28.2% | ||
| Q4 24 | 22.5% | -21.5% | ||
| Q3 24 | 26.0% | -26.1% | ||
| Q2 24 | 31.3% | -23.9% | ||
| Q1 24 | 23.9% | -36.2% |
| Q4 25 | 30.8% | -28.1% | ||
| Q3 25 | 17.2% | -32.4% | ||
| Q2 25 | 24.9% | -35.0% | ||
| Q1 25 | 21.8% | -21.6% | ||
| Q4 24 | 17.5% | -14.8% | ||
| Q3 24 | 19.3% | -17.9% | ||
| Q2 24 | 24.4% | -17.4% | ||
| Q1 24 | 19.9% | -30.8% |
| Q4 25 | $1.21 | $-0.22 | ||
| Q3 25 | $0.67 | $-0.24 | ||
| Q2 25 | $0.95 | $-0.29 | ||
| Q1 25 | $0.79 | $-0.20 | ||
| Q4 24 | $0.65 | $-0.14 | ||
| Q3 24 | $0.72 | $-0.16 | ||
| Q2 24 | $0.89 | $-0.16 | ||
| Q1 24 | $0.72 | $-0.25 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $58.1M | $228.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $157.1M | $275.7M |
| Total Assets | $1.7B | $311.8M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $58.1M | $228.1M | ||
| Q3 25 | — | $227.5M | ||
| Q2 25 | — | $227.5M | ||
| Q1 25 | — | $229.3M | ||
| Q4 24 | $59.3M | $237.2M | ||
| Q3 24 | $73.2M | $237.1M | ||
| Q2 24 | — | $233.3M | ||
| Q1 24 | — | $125.4M |
| Q4 25 | $157.1M | $275.7M | ||
| Q3 25 | $149.5M | $276.0M | ||
| Q2 25 | $144.0M | $278.0M | ||
| Q1 25 | $138.5M | $279.3M | ||
| Q4 24 | $130.6M | $281.2M | ||
| Q3 24 | $136.3M | $277.3M | ||
| Q2 24 | $124.3M | $275.2M | ||
| Q1 24 | $121.1M | $163.9M |
| Q4 25 | $1.7B | $311.8M | ||
| Q3 25 | $1.7B | $308.5M | ||
| Q2 25 | $1.7B | $309.0M | ||
| Q1 25 | $1.7B | $313.0M | ||
| Q4 24 | $1.7B | $318.6M | ||
| Q3 24 | $1.7B | $310.5M | ||
| Q2 24 | $1.7B | $305.5M | ||
| Q1 24 | $1.7B | $183.2M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $21.4M | $-1.1M |
| Free Cash FlowOCF − Capex | $20.0M | $-2.3M |
| FCF MarginFCF / Revenue | 92.7% | -6.9% |
| Capex IntensityCapex / Revenue | 6.6% | 3.5% |
| Cash ConversionOCF / Net Profit | 3.22× | — |
| TTM Free Cash FlowTrailing 4 quarters | $34.9M | $-19.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $21.4M | $-1.1M | ||
| Q3 25 | $4.7M | $-1.2M | ||
| Q2 25 | $5.5M | $-4.4M | ||
| Q1 25 | $5.9M | $-8.8M | ||
| Q4 24 | $20.6M | $-4.3M | ||
| Q3 24 | $4.9M | $650.0K | ||
| Q2 24 | $6.7M | $-4.0M | ||
| Q1 24 | $3.7M | $-9.3M |
| Q4 25 | $20.0M | $-2.3M | ||
| Q3 25 | $4.4M | $-1.8M | ||
| Q2 25 | $5.4M | $-5.9M | ||
| Q1 25 | $5.2M | $-9.4M | ||
| Q4 24 | $20.0M | $-5.1M | ||
| Q3 24 | $4.7M | $-453.0K | ||
| Q2 24 | $6.6M | $-5.5M | ||
| Q1 24 | $3.5M | $-11.3M |
| Q4 25 | 92.7% | -6.9% | ||
| Q3 25 | 20.4% | -5.8% | ||
| Q2 25 | 25.9% | -17.6% | ||
| Q1 25 | 25.8% | -24.8% | ||
| Q4 24 | 98.0% | -12.7% | ||
| Q3 24 | 22.9% | -1.3% | ||
| Q2 24 | 32.7% | -15.9% | ||
| Q1 24 | 17.9% | -38.2% |
| Q4 25 | 6.6% | 3.5% | ||
| Q3 25 | 1.5% | 1.9% | ||
| Q2 25 | 0.5% | 4.6% | ||
| Q1 25 | 3.8% | 1.5% | ||
| Q4 24 | 2.9% | 2.1% | ||
| Q3 24 | 1.0% | 3.1% | ||
| Q2 24 | 0.4% | 4.4% | ||
| Q1 24 | 0.6% | 6.7% |
| Q4 25 | 3.22× | — | ||
| Q3 25 | 1.27× | — | ||
| Q2 25 | 1.06× | — | ||
| Q1 25 | 1.36× | — | ||
| Q4 24 | 5.78× | — | ||
| Q3 24 | 1.24× | — | ||
| Q2 24 | 1.36× | — | ||
| Q1 24 | 0.93× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PEBK
Segment breakdown not available.
RXST
| Rxlal | $28.2M | 86% |
| LDD | $3.0M | 9% |
| Service Warranty Service Contracts And Accessories | $1.5M | 4% |
