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Side-by-side financial comparison of PETMED EXPRESS INC (PETS) and FIRST FINANCIAL CORP (THFF). Click either name above to swap in a different company.
FIRST FINANCIAL CORP is the larger business by last-quarter revenue ($70.5M vs $40.7M, roughly 1.7× PETMED EXPRESS INC). FIRST FINANCIAL CORP runs the higher net margin — 30.4% vs -26.0%, a 56.4% gap on every dollar of revenue. On growth, FIRST FINANCIAL CORP posted the faster year-over-year revenue change (14.1% vs -23.3%). FIRST FINANCIAL CORP produced more free cash flow last quarter ($86.4M vs $-9.2M). Over the past eight quarters, FIRST FINANCIAL CORP's revenue compounded faster (20.8% CAGR vs -20.9%).
PetMed Express, Inc., also known as PetMeds, is an online pet pharmacy based in the United States. It is publicly traded and sells prescription and non-prescription pet medication.
First American Financial Corporation is an American financial services company which provides title insurance and settlement services to the real estate and mortgage industries.
PETS vs THFF — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $40.7M | $70.5M |
| Net Profit | $-10.6M | $21.5M |
| Gross Margin | 23.3% | — |
| Operating Margin | -25.7% | 37.4% |
| Net Margin | -26.0% | 30.4% |
| Revenue YoY | -23.3% | 14.1% |
| Net Profit YoY | -1392.6% | 32.1% |
| EPS (diluted) | $-0.50 | $1.81 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $40.7M | $70.5M | ||
| Q3 25 | $44.4M | $65.8M | ||
| Q2 25 | $51.2M | $63.1M | ||
| Q1 25 | $50.8M | $62.5M | ||
| Q4 24 | $52.0M | $61.8M | ||
| Q3 24 | $58.0M | $58.4M | ||
| Q2 24 | $66.2M | $49.2M | ||
| Q1 24 | $65.1M | $48.4M |
| Q4 25 | $-10.6M | $21.5M | ||
| Q3 25 | $-8.5M | $20.8M | ||
| Q2 25 | $-34.2M | $18.6M | ||
| Q1 25 | $-11.6M | $18.4M | ||
| Q4 24 | $-707.0K | $16.2M | ||
| Q3 24 | $2.3M | $8.7M | ||
| Q2 24 | $3.8M | $11.4M | ||
| Q1 24 | $-5.0M | $10.9M |
| Q4 25 | 23.3% | — | ||
| Q3 25 | 28.0% | — | ||
| Q2 25 | 28.1% | — | ||
| Q1 25 | 29.9% | — | ||
| Q4 24 | 31.0% | — | ||
| Q3 24 | 32.3% | — | ||
| Q2 24 | 28.8% | — | ||
| Q1 24 | 29.3% | — |
| Q4 25 | -25.7% | 37.4% | ||
| Q3 25 | -18.9% | 39.2% | ||
| Q2 25 | -66.7% | 36.2% | ||
| Q1 25 | -11.9% | 38.1% | ||
| Q4 24 | -0.9% | 32.4% | ||
| Q3 24 | 1.0% | 17.9% | ||
| Q2 24 | 6.6% | 27.6% | ||
| Q1 24 | -5.9% | 27.2% |
| Q4 25 | -26.0% | 30.4% | ||
| Q3 25 | -19.2% | 31.6% | ||
| Q2 25 | -66.7% | 29.5% | ||
| Q1 25 | -22.9% | 29.5% | ||
| Q4 24 | -1.4% | 26.3% | ||
| Q3 24 | 4.0% | 15.0% | ||
| Q2 24 | 5.7% | 23.1% | ||
| Q1 24 | -7.7% | 22.6% |
| Q4 25 | $-0.50 | $1.81 | ||
| Q3 25 | $-0.41 | $1.75 | ||
| Q2 25 | $-1.65 | $1.57 | ||
| Q1 25 | $-0.56 | $1.55 | ||
| Q4 24 | $-0.03 | $1.37 | ||
| Q3 24 | $0.11 | $0.74 | ||
| Q2 24 | $0.18 | $0.96 | ||
| Q1 24 | $-0.24 | $0.93 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $26.9M | — |
| Total DebtLower is stronger | — | $188.2M |
