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Side-by-side financial comparison of PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK) and SS Innovations International, Inc. (SSII). Click either name above to swap in a different company.
PEOPLES BANCORP OF NORTH CAROLINA INC is the larger business by last-quarter revenue ($21.5M vs $14.5M, roughly 1.5× SS Innovations International, Inc.). PEOPLES BANCORP OF NORTH CAROLINA INC runs the higher net margin — 30.8% vs -17.0%, a 47.8% gap on every dollar of revenue. On growth, SS Innovations International, Inc. posted the faster year-over-year revenue change (79.1% vs 5.6%). PEOPLES BANCORP OF NORTH CAROLINA INC produced more free cash flow last quarter ($20.0M vs $-3.2M). Over the past eight quarters, SS Innovations International, Inc.'s revenue compounded faster (99.9% CAGR vs 4.2%).
PEOPLES BANCORP OF NORTH CAROLINA INC is a regional bank holding company headquartered in North Carolina, U.S. It offers a full suite of personal and commercial banking services including deposit accounts, consumer and business loans, mortgage services, and wealth management solutions, primarily serving local residents, small and medium-sized enterprises, and community organizations across its operating areas in North Carolina.
SS Innovations International, Inc. is a global medical technology enterprise specializing in the research, development and manufacturing of innovative surgical robotic systems. It provides high-precision, accessible robotic platforms for minimally invasive surgery, catering to healthcare facilities across multiple regions to boost surgical outcomes and cut procedural burdens.
PEBK vs SSII — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $21.5M | $14.5M |
| Net Profit | $6.6M | $-2.5M |
| Gross Margin | — | 43.9% |
| Operating Margin | 40.7% | -3.7% |
| Net Margin | 30.8% | -17.0% |
| Revenue YoY | 5.6% | 79.1% |
| Net Profit YoY | 86.4% | -28.5% |
| EPS (diluted) | $1.21 | $-0.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $21.5M | $14.5M | ||
| Q3 25 | $21.4M | $12.8M | ||
| Q2 25 | $20.7M | $10.0M | ||
| Q1 25 | $20.0M | $5.1M | ||
| Q4 24 | $20.4M | $8.1M | ||
| Q3 24 | $20.5M | $4.4M | ||
| Q2 24 | $20.1M | $4.5M | ||
| Q1 24 | $19.8M | $3.6M |
| Q4 25 | $6.6M | $-2.5M | ||
| Q3 25 | $3.7M | $-3.7M | ||
| Q2 25 | $5.2M | $-256.7K | ||
| Q1 25 | $4.3M | $-5.7M | ||
| Q4 24 | $3.6M | $-1.9M | ||
| Q3 24 | $4.0M | $-3.2M | ||
| Q2 24 | $4.9M | $-4.1M | ||
| Q1 24 | $3.9M | $-9.8M |
| Q4 25 | — | 43.9% | ||
| Q3 25 | — | 48.1% | ||
| Q2 25 | — | 59.1% | ||
| Q1 25 | — | 21.2% | ||
| Q4 24 | — | 48.9% | ||
| Q3 24 | — | 52.8% | ||
| Q2 24 | — | 31.9% | ||
| Q1 24 | — | 20.0% |
| Q4 25 | 40.7% | -3.7% | ||
| Q3 25 | 22.4% | -14.3% | ||
| Q2 25 | 32.2% | 1.0% | ||
| Q1 25 | 28.2% | -115.6% | ||
| Q4 24 | 22.5% | -22.7% | ||
| Q3 24 | 26.0% | -73.1% | ||
| Q2 24 | 31.3% | -90.9% | ||
| Q1 24 | 23.9% | -270.3% |
| Q4 25 | 30.8% | -17.0% | ||
| Q3 25 | 17.2% | -29.0% | ||
