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Side-by-side financial comparison of PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK) and SYPRIS SOLUTIONS INC (SYPR). Click either name above to swap in a different company.
SYPRIS SOLUTIONS INC is the larger business by last-quarter revenue ($30.3M vs $21.5M, roughly 1.4× PEOPLES BANCORP OF NORTH CAROLINA INC). PEOPLES BANCORP OF NORTH CAROLINA INC runs the higher net margin — 30.8% vs -12.9%, a 43.7% gap on every dollar of revenue. On growth, PEOPLES BANCORP OF NORTH CAROLINA INC posted the faster year-over-year revenue change (5.6% vs -9.5%). PEOPLES BANCORP OF NORTH CAROLINA INC produced more free cash flow last quarter ($20.0M vs $-1.5M). Over the past eight quarters, PEOPLES BANCORP OF NORTH CAROLINA INC's revenue compounded faster (4.2% CAGR vs -7.7%).
PEOPLES BANCORP OF NORTH CAROLINA INC is a regional bank holding company headquartered in North Carolina, U.S. It offers a full suite of personal and commercial banking services including deposit accounts, consumer and business loans, mortgage services, and wealth management solutions, primarily serving local residents, small and medium-sized enterprises, and community organizations across its operating areas in North Carolina.
Sypris Solutions Inc. is a U.S.-headquartered provider of highly engineered components and specialized technical services, primarily serving aerospace, defense, automotive and commercial industrial markets. It delivers custom manufacturing, performance testing, and value-added engineering support for mission-critical systems and parts for global enterprise clients.
PEBK vs SYPR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $21.5M | $30.3M |
| Net Profit | $6.6M | $-3.9M |
| Gross Margin | — | 4.6% |
| Operating Margin | 40.7% | -10.9% |
| Net Margin | 30.8% | -12.9% |
| Revenue YoY | 5.6% | -9.5% |
| Net Profit YoY | 86.4% | -2992.6% |
| EPS (diluted) | $1.21 | $-0.17 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $21.5M | $30.3M | ||
| Q3 25 | $21.4M | $28.7M | ||
| Q2 25 | $20.7M | $31.4M | ||
| Q1 25 | $20.0M | $29.5M | ||
| Q4 24 | $20.4M | $33.4M | ||
| Q3 24 | $20.5M | $35.7M | ||
| Q2 24 | $20.1M | $35.5M | ||
| Q1 24 | $19.8M | $35.6M |
| Q4 25 | $6.6M | $-3.9M | ||
| Q3 25 | $3.7M | $517.0K | ||
| Q2 25 | $5.2M | $-2.1M | ||
| Q1 25 | $4.3M | $-899.0K | ||
| Q4 24 | $3.6M | $135.0K | ||
| Q3 24 | $4.0M | $390.0K | ||
| Q2 24 | $4.9M | $16.0K | ||
| Q1 24 | $3.9M | $-2.2M |
| Q4 25 | — | 4.6% | ||
| Q3 25 | — | 7.2% | ||
| Q2 25 | — | 8.2% | ||
| Q1 25 | — | 11.4% | ||
| Q4 24 | — | 16.1% | ||
| Q3 24 | — | 16.8% | ||
| Q2 24 | — | 15.9% | ||
| Q1 24 | — | 8.1% |
| Q4 25 | 40.7% | -10.9% | ||
| Q3 25 | 22.4% | -6.1% | ||
| Q2 25 | 32.2% | -4.6% | ||
| Q1 25 | 28.2% | -0.4% | ||
| Q4 24 | 22.5% | 3.9% | ||
| Q3 24 | 26.0% | 4.8% | ||
| Q2 24 | 31.3% | 3.6% | ||
| Q1 24 | 23.9% | -3.9% |
| Q4 25 | 30.8% | -12.9% | ||