| Stockholders' EquityBook value | $32.8M | $650.9M |
| Total Assets | $88.0M | $5.8B |
| Debt / EquityLower = less leverage | — | 0.29× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $26.9M | — | ||
| Q3 25 | $36.1M | — | ||
| Q2 25 | $41.1M | — | ||
| Q1 25 | $54.7M | — | ||
| Q4 24 | $50.1M | — | ||
| Q3 24 | $52.0M | — | ||
| Q2 24 | $46.0M | — | ||
| Q1 24 | $55.3M | — |
| Q4 25 | — | $188.2M | ||
| Q3 25 | — | $170.5M | ||
| Q2 25 | — | $122.7M | ||
| Q1 25 | — | $124.9M | ||
| Q4 24 | — | $28.1M | ||
| Q3 24 | — | $30.5M | ||
| Q2 24 | — | $108.6M | ||
| Q1 24 | — | $58.6M |
| Q4 25 | $32.8M | $650.9M | ||
| Q3 25 | $43.1M | $622.2M | ||
| Q2 25 | $51.5M | $587.7M | ||
| Q1 25 | $85.1M | $571.9M | ||
| Q4 24 | $96.2M | $549.0M | ||
| Q3 24 | $96.4M | $566.0M | ||
| Q2 24 | $93.5M | $530.7M | ||
| Q1 24 | $96.7M | $520.8M |
| Q4 25 | $88.0M | $5.8B | ||
| Q3 25 | $100.3M | $5.7B | ||
| Q2 25 | $109.8M | $5.6B | ||
| Q1 25 | $148.7M | $5.5B | ||
| Q4 24 | $144.8M | $5.6B | ||
| Q3 24 | $146.0M | $5.5B | ||
| Q2 24 | $152.7M | $4.9B | ||
| Q1 24 | $169.9M | $4.9B |
| Q4 25 | — | 0.29× | ||
| Q3 25 | — | 0.27× | ||
| Q2 25 | — | 0.21× | ||
| Q1 25 | — | 0.22× | ||
| Q4 24 | — | 0.05× | ||
| Q3 24 | — | 0.05× | ||
| Q2 24 | — | 0.20× | ||
| Q1 24 | — | 0.11× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-9.2M | $90.4M |
| Free Cash FlowOCF − Capex | $-9.2M | $86.4M |
| FCF MarginFCF / Revenue | -22.7% | 122.5% |
| Capex IntensityCapex / Revenue | 0.1% | 5.6% |
| Cash ConversionOCF / Net Profit | — | 4.21× |
| TTM Free Cash FlowTrailing 4 quarters | $-23.0M | $144.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-9.2M | $90.4M | ||
| Q3 25 | $-2.2M | $26.9M | ||
| Q2 25 | $-12.3M | $12.7M | ||
| Q1 25 | $7.0M | $21.1M | ||
| Q4 24 | $-1.2M | $60.4M | ||
| Q3 24 | $7.4M | $23.3M | ||
| Q2 24 | $-8.5M | $8.8M | ||
| Q1 24 | $7.1M | $12.4M |
| Q4 25 | $-9.2M | $86.4M | ||
| Q3 25 | $-4.8M | $25.8M | ||
| Q2 25 | $-13.6M | $11.6M | ||
| Q1 25 | $4.6M | $20.5M | ||
| Q4 24 | $-1.9M | $54.3M | ||
| Q3 24 | $6.1M | $19.5M | ||
| Q2 24 | $-9.2M | $8.4M | ||
| Q1 24 | $5.9M | $11.5M |
| Q4 25 | -22.7% | 122.5% | ||
| Q3 25 | -10.8% | 39.2% | ||
| Q2 25 | -26.5% | 18.4% | ||
| Q1 25 | 9.1% | 32.8% | ||
| Q4 24 | -3.7% | 87.8% | ||
| Q3 24 | 10.6% | 33.5% | ||
| Q2 24 | -13.9% | 17.2% | ||
| Q1 24 | 9.0% | 23.7% |
| Q4 25 | 0.1% | 5.6% | ||
| Q3 25 | 5.9% | 1.7% | ||
| Q2 25 | 2.5% | 1.8% | ||
| Q1 25 | 4.7% | 0.9% | ||
| Q4 24 | 1.5% | 9.9% | ||
| Q3 24 | 2.2% | 6.5% | ||
| Q2 24 | 1.0% | 0.7% | ||
| Q1 24 | 1.9% | 2.0% |
| Q4 25 | — | 4.21× | ||
| Q3 25 | — | 1.29× | ||
| Q2 25 | — | 0.68× | ||
| Q1 25 | — | 1.14× | ||
| Q4 24 | — | 3.72× | ||
| Q3 24 | 3.18× | 2.67× | ||
| Q2 24 | -2.27× | 0.77× | ||
| Q1 24 | — | 1.14× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PETS
| Reorder | $34.0M | 84% |
| New Order | $5.0M | 12% |
| Membership Fees | $1.6M | 4% |
THFF
Segment breakdown not available.