| Q2 25 | 24.9% | -2.6% | ||
| Q1 25 | 21.8% | -111.0% | ||
| Q4 24 | 17.5% | -23.7% | ||
| Q3 24 | 19.3% | -74.0% | ||
| Q2 24 | 24.4% | -91.8% | ||
| Q1 24 | 19.9% | -270.5% |
| Q4 25 | $1.21 | $-0.01 | ||
| Q3 25 | $0.67 | $-0.02 | ||
| Q2 25 | $0.95 | $0.00 | ||
| Q1 25 | $0.79 | $-0.03 | ||
| Q4 24 | $0.65 | $-0.01 | ||
| Q3 24 | $0.72 | $-0.02 | ||
| Q2 24 | $0.89 | $-0.02 | ||
| Q1 24 | $0.72 | $-0.06 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $58.1M | $3.2M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $157.1M | $38.2M |
| Total Assets | $1.7B | $74.2M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $58.1M | $3.2M | ||
| Q3 25 | — | $5.7M | ||
| Q2 25 | — | $11.4M | ||
| Q1 25 | — | $15.9M | ||
| Q4 24 | $59.3M | $466.5K | ||
| Q3 24 | $73.2M | $220.4K | ||
| Q2 24 | — | $608.2K | ||
| Q1 24 | — | $948.1K |
| Q4 25 | $157.1M | $38.2M | ||
| Q3 25 | $149.5M | $39.6M | ||
| Q2 25 | $144.0M | $42.0M | ||
| Q1 25 | $138.5M | $40.6M | ||
| Q4 24 | $130.6M | $13.5M | ||
| Q3 24 | $136.3M | $13.7M | ||
| Q2 24 | $124.3M | $14.8M | ||
| Q1 24 | $121.1M | $16.7M |
| Q4 25 | $1.7B | $74.2M | ||
| Q3 25 | $1.7B | $69.6M | ||
| Q2 25 | $1.7B | $70.0M | ||
| Q1 25 | $1.7B | $63.5M | ||
| Q4 24 | $1.7B | $42.4M | ||
| Q3 24 | $1.7B | $39.0M | ||
| Q2 24 | $1.7B | $35.7M | ||
| Q1 24 | $1.7B | $35.2M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $21.4M | $-1.5M |
| Free Cash FlowOCF − Capex | $20.0M | $-3.2M |
| FCF MarginFCF / Revenue | 92.7% | -22.3% |
| Capex IntensityCapex / Revenue | 6.6% | 11.8% |
| Cash ConversionOCF / Net Profit | 3.22× | — |
| TTM Free Cash FlowTrailing 4 quarters | $34.9M | $-22.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $21.4M | $-1.5M | ||
| Q3 25 | $4.7M | $-7.5M | ||
| Q2 25 | $5.5M | $-3.5M | ||
| Q1 25 | $5.9M | $-6.1M | ||
| Q4 24 | $20.6M | $-3.3M | ||
| Q3 24 | $4.9M | $-2.5M | ||
| Q2 24 | $6.7M | $-1.0M | ||
| Q1 24 | $3.7M | $-2.7M |
| Q4 25 | $20.0M | $-3.2M | ||
| Q3 25 | $4.4M | $-8.2M | ||
| Q2 25 | $5.4M | $-3.8M | ||
| Q1 25 | $5.2M | $-7.0M | ||
| Q4 24 | $20.0M | $-3.4M | ||
| Q3 24 | $4.7M | $-4.2M | ||
| Q2 24 | $6.6M | $-3.1M | ||
| Q1 24 | $3.5M | $-2.8M |
| Q4 25 | 92.7% | -22.3% | ||
| Q3 25 | 20.4% | -64.1% | ||
| Q2 25 | 25.9% | -37.7% | ||
| Q1 25 | 25.8% | -136.2% | ||
| Q4 24 | 98.0% | -41.7% | ||
| Q3 24 | 22.9% | -96.9% | ||
| Q2 24 | 32.7% | -69.5% | ||
| Q1 24 | 17.9% | -76.9% |
| Q4 25 | 6.6% | 11.8% | ||
| Q3 25 | 1.5% | 5.9% | ||
| Q2 25 | 0.5% | 3.2% | ||
| Q1 25 | 3.8% | 17.0% | ||
| Q4 24 | 2.9% | 1.5% | ||
| Q3 24 | 1.0% | 38.8% | ||
| Q2 24 | 0.4% | 46.8% | ||
| Q1 24 | 0.6% | 3.5% |
| Q4 25 | 3.22× | — | ||
| Q3 25 | 1.27× | — | ||
| Q2 25 | 1.06× | — | ||
| Q1 25 | 1.36× | — | ||
| Q4 24 | 5.78× | — | ||
| Q3 24 | 1.24× | — | ||
| Q2 24 | 1.36× | — | ||
| Q1 24 | 0.93× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PEBK
Segment breakdown not available.
SSII
| System Sales | $13.4M | 92% |
| Other | $1.2M | 8% |
