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Side-by-side financial comparison of Creative Media & Community Trust Corp (CMCT) and PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK). Click either name above to swap in a different company.
Creative Media & Community Trust Corp is the larger business by last-quarter revenue ($28.5M vs $21.5M, roughly 1.3× PEOPLES BANCORP OF NORTH CAROLINA INC). PEOPLES BANCORP OF NORTH CAROLINA INC runs the higher net margin — 30.8% vs -125.8%, a 156.6% gap on every dollar of revenue. On growth, PEOPLES BANCORP OF NORTH CAROLINA INC posted the faster year-over-year revenue change (5.6% vs 3.6%). Over the past eight quarters, PEOPLES BANCORP OF NORTH CAROLINA INC's revenue compounded faster (4.2% CAGR vs -8.5%).
Creative Media & Community Trust Corp is a U.S.-headquartered real estate investment trust operating two core segments: it owns, manages and develops creative media facilities including professional film and TV production studios, plus community-focused assets such as affordable housing, neighborhood healthcare centers and local commercial spaces, serving media operators and local communities nationwide.
PEOPLES BANCORP OF NORTH CAROLINA INC is a regional bank holding company headquartered in North Carolina, U.S. It offers a full suite of personal and commercial banking services including deposit accounts, consumer and business loans, mortgage services, and wealth management solutions, primarily serving local residents, small and medium-sized enterprises, and community organizations across its operating areas in North Carolina.
CMCT vs PEBK — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $28.5M | $21.5M |
| Net Profit | $-11.4M | $6.6M |
| Gross Margin | — | — |
| Operating Margin | -125.6% | 40.7% |
| Net Margin | -125.8% | 30.8% |
| Revenue YoY | 3.6% | 5.6% |
| Net Profit YoY | -11.4% | 86.4% |
| EPS (diluted) | $-3.89 | $1.21 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $28.5M | $21.5M | ||
| Q3 25 | $26.2M | $21.4M | ||
| Q2 25 | $29.7M | $20.7M | ||
| Q1 25 | $32.3M | $20.0M | ||
| Q4 24 | $27.5M | $20.4M | ||
| Q3 24 | $28.6M | $20.5M | ||
| Q2 24 | $34.4M | $20.1M | ||
| Q1 24 | $34.0M | $19.8M |
| Q4 25 | $-11.4M | $6.6M | ||
| Q3 25 | $-12.5M | $3.7M | ||
| Q2 25 | $-9.0M | $5.2M | ||
| Q1 25 | $-6.1M | $4.3M | ||
| Q4 24 | $-10.3M | $3.6M | ||
| Q3 24 | $-10.4M | $4.0M | ||
| Q2 24 | $-796.0K | $4.9M | ||
| Q1 24 | $-3.7M | $3.9M |
| Q4 25 | -125.6% | 40.7% | ||
| Q3 25 | -47.7% | 22.4% | ||
| Q2 25 | -30.3% | 32.2% | ||
| Q1 25 | -19.0% | 28.2% | ||
| Q4 24 | -128.8% | 22.5% | ||
| Q3 24 | -36.9% | 26.0% | ||
| Q2 24 | -1.6% | 31.3% | ||
| Q1 24 | -10.7% | 23.9% |
| Q4 25 | -125.8% | 30.8% | ||
| Q3 25 | -47.5% | 17.2% | ||
| Q2 25 | -30.3% | 24.9% | ||
| Q1 25 | -18.9% | 21.8% | ||
| Q4 24 | -129.8% | 17.5% | ||
| Q3 24 | -36.3% | 19.3% | ||
| Q2 24 | -2.3% | 24.4% | ||
| Q1 24 | -11.0% | 19.9% |
| Q4 25 | $-3.89 | $1.21 | ||
| Q3 25 | $-23.52 | $0.67 | ||
