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Side-by-side financial comparison of PETMED EXPRESS INC (PETS) and Tectonic Financial, Inc. (TECTP). Click either name above to swap in a different company.
PETMED EXPRESS INC is the larger business by last-quarter revenue ($40.7M vs $23.0M, roughly 1.8× Tectonic Financial, Inc.). Tectonic Financial, Inc. runs the higher net margin — 23.8% vs -26.0%, a 49.8% gap on every dollar of revenue. On growth, Tectonic Financial, Inc. posted the faster year-over-year revenue change (17.9% vs -23.3%). PETMED EXPRESS INC produced more free cash flow last quarter ($-9.2M vs $-17.3M). Over the past eight quarters, Tectonic Financial, Inc.'s revenue compounded faster (270.5% CAGR vs -20.9%).
PetMed Express, Inc., also known as PetMeds, is an online pet pharmacy based in the United States. It is publicly traded and sells prescription and non-prescription pet medication.
Tectonic Financial, Inc.TECTPEarnings & Financial Report
Tectonic Financial, Inc. is a US-based diversified financial services provider. It offers core services including wealth management, investment banking, capital markets advisory, and tailored financial solutions. Its key client segments cover high-net-worth individuals, institutional investors, and small to mid-sized enterprises across North America.
PETS vs TECTP — Head-to-Head
Income Statement — Q3 FY2026 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $40.7M | $23.0M |
| Net Profit | $-10.6M | $5.5M |
| Gross Margin | 23.3% | — |
| Operating Margin | -25.7% | 30.6% |
| Net Margin | -26.0% | 23.8% |
| Revenue YoY | -23.3% | 17.9% |
| Net Profit YoY | -1392.6% | 15.9% |
| EPS (diluted) | $-0.50 | $0.73 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $40.7M | — | ||
| Q3 25 | $44.4M | $23.0M | ||
| Q2 25 | $51.2M | $21.6M | ||
| Q1 25 | $50.8M | $21.8M | ||
| Q4 24 | $52.0M | $21.4M | ||
| Q3 24 | $58.0M | $19.5M | ||
| Q2 24 | $66.2M | $18.6M | ||
| Q1 24 | $65.1M | $17.6M |
| Q4 25 | $-10.6M | — | ||
| Q3 25 | $-8.5M | $5.5M | ||
| Q2 25 | $-34.2M | $4.3M | ||
| Q1 25 | $-11.6M | $4.5M | ||
| Q4 24 | $-707.0K | $3.0M | ||
| Q3 24 | $2.3M | $4.7M | ||
| Q2 24 | $3.8M | $3.1M | ||
| Q1 24 | $-5.0M | $3.1M |
| Q4 25 | 23.3% | — | ||
| Q3 25 | 28.0% | — | ||
| Q2 25 | 28.1% | — | ||
| Q1 25 | 29.9% | — | ||
| Q4 24 | 31.0% | — | ||
| Q3 24 | 32.3% | — | ||
| Q2 24 | 28.8% | — | ||
| Q1 24 | 29.3% | — |
| Q4 25 | -25.7% | — | ||
| Q3 25 | -18.9% | 30.6% | ||
| Q2 25 | -66.7% | 25.9% | ||
| Q1 25 | -11.9% | 26.0% | ||
| Q4 24 | -0.9% | 22.1% | ||
| Q3 24 | 1.0% | 29.1% | ||
| Q2 24 | 6.6% | 21.5% | ||
| Q1 24 | -5.9% | 22.2% |
| Q4 25 | -26.0% | — | ||
| Q3 25 | -19.2% | 23.8% | ||
| Q2 25 | -66.7% | 19.8% | ||
| Q1 25 | -22.9% | 20.4% | ||
| Q4 24 | -1.4% | 14.0% | ||
| Q3 24 | 4.0% | 24.2% | ||
| Q2 24 | 5.7% | 16.9% | ||