| Q3 25 | 17.2% | 1.8% | ||
| Q2 25 | 24.9% | -6.5% | ||
| Q1 25 | 21.8% | -3.0% | ||
| Q4 24 | 17.5% | 0.4% | ||
| Q3 24 | 19.3% | 1.1% | ||
| Q2 24 | 24.4% | 0.0% | ||
| Q1 24 | 19.9% | -6.2% |
| Q4 25 | $1.21 | $-0.17 | ||
| Q3 25 | $0.67 | $0.02 | ||
| Q2 25 | $0.95 | $-0.09 | ||
| Q1 25 | $0.79 | $-0.04 | ||
| Q4 24 | $0.65 | $0.00 | ||
| Q3 24 | $0.72 | $0.02 | ||
| Q2 24 | $0.89 | $0.00 | ||
| Q1 24 | $0.72 | $-0.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $58.1M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $157.1M | $17.8M |
| Total Assets | $1.7B | $107.8M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $58.1M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $59.3M | — | ||
| Q3 24 | $73.2M | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $157.1M | $17.8M | ||
| Q3 25 | $149.5M | $20.0M | ||
| Q2 25 | $144.0M | $18.7M | ||
| Q1 25 | $138.5M | $19.0M | ||
| Q4 24 | $130.6M | $19.6M | ||
| Q3 24 | $136.3M | $18.2M | ||
| Q2 24 | $124.3M | $19.0M | ||
| Q1 24 | $121.1M | $20.8M |
| Q4 25 | $1.7B | $107.8M | ||
| Q3 25 | $1.7B | $112.5M | ||
| Q2 25 | $1.7B | $105.8M | ||
| Q1 25 | $1.7B | $110.2M | ||
| Q4 24 | $1.7B | $119.4M | ||
| Q3 24 | $1.7B | $121.6M | ||
| Q2 24 | $1.7B | $124.2M | ||
| Q1 24 | $1.7B | $129.0M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $21.4M | $-1.1M |
| Free Cash FlowOCF − Capex | $20.0M | $-1.5M |
| FCF MarginFCF / Revenue | 92.7% | -5.0% |
| Capex IntensityCapex / Revenue | 6.6% | 1.3% |
| Cash ConversionOCF / Net Profit | 3.22× | — |
| TTM Free Cash FlowTrailing 4 quarters | $34.9M | $-6.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $21.4M | $-1.1M | ||
| Q3 25 | $4.7M | $-178.0K | ||
| Q2 25 | $5.5M | $1.1M | ||
| Q1 25 | $5.9M | $-5.5M | ||
| Q4 24 | $20.6M | $2.3M | ||
| Q3 24 | $4.9M | $-4.8M | ||
| Q2 24 | $6.7M | $6.2M | ||
| Q1 24 | $3.7M | $-1.7M |
| Q4 25 | $20.0M | $-1.5M | ||
| Q3 25 | $4.4M | $-390.0K | ||
| Q2 25 | $5.4M | $941.0K | ||
| Q1 25 | $5.2M | $-5.5M | ||
| Q4 24 | $20.0M | $1.9M | ||
| Q3 24 | $4.7M | $-4.9M | ||
| Q2 24 | $6.6M | $6.0M | ||
| Q1 24 | $3.5M | $-2.0M |
| Q4 25 | 92.7% | -5.0% | ||
| Q3 25 | 20.4% | -1.4% | ||
| Q2 25 | 25.9% | 3.0% | ||
| Q1 25 | 25.8% | -18.8% | ||
| Q4 24 | 98.0% | 5.7% | ||
| Q3 24 | 22.9% | -13.8% | ||
| Q2 24 | 32.7% | 16.8% | ||
| Q1 24 | 17.9% | -5.7% |
| Q4 25 | 6.6% | 1.3% | ||
| Q3 25 | 1.5% | 0.7% | ||
| Q2 25 | 0.5% | 0.5% | ||
| Q1 25 | 3.8% | 0.0% | ||
| Q4 24 | 2.9% | 1.2% | ||
| Q3 24 | 1.0% | 0.4% | ||
| Q2 24 | 0.4% | 0.5% | ||
| Q1 24 | 0.6% | 0.9% |
| Q4 25 | 3.22× | — | ||
| Q3 25 | 1.27× | -0.34× | ||
| Q2 25 | 1.06× | — | ||
| Q1 25 | 1.36× | — | ||
| Q4 24 | 5.78× | 17.13× | ||
| Q3 24 | 1.24× | -12.21× | ||
| Q2 24 | 1.36× | 385.25× | ||
| Q1 24 | 0.93× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PEBK
Segment breakdown not available.
SYPR
| Sypris Electronics | $17.7M | 59% |
| Transferred At Point In Time | $12.5M | 41% |