| Q2 25 | $-18.94 | $0.95 | ||
| Q1 25 | $-20.73 | $0.79 | ||
| Q4 24 | $97.71 | $0.65 | ||
| Q3 24 | $-305.04 | $0.72 | ||
| Q2 24 | $-98.64 | $0.89 | ||
| Q1 24 | $-125.46 | $0.72 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $15.4M | $58.1M |
| Total DebtLower is stronger | $509.8M | — |
| Stockholders' EquityBook value | $265.4M | $157.1M |
| Total Assets | $859.2M | $1.7B |
| Debt / EquityLower = less leverage | 1.92× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $15.4M | $58.1M | ||
| Q3 25 | $17.3M | — | ||
| Q2 25 | $27.8M | — | ||
| Q1 25 | $19.8M | — | ||
| Q4 24 | $20.3M | $59.3M | ||
| Q3 24 | $18.5M | $73.2M | ||
| Q2 24 | $29.3M | — | ||
| Q1 24 | $21.3M | — |
| Q4 25 | $509.8M | — | ||
| Q3 25 | $527.8M | — | ||
| Q2 25 | $535.6M | — | ||
| Q1 25 | $512.7M | — | ||
| Q4 24 | $505.7M | — | ||
| Q3 24 | $478.3M | — | ||
| Q2 24 | $485.1M | — | ||
| Q1 24 | $472.8M | — |
| Q4 25 | $265.4M | $157.1M | ||
| Q3 25 | $281.9M | $149.5M | ||
| Q2 25 | $287.1M | $144.0M | ||
| Q1 25 | $293.0M | $138.5M | ||
| Q4 24 | $304.5M | $130.6M | ||
| Q3 24 | $321.0M | $136.3M | ||
| Q2 24 | $351.1M | $124.3M | ||
| Q1 24 | $369.9M | $121.1M |
| Q4 25 | $859.2M | $1.7B | ||
| Q3 25 | $871.8M | $1.7B | ||
| Q2 25 | $885.0M | $1.7B | ||
| Q1 25 | $882.3M | $1.7B | ||
| Q4 24 | $889.6M | $1.7B | ||
| Q3 24 | $868.0M | $1.7B | ||
| Q2 24 | $891.2M | $1.7B | ||
| Q1 24 | $887.5M | $1.7B |
| Q4 25 | 1.92× | — | ||
| Q3 25 | 1.87× | — | ||
| Q2 25 | 1.87× | — | ||
| Q1 25 | 1.75× | — | ||
| Q4 24 | 1.66× | — | ||
| Q3 24 | 1.49× | — | ||
| Q2 24 | 1.38× | — | ||
| Q1 24 | 1.28× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $5.8M | $21.4M |
| Free Cash FlowOCF − Capex | — | $20.0M |
| FCF MarginFCF / Revenue | — | 92.7% |
| Capex IntensityCapex / Revenue | — | 6.6% |
| Cash ConversionOCF / Net Profit | — | 3.22× |
| TTM Free Cash FlowTrailing 4 quarters | — | $34.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $5.8M | $21.4M | ||
| Q3 25 | $3.7M | $4.7M | ||
| Q2 25 | $-2.5M | $5.5M | ||
| Q1 25 | $1.2M | $5.9M | ||
| Q4 24 | $17.0M | $20.6M | ||
| Q3 24 | $10.3M | $4.9M | ||
| Q2 24 | $3.9M | $6.7M | ||
| Q1 24 | $1.6M | $3.7M |
| Q4 25 | — | $20.0M | ||
| Q3 25 | — | $4.4M | ||
| Q2 25 | — | $5.4M | ||
| Q1 25 | — | $5.2M | ||
| Q4 24 | — | $20.0M | ||
| Q3 24 | — | $4.7M | ||
| Q2 24 | — | $6.6M | ||
| Q1 24 | — | $3.5M |
| Q4 25 | — | 92.7% | ||
| Q3 25 | — | 20.4% | ||
| Q2 25 | — | 25.9% | ||
| Q1 25 | — | 25.8% | ||
| Q4 24 | — | 98.0% | ||
| Q3 24 | — | 22.9% | ||
| Q2 24 | — | 32.7% | ||
| Q1 24 | — | 17.9% |
| Q4 25 | — | 6.6% | ||
| Q3 25 | — | 1.5% | ||
| Q2 25 | — | 0.5% | ||
| Q1 25 | — | 3.8% | ||
| Q4 24 | — | 2.9% | ||
| Q3 24 | — | 1.0% | ||
| Q2 24 | — | 0.4% | ||
| Q1 24 | — | 0.6% |
| Q4 25 | — | 3.22× | ||
| Q3 25 | — | 1.27× | ||
| Q2 25 | — | 1.06× | ||
| Q1 25 | — | 1.36× | ||
| Q4 24 | — | 5.78× | ||
| Q3 24 | — | 1.24× | ||
| Q2 24 | — | 1.36× | ||
| Q1 24 | — | 0.93× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