| Q1 24 | -7.7% | 17.4% |
| Q4 25 | $-0.50 | — | ||
| Q3 25 | $-0.41 | $0.73 | ||
| Q2 25 | $-1.65 | $0.55 | ||
| Q1 25 | $-0.56 | $0.57 | ||
| Q4 24 | $-0.03 | $0.35 | ||
| Q3 24 | $0.11 | $0.58 | ||
| Q2 24 | $0.18 | $0.38 | ||
| Q1 24 | $-0.24 | $0.37 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $26.9M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $32.8M | $119.2M |
| Total Assets | $88.0M | $1.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $26.9M | — | ||
| Q3 25 | $36.1M | — | ||
| Q2 25 | $41.1M | — | ||
| Q1 25 | $54.7M | — | ||
| Q4 24 | $50.1M | — | ||
| Q3 24 | $52.0M | — | ||
| Q2 24 | $46.0M | — | ||
| Q1 24 | $55.3M | — |
| Q4 25 | $32.8M | — | ||
| Q3 25 | $43.1M | $119.2M | ||
| Q2 25 | $51.5M | $114.6M | ||
| Q1 25 | $85.1M | $111.3M | ||
| Q4 24 | $96.2M | $113.4M | ||
| Q3 24 | $96.4M | $112.8M | ||
| Q2 24 | $93.5M | $110.4M | ||
| Q1 24 | $96.7M | $108.5M |
| Q4 25 | $88.0M | — | ||
| Q3 25 | $100.3M | $1.1B | ||
| Q2 25 | $109.8M | $997.0M | ||
| Q1 25 | $148.7M | $910.5M | ||
| Q4 24 | $144.8M | $863.4M | ||
| Q3 24 | $146.0M | $847.5M | ||
| Q2 24 | $152.7M | $777.1M | ||
| Q1 24 | $169.9M | $777.6M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-9.2M | $-17.3M |
| Free Cash FlowOCF − Capex | $-9.2M | $-17.3M |
| FCF MarginFCF / Revenue | -22.7% | -74.9% |
| Capex IntensityCapex / Revenue | 0.1% | 0.0% |
| Cash ConversionOCF / Net Profit | — | -3.14× |
| TTM Free Cash FlowTrailing 4 quarters | $-23.0M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-9.2M | — | ||
| Q3 25 | $-2.2M | $-17.3M | ||
| Q2 25 | $-12.3M | $-32.5M | ||
| Q1 25 | $7.0M | $-35.6M | ||
| Q4 24 | $-1.2M | $-86.6M | ||
| Q3 24 | $7.4M | $-22.5M | ||
| Q2 24 | $-8.5M | $-30.7M | ||
| Q1 24 | $7.1M | $-3.2M |
| Q4 25 | $-9.2M | — | ||
| Q3 25 | $-4.8M | $-17.3M | ||
| Q2 25 | $-13.6M | — | ||
| Q1 25 | $4.6M | $-35.6M | ||
| Q4 24 | $-1.9M | $-86.8M | ||
| Q3 24 | $6.1M | $-22.5M | ||
| Q2 24 | $-9.2M | $-30.7M | ||
| Q1 24 | $5.9M | $-3.3M |
| Q4 25 | -22.7% | — | ||
| Q3 25 | -10.8% | -74.9% | ||
| Q2 25 | -26.5% | — | ||
| Q1 25 | 9.1% | -163.2% | ||
| Q4 24 | -3.7% | -406.5% | ||
| Q3 24 | 10.6% | -115.0% | ||
| Q2 24 | -13.9% | -165.5% | ||
| Q1 24 | 9.0% | -18.8% |
| Q4 25 | 0.1% | — | ||
| Q3 25 | 5.9% | 0.0% | ||
| Q2 25 | 2.5% | 0.0% | ||
| Q1 25 | 4.7% | 0.0% | ||
| Q4 24 | 1.5% | 1.0% | ||
| Q3 24 | 2.2% | 0.1% | ||
| Q2 24 | 1.0% | 0.3% | ||
| Q1 24 | 1.9% | 0.9% |
| Q4 25 | — | — | ||
| Q3 25 | — | -3.14× | ||
| Q2 25 | — | -7.61× | ||
| Q1 25 | — | -8.00× | ||
| Q4 24 | — | -28.99× | ||
| Q3 24 | 3.18× | -4.74× | ||
| Q2 24 | -2.27× | -9.76× | ||
| Q1 24 | — | -1.03× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PETS
| Reorder | $34.0M | 84% |
| New Order | $5.0M | 12% |
| Membership Fees | $1.6M | 4% |
TECTP
Segment breakdown not available.
